Debt Settlement vs Bankruptcy

At Ascend, we help thousands of people each year understand the distinctions between debt settlement (debt relief) vs bankruptcy. Debt solutions are complex. Thus, it is imperative that you understand the differences before deciding whether a debt settlement or bankruptcy is right for you.

Also, I personally like watching videos more than reading, so I just shot 3 videos covering each of these options.

Some of the most important things to consider are 1) Chapter 7 qualification. 2) Cost. 3) Length of time. 4) Your goals.

The purpose of this article is to cover the most important aspects of bankruptcy vs. debt settlement.

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Picture comparing monthly costs of debt settlement vs bankruptcy