Bankruptcy / Massachusetts / Fall River / Bankruptcy Attorney

8 Top Bankruptcy Lawyers Serving Fall River

Written by Ben Tejes
Updated Nov 4th, 2022

You are looking for a bankruptcy attorney in Fall River, Massachusetts and probably want to find the best attorney for the most reasonable price.  

When filing bankruptcy in Fall River, there here are 5 attributes that we look for in bankruptcy attorneys, which are 1) Rate 2) Reviews 3) Relevance 4) Reliability, and 5) Referral. We also care about bankruptcy attorneys who offer free consultations and payment plans. 

See the table below for bankruptcy lawyers servicing Fall River.  If you'd like to understand the all-in bankruptcy cost in Fall River, we built a free qualification and cost calculator below to estimate fees. Update the zip code if you’d like to refresh the list. Please note that the phone information below will first route to Ascend, and we will check our system for available attorneys who are available for a free phone consultation before transferring you to the attorney. If you'd like to speak directly to a specific attorney below, you should be able to find that information directly on the attorney's website.

Zip code
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Fall River has a estimated population of 89541. What we found is that folks in bigger cities such as Boston or Worcester like to often have bankruptcy lawyers who are close by. In smaller towns with a population under 20,000, some individuals actually like to hire bankruptcy lawyers far away because of potential angst about other individuals finding out about the bankruptcy hiring. 

This is why we built the zip code updater, so you can update the zip code to where you’d like to hire a bankruptcy attorney, which potentially might not be in Fall River.

Do I Qualify For And What is All-In Cost of Bankruptcy in Fall River?

A Chapter 7 bankruptcy (which is the lowest cost bankruptcy) has qualification requirement, based on the bankruptcy means test. There is also a filing fee, but that fee can be waived in certain situations.

Take our free Fall River bankruptcy qualification and cost calculator that is based on the official US bankruptcy forms to estimate: 1) Whether you Qualify 2) Whether your filing fee may be waived. 3) The all-in cost of bankruptcy. 4) Comparison of costs, and pros and cons of other options in Fall River.


How is the Bankruptcy Attorney Rate/Fee Determined in Fall River?

The bankruptcy attorney fee in Fall River is often based on a number of factors. Here are some of the factors:

  1. Type of bankruptcy case
  2. The complexity of bankruptcy case
  3. Amount of bankruptcy lawyer interaction
  4. Bankruptcy attorney expertise
  5. Your location (i.e. Fall River, Massachusetts)

We had mentioned earlier the population of Fall River is 89541. As such, larger cities may have higher attorney fees and smaller towns may have lower attorney fees. For example, Springfield may have a lower bankruptcy lawyer fee than Boston.

For example, Fall River has a median household income of 43503. So, the income and general cost of living in Fall River may dictate the attorney fees.

Secondly, the complexity of the case may dictate the cost of the bankruptcy. This is often the case with Chapter 7 bankruptcy. Do you own a home? Are you married? In Fall River, approximately 39.2% are married. If you are married and filing with your spouse, you may have additional complexity to the case, potentially in a higher attorney cost. Secondly, are you a home owner? Approximately 36.3% of individuals in Fall River own a home. With positive equity, you often check Massachusetts bankruptcy exemptions to determine whether you can keep the home. So, if your case in Fall River is more complex, your attorney fee may be higher.

Okay, let’s dive into how the type of case may result in higher or lower bankruptcy lawyer fees in Fall River.

Chapter 7 Bankruptcy

Chapter 7 bankruptcy is the most common bankruptcy in the United States. Of the 3,529 bankruptcies filed in Massachusetts, my guess is the majority of those are Chapter 7 bankruptcies.

The Chapter 7 bankruptcy is often more simple. You can get a discharge (forgiveness) of debt in as little as 120 days. There’s often only one meeting and potentially less paperwork. Many people become nervous that they will lose belongings if filing Chapter 7 bankruptcy, but bankruptcy exemptions in Fall River can help protect those assets.

As such the cost is often less. In Massachusetts, the estimated Chapter 7 bankruptcy attorney fee is $1150 - $2500. You can use our free Fall River Chapter 7 qualification and cost calculator to estimate qualification and cost.

Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a payment plan bankruptcy, designed for those making regular income to pay back a part of their debts. The Chapter 13 bankruptcy is often 3 or 5 years, resulting in monthly payments in coordination with the Chapter 13 Trustee in Massachusetts

As such, the Chapter 13 bankruptcy is quite a bit more complex, so the estimated Chapter 13 bankruptcy attorney fee range in Massachusetts is $4,000. The fee may be the same across Fall River because of what’s called a no-look fee, which is a set rate for the reasonable fee for the service provided.

The Chapter 13 bankruptcy fee is often included in the Chapter 13 plan. Before you file Chapter 13 bankruptcy, you may also want to consider Chapter 13 trustee fees, which is an estimated 8.30%%. You can use our free Massachusetts Chapter 13 Fall River Chapter 13 payment plan calculator to estimate your complete Chapter 13 plan payment, which includes the estimated bankruptcy attorney fees, the trustee fees, and the disposable income calculation.

How do Free Bankruptcy Lawyer Consultations Work in Fall River?

Free bankruptcy consultations are designed to help you know whether bankruptcy is the best option for you. Because you are in financial hardship, many bankruptcy attorneys offer this service to alleviate the burden of another financial expense. 

You can ask questions related to bankruptcy, and you can also get an estimate of what the bankruptcy lawyer fee will be in Fall River. You can also get multiple opinions via free bankruptcy consultations if you didn’t jive with the attorney or you would like to discuss both types and qualification with another attorney.

Do Most Bankruptcy Attorneys Offer Payment Plans in Fall River?

Yes, many bankruptcy lawyers take a payment plan, and I would estimate that would be no different in Fall River. A Chapter 13 bankruptcy is already a payment plan bankruptcy, so many Chapter 13 bankruptcy lawyers will take a payment upfront and then include the rest in the plan.

In a Chapter 7 bankruptcy, many lawyers will take payment plans, but the total attorney fee often has to be paid before filing. If an bankruptcy lawyer in Fall River will only take all of the money upfront for a Chapter 7 bankruptcy and not provide payment plans, you may be able to find one that does take payment plans. 

Just to confirm, you may always want to check which type of bankruptcy you are filing. Some bankruptcy lawyers may offer payments plans or $0 Chapter 13 options, but those may be much more expensive in the long run than doing a payment plan upfront on a Chapter 7 bankruptcy.

How Do I Determine If The Bankruptcy Lawyer in Fall River is Reliable?

One of the most important attributes we look for in a bankruptcy lawyer in Fall River is whether they are reliable. The reason for this is that there are certain deadlines that have to take place, and you need someone who will meet those deadlines. 

Some of the ways that you can determine this is potentially through rating and reviews because that gives you insight into other clients’ experiences. There are biased review sources out there, so our favorite review sites are Google ratings and reviews and Yelp ratings and reviews. 

We like to sort from the lowest review descending so that you can really get a sense of whether this individual is reliable. See the image before of Ascend Bankruptcy Help’s Google reviews (source), with the lowest rating descending.


Conclusion

Filing bankruptcy in Fall River is a big decision, so it’s important to have a reputable bankruptcy lawyer if you decide to hire one. 

The purpose of this article was to show you top bankruptcy attorneys in Fall River while providing some insights on how to find a reputable bankruptcy lawyer. For example, you may consider looking at the rate, the reviews and ratings, the reliability, the relevancy, and any referrals to decide whether to hire a bankruptcy attorney. You can also contact us at any time for specific questions about bankruptcy attorneys in Fall River or take our free bankruptcy cost and qualification calculator below.