Payday Loans and Alternatives Calculator

Uncover the Truth About Payday Loans: Take Our Quiz

Considering a payday loan or already have one? Our insightful quiz helps you understand how payday loans work, why they can be risky, and what better alternatives are available. Empower yourself with knowledge to make informed financial decisions. Start the quiz to take control of your financial future today!

Get Started
Takes 2 - 5 Minutes
Cancel
By submitting, you agree to Ascend's Privacy Policy and Terms of Use.
You additionally give your consent to receive SMS text messages, phone calls or other communications from a bankruptcy attorney, Ascend, or another service provider to facilitate communication regarding your debt relief options, according to our Privacy Policy and Terms of Use. Message frequency varies. Standard message and data rates may apply. Text HELP for more information; text STOP to unsubscribe.
Disclaimer: Ascend strives to keep its information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty, and estimated APR and other terms are not binding in any way. All loans presented on this page have a maximum APR of no greater than 35.99% with terms not less than 12 months to not more than 60 months. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would cost $12,391.55 over the life of the loan. All rates are determined by the lender and must be agreed upon between the borrower and the borrower's chosen lender. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval. When evaluating offers, please review the lender and/or lending partner's Terms and Conditions for additional details.