Debt Settlement vs Bankruptcy

At Ascend, we help thousands of people each year understand the distinctions between debt settlement (debt relief) vs bankruptcy via our calculators. Debt solutions are complex. Thus, it is imperative that you understand the differences before deciding whether a debt settlement or bankruptcy is right for you.

Some of the most important things to consider are 1) Chapter 7 qualification. 2) Cost. 3) Length of time. 4) Your goals.

The purpose of this article is to cover the most important aspects of bankruptcy vs. debt settlement.

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Picture comparing monthly costs of debt settlement vs bankruptcy