Bankruptcy / Indiana / Cost

Understand the Cost to File Bankruptcy in Indiana

Written by Ben Tejes
Updated Sep 3rd, 2021

If you are like me, you probably wonder how you can afford the cost of bankruptcy in Indiana when it’s difficult to pay bills. Many bankruptcy costs such as the filing fee and the credit counseling courses are relatively similar. That said, the cost of bankruptcy attorney fees may range dramatically whether you are in Indianapolis or Fort Wayne. 

The purpose of this article is to provide you with estimated all-in costs:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

1. Bankruptcy Attorney Fees Indiana

Bankruptcy attorneys in Indiana can cost between $1000 - $1400. The cost may increase or decrease based on complexity and location.

Here are some of the ranges of cost in major cities in Indiana.

Attorney Fees in Indianapolis

Indianapolis is the most populated city in Indiana with a population of 867,125. Bankruptcy attorneys in Indianapolis can cost an estimated $1,000.

Attorney Fees in Fort Wayne

Bankruptcy attorneys in Fort Wayne can cost an estimated $1,170.

Attorney Fees in Evansville

Bankruptcy attorneys in Evansville can cost an estimated $1,090.

2. Chapter 13 Bankruptcy Attorney Fees Indiana

Chapter 13 bankruptcy attorneys in Indiana can cost $3,500. The fee can depend on the district.

While Chapter 7 attorney fees have variability, many Chapter 13 fees are relatively similar based on no-look fees, a reasonable cost for the service provided. You may still want to see whether the attorney charges an hourly rate for any additional work after filing the Chapter 13

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty similar across the United States, not just Indiana. Here are the other costs to consider. 

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and a bankruptcy form that provides the filing fee. 

The Chapter 7 bankruptcy filing fee is $338 ($245 filing fee $78 administrative fee + $15 trustee surcharge).

The Chapter 13 bankruptcy filing fee is $313 ($235 filing fee + $78 administrative fee).

Mandatory Course Costs

When you file bankruptcy, you have to take an approved credit counseling course in Indiana and a debtor education course. You can often take both courses online. The average cost may is around $10 to $50 per course.

Miscellaneous Costs

You may have to pay for transportation to the meeting of creditors at the courthouse. You may also have to pay for a credit report for your attorney (although they may be able to help you with the credit report).

You can estimate the cost of transportation to one of the bankruptcy courts below:

Northern District

  • United States District Court
    Northern District of Indiana
    1300 S. Harrison St.
    Fort Wayne, IN 46802
  • United States District Court
    Northern District of Indiana
    5400 Federal Plaza
    Suite 2300
    Hammond, IN 46320
  • United States District Court
    Northern District of Indiana
    Charles A. Halleck Federal Building
    230 North Fourth St., Room 105
    Lafayette, IN 47901-1322
  • United States District Court
    102 Federal Building
    204 S Main St
    South Bend, IN 46601

Southern

  • Birch Bayh Federal Building & U.S. Courthouse
    46 East Ohio Street
    Indianapolis, IN 46204
  • U.S. Courthouse
    921 Ohio Street
    Terre Haute, IN 47807
  • Winfield K. Denton Federal Building & U.S. Courthouse
    101 Northwest Martin Luther King Boulevard
    Evansville, IN 47708
  • Lee H. Hamilton Federal Building & U.S. Courthouse
    121 West Spring Street
    New Albany, IN 47150