You have been receiving calls from 8442255501 (aka 844-225-5501) or a mailer from 5295 DTC Parkway Greenwood Village, CO 80111-2752. Who is contacting you? Professional Bureau of Collection is contacting you, most likely for unpaid debt.
Who is the Professional Bureau of Collection? Professional Bureau of Collection is a debt collection agency that collects unpaid debt for these industries: Banks and Credit Unions, Consumers and Auto Finance, Healthcare, Property, Communications, Utilities and Government.
Is the Professional Bureau of Collection legitimate?
The Professional Bureau of Collection started many years ago. It is not currently BBB Accredited, and currently has a BBB rating of B- at the time of this writing although it does appear to have a second BBB website. Its main number is (800) 270-9685 although we see that it calls from 8442255501.
Will Professional Bureau of Collection sue me?
It’s conceivable that the Professional Bureau of Collection would utilize an outsider to complete a claim for unpaid debt. However, there is the possibility that they don’t sue and try to focus on a different plan for collecting your debt.
How will I know if I am being sued?
If you are being sued, there should be a court summons that will be hand-delivered straight to your front door. This is to prevent any grey area of not receiving the summons. There can be times where the mail is lost, or someone ignores the notice, so generally, someone will hand-deliver the summons straight to your front door. If you decide to ignore the summons, the creditor may request a default judgement that could cost you more than expected.
When do debt collectors sue?
We have an entire article on when debt collectors sue, which may give you a greater understanding of this topic. However, here is a glimpse of some of hypothetical reasons for when a creditor may sue:
- How many accounts are you past due on? If you are past due on quite a few, there is a higher chance of being sued.
- Most of the time, creditos won’t sue for less than $2,000 but there can be times if the cost-benefit analysis works out.
- Do you owe money to large banks or small banks?
- Make sure and see if your state grants wage garnishment, levies, or liens. You can see at the bottom section of this article.
- Do you have any accounts with the creditor you owe?
Your Options If Sued
Good news is that there are plenty of options for debt relief without being sued. We have a debt freedom portal that will walk you through a longer-term plan to debt relief.
Here are some of the options, at a glance:
- Filing for bankruptcy
- Hiring a debt settlement company
- Hiring a debt management company
- Paying off the debt yourself
If you are interested in paying off the debt yourself, we have developed our own debt payoff planner called, Savvy. If this is the route you are interested in taking, feel free to reach out to us or download from the Google Play Store or the App Store.
Can I ask Professional Bureau of Collection to stop calling me from 844-225-5501?
Yes, you have right according to the Fair Credit Reporting Act to request that they stop contacting you, regardless of whether you owe the debt.
There are some cases where the creditor has the wrong debt, and may be reaching out to the wrong person. If you feel like this is the case, feel free to ask them to validate your debt. It is your right to have this done.
Can You Help Me?
If you are still worried or concerned about what your next steps should look like, please do not wait to give us a call or text at: (833) 272 -3631 or email us at firstname.lastname@example.org.
We have also created a debt relief calculator that will help you get more context on what your debt relief options could look like.