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Did you just receive a call from 8008755143 (i.e. 800-875-5143) or a mailer from 8014 Bayberry Rd Jacksonville, FL 32256-7412? If this is the case, Enhanced Recovery Company is the company trying to reach you.

Enhanced Recovery Company a debt collection agency that has the priority of collecting unpaid deb in the financial services, health and wellness, retail/commerce, insurance, travel and transportation, financial media and technology, and energy industries.

Is Enhanced Recovery Company legitimate?

Enhanced Recovery Company has been around for 21 years since 11/22/1999, and the company has been BBB accredited since 2007 with a B rating. At the time of this writing, ERC received 916 complaints closed in last 3 years and has a customer review rating of 1.21 based on 39 reviews.

Is it possible for Enhanced Recovery Company to Sue me?

Debt collectors will always have the ability to try and sue individuals for their unpaid debt but that does not mean that they will. If you ever feel any uncertainty, please contact a professional to get some more information and guidance. If you are not sure who to contact, please give us a text or call at (833) 272 -3631, so that we can help you. 

When do debt collectors sue?

There are many different reasons for when a debt collector may sue someone, but we do go into quite some detail on this article here, if you have any additional questions.

Here is a brief breakdown of some possible reasons a debt collector will sue: 

  1. What bank accounts do you have? Savings, checking, investment accounts?
  2. How much total debt are you in? There tends to be a larger amount of lawsuits with unpaid debt with larger totals.
  3. Debt collectors tend to steer clear of suing for less than $2,000 but that doesn’t mean it won’t happen.
  4. Do you owe money to large businesses or small businesses?
  5. Your state may allow wage garnishment, levies, or liens. Make sure to check at the bottom of this page to find out.

I am not sure if I am going to be sued, how would I know?

Someone will come to your house and hand-deliver a summons. This is to prevent any question on if you received the summons or not. If you ignore the summons, the debt collector law firm will often request a default judgment.

Debt Relief Options

The great news is that there are alternative options to tackling your unpaid debt. I would recommend accessing our debt freedom portal, which will get you a long term plan for your debt relief. 

Here are some of the options available:

  1. Debt Settlement
  2. Pay off the debt yourself
  3. Hire a debt management company
  4. Filing for Bankruptcy 

Each option above had costs and pros and cons, so we built the following debt options calculator to help you determine which options you have and what are the costs and pros and cons of those options.

What if this is not my debt?

There are times where you are being contacted about the wrong debt. If this is the case, please don’t hesitate and contact your debt collector to verify this debt

My situation is unique, what should I do?

If you are still unsure about what to do, please do not hesitate to give us a call or text at: (833) 272 -3631 or email us at support@tryascend.com.

We created a debt relief calculator that will help you get more context on what your next steps should look like.

Post Author: Ben Tejes

Ben Tejes is a co-founder and CEO of Ascend Finance. Before Ascend, Ben held various executive roles at personal finance companies. Ben specializes in Chapter 13 Bankruptcy, Debt Settlement, Chapter 7 Bankruptcy and debt payoff methods. In his free time, Ben enjoys spending time going on adventures with his wife and three young daughters.

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