Bankruptcy / Washington / Cost

Understand the Cost to File Bankruptcy in Washington

Written by Ben Tejes
Updated Oct 21st, 2021

If you are like me, you probably wonder how you can afford the cost of bankruptcy in Washington when it’s difficult to pay bills. Many bankruptcy costs such as the filing fee and the credit counseling courses are relatively similar. That said, the cost of bankruptcy attorney fees may range dramatically whether you are in Seattle or Spokane. 

The purpose of this article is to provide you with estimated all-in costs:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

1. Bankruptcy Attorney Fees Washington

A Chapter 7 Bankruptcy is often less expensive than Chapter 13 bankruptcy. Chapter7 bankruptcy attorneys in Washington can cost between $1000 - $2000. The cost may increase or decrease based on complexity and location.

Here are some of the ranges of cost in major cities in Washington.

Attorney Fees in Seattle

Seattle is the most populated city in Washington with a population of 754,567. Bankruptcy attorneys in Seattle can cost an estimated $1,500.

Attorney Fees in Spokane

Bankruptcy attorneys in Spokane can cost an estimated $1,500.

Attorney Fees in Tacoma

Bankruptcy attorneys in Tacoma can cost an estimated $1,170.

2. Chapter 13 Bankruptcy Attorney Fees Washington

Chapter 13 bankruptcy attorneys in Washington can cost $3,500. The fee can depend on the district.

While Chapter 7 attorney fees have variability, many Chapter 13 fees are relatively similar based on no-look fees, a reasonable cost for the service provided. You may still want to see whether the attorney charges an hourly rate for any additional work after filing the Chapter 13

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty similar across the United States, not just Washington. Here are the other costs to consider. 

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and a bankruptcy form that provides the filing fee. 

The Chapter 7 bankruptcy filing fee is $338 ($245 filing fee $78 administrative fee + $15 trustee surcharge).

The Chapter 13 bankruptcy filing fee is $313 ($235 filing fee + $78 administrative fee).

Mandatory Course Costs

When you file bankruptcy, you have to take an approved credit counseling course in Washington and a debtor education course. You can often take both courses online. The average cost may is around $10 to $50 per course.

Miscellaneous Costs

You may have to pay for transportation to the meeting of creditors at the courthouse. You may also have to pay for a credit report for your attorney (although they may be able to help you with the credit report).

You can estimate the cost of transportation to one of the bankruptcy courts below:

Eastern District

  • 920 West Riverside Ave, Room 840
    Spokane, WA 99201
  • 25 South 3rd St, Room 201
    Yakima, WA 98901
  • 825 Jadwin Avenue, Room 174
    Richland, WA 99352

Western

  • 700 Stewart Street, Suite 2310
    Seattle, WA 98101
  • 1717 Pacific Avenue, Room 3100
    Tacoma, WA 98402-3200