Analysis and Insights Page

Insights: We ran our debt relief comparison calculator and are 70% confident that Debt Settlement may be the best option for you. The reasons for our confidence is below. Please note this is an estimate based on the data provided and our knowledge of your creditors at the time this was taken. Actual results may vary.

1) Compare Fees and Timeline

EstimateDebt SettlementChapter 13Debt Payoff
Total to Unsecured$115,000$230,000$230,000
Total Fees and Interest$34,500$21,467$249,683
Total Cost To You$149,500$251,467$479,683
Monthly Payment$2,990$11,437$2,435
Debt Free Date50 Months36 Months197 Months

2) Debt Settlement Options

PartnerEst. Monthly PaymentDebt IncludedBBB GradeTerm LengthEasy Submit
CuraDebt Debt Settlement$2,697$230,000A+60
Oak View Law Group$2,990$230,000N/A50
CuraDebt Debt Settlement$3,368$230,000A+48
Oak View Law Group$3,934$230,000N/A38

3) Debt Settlement Plan Estimate

50 Month Plan
Estimated Monthly Payment
$2,990
for 50 months
Your Monthly Payments*
Program fee$690
Administrative fee$0
Settlement amount$2,300
Total Debt$230,000
Total Paid$149,500
Estimated Tax$17,710
Total Saved$62,790
Assumptions
  1. Settlement percentage of 50% of enrolled debt if no creditors added. Creditor specific estimates if creditors provided. Results may vary
  2. All creditors will negotiate for a settlement. Results may vary by creditor
  3. Fees and interest included in settlement percentage
  4. For tax solvent, we estimate the amount saved * 22% federal income tax bracket for "Estimated Tax"
44 Month Plan
Estimated Monthly Payment
$3,398
for 44 months
Your Monthly Payments*
Program fee$784
Administrative fee$0
Settlement amount$2,614
Total Debt$230,000
Total Paid$149,500
Estimated Tax$17,710
Total Saved$62,790
Assumptions
  1. Settlement percentage of 50% of enrolled debt if no creditors added. Creditor specific estimates if creditors provided. Results may vary
  2. All creditors will negotiate for a settlement. Results may vary by creditor
  3. Fees and interest included in settlement percentage
  4. For tax solvent, we estimate the amount saved * 22% federal income tax bracket for "Estimated Tax"

*The estimate(s) presented above are only estimates. Actual payment plans may vary.

4) Lawsuit Likelihood

CreditorLawsuit LikelihoodBalance
Bank of AmericaLow$17,500
BarclaysMedium$12,000
Citibank (Citi)Low-Medium$7,500
ChaseLow$4,200
ChaseLow$4,000
American Express (Amex)High$3,500
ChaseLow$3,500
ChaseLow$3,400
Capital OneMedium-High$600
Creditor NameApproximate Balance
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  • First Union Corporation (Creditor)
  • Kaiser Permanente (Creditor)
  • Personify Financial (Creditor)
  • Fortiva Credit Card (Creditor)
  • Johnson Space Center Federal Credit Union (JSC) (Creditor)
  • NBT Bank - Credit Card (Creditor)
  • M&T Bank (Creditor)
  • Oxmoor Apartments (Creditor)
  • Digital Federal Credit Union (Creditor)
  • USE Credit Union (Creditor)
  • Freedom Financial (Creditor)
  • Bodyscape (Creditor)
  • World Finance (Creditor)
  • Crescent Bank and Trust (Creditor)
  • Department Stores National Bank (DSNB) (Creditor)
  • Gap (Creditor)
  • Quebec Province Student Loan (Creditor)
  • Royal Bank of Canada (Creditor)
  • Wescom Credit Union (Creditor)
  • Security Auto Loans (Creditor)
  • Nordstrom Credit Card (Creditor)
  • University of Michigan Credit Union (Creditor)
  • Fifth Third Bank (Creditor)
  • Sterling Jewelers (Jared) (Creditor)
  • Partners Federal Credit Union (Creditor)
  • Cabela's (Creditor)
  • AT&T (Creditor)
  • Northwest Bank (Creditor)
  • Speedy Cash (Creditor)
  • American Web Loan (Creditor)
  • Opportunity Finance (Creditor)
  • Cash Central (Creditor)
  • GM Financial (Creditor)
  • Navient Corporation - Federal Loan (Creditor)
  • Huntington (Creditor)
  • Military Star Card (Creditor)
  • Fingerhut (Creditor)
  • Charlotte Metro Federal Credit Union (Creditor)
  • NASA Federal Credit Union (Creditor)
  • USAlliance Federal Credit Union (Creditor)
  • Compass (Creditor)
  • BBVA Compass (Creditor)
  • Polish & Slavic Federal Credit Union (Creditor)
  • Greater Nevada Credit Union (Creditor)
  • Cornerstone Financial Credit Union (Creditor)
  • Indigo (Creditor)
  • Masseys (Creditor)
  • Mobiloans (Creditor)
  • ExxonMobil (Creditor)
  • Republic Finance (Creditor)
  • General Electric Money Bank (Creditor)
  • Dish Network (Creditor)
  • Mobile Loans (Creditor)
  • Build Card (Creditor)
  • Pioneer Financial Services (Creditor)
  • Umpqua Bank (Creditor)
  • Republic Bank of Kentucky (Creditor)
  • Dr Paul Montalbano (Creditor)
  • Treasure Valley Hospital (Creditor)
  • Access Group Education Lending (Creditor)
  • National Collegiate Trust - Private Loan (Creditor)
  • KwikCash (Creditor)
  • Marketplace Loan Trust (Creditor)
  • Ascend Federal Credit Union (Creditor)
  • CircleBack Lending (Creditor)
  • PNC Bank (Creditor)
  • Gardens of Daytona (Creditor)
  • Knights Circle (Creditor)
  • Comcast (Creditor)
  • Express (Creditor)
  • Liberty Lending (Creditor)
  • Marcus by Goldman Sachs (Creditor)
  • Sears (Creditor)
  • Bank of the West (Creditor)
  • Ford Motor Credit Company (Creditor)
  • Nationstar Mortgage (Creditor)
  • North Star Mortgage and Realty (Creditor)
  • Victoria's Secret (Creditor)
  • Gordmans (Creditor)
  • HSN (Creditor)
  • New York & Company (Creditor)
  • TJ Maxx (Creditor)
  • Ebay (Creditor)
  • QVC (Creditor)
  • Lowe's (Creditor)
  • Sam's Club (Creditor)
  • JCPenney (Creditor)
  • KeyBank (Creditor)
  • FIA Card Services, N.A. (Creditor)
  • Tidewater Motor Credit (Creditor)
  • Target National Bank (Creditor)
  • Bowen Realty (Creditor)
  • Genisys Credit Union (Creditor)
  • Realty & Mortgage Co (Creditor)
  • Webster Bank (Creditor)
  • Yale New Haven Hospital (Creditor)
  • Stop & Shop (Creditor)
  • Swift Transportation (Creditor)
  • Affirm (Creditor)
  • Ginny's (Creditor)
  • 1st Bergen Federal Credit Union (Creditor)
  • Erie Insurance (Creditor)
  • Ashley Furniture (Creditor)
  • BMO Harris Bank (Creditor)
  • Old Navy (Creditor)
  • HSBC (Creditor)
  • Citizens Bank (Creditor)
  • BB&T (Creditor)
  • Check Into Cash (Creditor)
  • US Bank (Creditor)
  • Baxter Credit Union (Creditor)
  • Best Buy (Creditor)
  • Home Depot (Creditor)
  • First National Bank of Omaha (Creditor)
  • Macy's Store Card (Creditor)
  • Fidelity (Creditor)
  • Kohl's (Creditor)
  • Arsenal Credit Union (Creditor)
  • Dell Financial Services (Creditor)
  • PayPal Credit (Creditor)
  • Shell Credit Card (Creditor)
  • Pottery Barn Credit Card (Creditor)
  • Ann Taylor Card (Creditor)
  • Paypal Extra MC (Creditor)
  • Maurices Credit Card (Creditor)
  • Justice Credit Card (Creditor)
  • Woman Within Credit Card (Creditor)
  • TD Bank USA (Creditor)
  • Target (Creditor)
  • Credit One Bank (Creditor)
  • Comerica (Creditor)
  • Luxury Card (Creditor)
  • USAA (Creditor)
  • Farmers Insurance Federal Credit Union (Creditor)
  • United Nations Federal Credit Union (Creditor)
  • Amazon (Creditor)
  • LoanMe (Creditor)
  • Elan Financial (Creditor)
  • First Premier Bank (Creditor)
  • Time Warner (Creditor)
  • Golden 1 Credit Union (Creditor)
  • Universal City Studios Credit Union (Creditor)
  • Lendmark Financial Services (Creditor)
  • First Command Bank (Creditor)
  • Alliant Credit Union Visa (Creditor)
  • First Interstate Bank (Creditor)
  • Texas Federal Credit Union (Creditor)
  • Continental Finance Company (Creditor)
  • MidAmerica Bank & Trust (Creditor)
  • MetLife (Creditor)
  • PenFed - Pentagon Federal Credit Union (Creditor)
  • Citizens One (Creditor)
  • Regions Bank (Creditor)
  • Menards (Creditor)
  • Mills Fleet Farm (Creditor)
  • Walmart (Creditor)
  • Nebraska Furniture Mart (Creditor)
  • VyStar Credit Union (Creditor)
  • Rise Credit (Creditor)
  • Navient Corporation - Private Loan (Creditor)
  • Sallie Mae - Private Loan (Creditor)
  • CareCredit (Creditor)
  • Kay Jewelers (Creditor)
  • Crest Financial (Creditor)
  • Southeast Toyota Finance (Creditor)
  • MUSC Health - Medical University of South Carolina (Creditor)
  • Bon Secours St. Francis Hospital (Creditor)
  • Duran Landscaping (Creditor)
  • Sir Finance (Creditor)
  • University of Illinois Credit Union (Creditor)
  • West Tennessee Healthcare (Creditor)
  • SAC Finance, Inc (Creditor)
  • Majestic Lake Financial, Inc (Creditor)
  • CashCity (Creditor)
  • MaxLend (Creditor)
  • Synovus (Creditor)
  • America's First Federal Credit Union (Creditor)
  • Enloe Medical Center (Creditor)
  • Sierra Central Credit Union (Creditor)
  • Western Alliance Bank (Creditor)
  • Sherwin Williams Credit Union (Creditor)
  • AmeriCash (Creditor)
  • Client Services (Creditor)
  • Nationwide (CollectionAgency)
  • Helvey and Associates (CollectionAgency)
  • Alltran (CollectionAgency)
  • GC Services (CollectionAgency)
  • MRS & Assoc (CollectionAgency)
  • Gatestone (CollectionAgency)
  • FIA (BofA Sub) (CollectionAgency)
  • ACB Receivables Management (CollectionAgency)
  • AGRM, LLC (CollectionAgency)
  • AIS Services, LLC (CollectionAgency)
  • AM Mortgage Brokers (CollectionAgency)
  • AMO Recoveries (CollectionAgency)
  • A&S Collection Associates (CollectionAgency)
  • Academy Collection Service, Inc. (CollectionAgency)
  • Accelerated Recovery Services, Inc. (CollectionAgency)
  • Account Management Services (CollectionAgency)
  • Account Recovery Bureau (CollectionAgency)
  • Account Solutions Group (CollectionAgency)
  • Action Collection Services (CollectionAgency)
  • Advanced Call Center Technologies, LLC (CollectionAgency)
  • Advanced Credit Recovery, Inc. (CollectionAgency)
  • All American Financial Associates (CollectionAgency)
  • All Debt Traders, LLC (CollectionAgency)
  • Alliance One, Inc (CollectionAgency)
  • Allied Interstate, Inc. (CollectionAgency)
  • Allstate Financial Services dba Allstate Adjustment Bureau (CollectionAgency)
  • AmSher Receivables Management (CollectionAgency)
  • American Acceptance (CollectionAgency)
  • American Coradius International (CollectionAgency)
  • American Coradius International LLC (ACI) (CollectionAgency)
  • American Coradius, Inc. (CollectionAgency)
  • American Credit Collections, LLC. (CollectionAgency)
  • American Credit Services (CollectionAgency)
  • American Debt Services (CollectionAgency)
  • American Legal Recovery (CollectionAgency)
  • American Legal Services, PC (CollectionAgency)
  • Ameriquest Recovery Services (CollectionAgency)
  • Anchor Receivables Management (CollectionAgency)
  • The Andersen Group (CollectionAgency)
  • Anderson Financial Network, Inc. (AFNI) (CollectionAgency)
  • Ariel Financial Services (CollectionAgency)
  • Arrow Financial Services (CollectionAgency)
  • Ascent Card Services, LLC (CollectionAgency)
  • Asset Acceptance Corp. (CollectionAgency)
  • Asset Recovery Associates (CollectionAgency)
  • Associated Recovery Systems (CollectionAgency)
  • Asta Funding (CollectionAgency)
  • Atlantic Credit & Finance (CollectionAgency)
  • Aurora, Gold & Associates, LLC (CollectionAgency)
  • Bamford, Thomas K./Elder, Timothy L (CollectionAgency)
  • Barnes, Curtis, O. Con-America (CollectionAgency)
  • Bass and Associates (CollectionAgency)
  • Bay Area Credit Services (CollectionAgency)
  • Bennett & DeLoney, PC. (CollectionAgency)
  • Berks Credit Collections (CollectionAgency)
  • Resurgent Capital Services (CollectionAgency)
  • Booska, Steven A. (CollectionAgency)
  • Booth and Associates (CollectionAgency)
  • Bronson & Migliaccio, LLP (CollectionAgency)
  • Bronson, Cawley & Bergmann, LLP (CollectionAgency)
  • Budget Control Services, Inc (CollectionAgency)
  • Burgess, Douglas R. (CollectionAgency)
  • Burke, Edward T. & Assoc, P.C. (CollectionAgency)
  • The Bureaus, Inc. (CollectionAgency)
  • CKS Financial (CollectionAgency)
  • C. Water Recoveries (CollectionAgency)
  • CACV aka CACH, LLC (CollectionAgency)
  • CBE Group (CollectionAgency)
  • CCA (CollectionAgency)
  • CMC Recovery Services, Inc. (CollectionAgency)
  • CMG Recovery Services (CollectionAgency)
  • CRF Solutions (CollectionAgency)
  • CRS Capital Recovery Services (CollectionAgency)
  • CSGA. LLC (CollectionAgency)
  • Caferella, Jason J., Attorney (CollectionAgency)
  • California Business Bureau, Inc. (CollectionAgency)
  • California Financial Credit Association (CollectionAgency)
  • California Recovery Bureau, Inc. (CollectionAgency)
  • Cambece, James A. aka/Tough Tony (CollectionAgency)
  • Capital Credit Services, Inc. (CollectionAgency)
  • Capital Management Services (CollectionAgency)
  • Capital Recovery Services Group (CollectionAgency)
  • Genpact (CollectionAgency)
  • Century Credit & Collections (CollectionAgency)
  • Capital Accounts LLC (CollectionAgency)
  • Williams & Fudge (CollectionAgency)
  • Cashnet500 d/b/a Global Cashnet d/b/a D.R.G. & Associates (CollectionAgency)
  • Central Credit Services (CollectionAgency)
  • Chase Receivables (CollectionAgency)
  • Check Recovery System (CollectionAgency)
  • Check and Credit Reporting, Inc. (CollectionAgency)
  • Check and Merchant Services (CollectionAgency)
  • Civil Claims Asset Investigative Services (CollectionAgency)
  • Claims & Warrants (CollectionAgency)
  • Claims America, LLC (CollectionAgency)
  • Client Services, Inc. (CollectionAgency)
  • Coastal Mitigation Associates (CollectionAgency)
  • Coface Collections North America, Inc (CCNA) (CollectionAgency)
  • Collect America, CACV aka CACH, LLC (CollectionAgency)
  • Collect Corp Inc (CollectionAgency)
  • Collectech Systems, Inc. (CollectionAgency)
  • Colonial Credit Corporation (CollectionAgency)
  • Commonwealth Financial Systems (CollectionAgency)
  • Conserve (CollectionAgency)
  • Consumer Credit Association (CollectionAgency)
  • Consumer Recovery Associates (CollectionAgency)
  • Continental Credit (CollectionAgency)
  • Convergys (CollectionAgency)
  • Corporate Receivables (CollectionAgency)
  • Costal Asset Management Group (CollectionAgency)
  • Cred X Debt Recovery, LLC (CollectionAgency)
  • Credit Collection Service (CollectionAgency)
  • Credit Collection Services (CCS) (CollectionAgency)
  • Credit Management Control (CollectionAgency)
  • Credit One, LLC (CollectionAgency)
  • Credit Recovery, dba as Boivin, Lawrence R., Lawyer (CollectionAgency)
  • Credit Services, FAIC (CollectionAgency)
  • Credit Systems International (CollectionAgency)
  • Creditors Alliance, Inc. (CollectionAgency)
  • Creditors Financial Group (CollectionAgency)
  • Creditors Interchange Rcvble Mgmt, LLC (CollectionAgency)
  • DMG Consulting (CollectionAgency)
  • DNI Recovery Ezelle Williams & Associates (CollectionAgency)
  • DeJana, Richard (CollectionAgency)
  • Delmarva Collections, Inc. (CollectionAgency)
  • Delta Group aka Joseph, Ortiz & Epstein, LLC (CollectionAgency)
  • Dendy, Michael D. (CollectionAgency)
  • Diversified Collection Services (DCS) (CollectionAgency)
  • Diversified Receivable Solutions (CollectionAgency)
  • E-Renter USA Ltd. (CollectionAgency)
  • ER Solutions (CollectionAgency)
  • Eastern Asset Management (CollectionAgency)
  • Ebbets Partners (CollectionAgency)
  • Eclipse Resolution (CollectionAgency)
  • Educational Credit Management Corporation, MA (ECMC) (CollectionAgency)
  • Educational Credit Management Corporation, OR (ECMC) (CollectionAgency)
  • Educational Credit Management Corporation, VA (ECMC) (CollectionAgency)
  • Edwin A. Abrahamsen & Associates, P.C. (CollectionAgency)
  • Empire Recovery Group (CollectionAgency)
  • Encore Capital Group (CollectionAgency)
  • Encore Receivable Management (CollectionAgency)
  • Endeavor Financial Partners, LLC (CollectionAgency)
  • Epstein, Roth & Associates LLC (CollectionAgency)
  • Eskanos & Adler, PC (CollectionAgency)
  • Estate Recoveries (CollectionAgency)
  • FMA Alliance, Ltd. (CollectionAgency)
  • FNBM, LLC (CollectionAgency)
  • Federal Bond & Collection Service (FBCS) (CollectionAgency)
  • Federal Bond Collection Services, Inc. (CollectionAgency)
  • Federal Credit Recovery/FCR Offices (CollectionAgency)
  • Federal Processing Services, Inc. (CollectionAgency)
  • Ficka & Associates (CollectionAgency)
  • Fidelity Information Corporation (CollectionAgency)
  • Financial Credit Services (CollectionAgency)
  • Financial Medical Systems (CollectionAgency)
  • Financial Recovery Services, Inc. (CollectionAgency)
  • First American Investment Corporation (CollectionAgency)
  • First National Collection Bureau, Inc. (CollectionAgency)
  • First Revenue Assurance (CollectionAgency)
  • Firstsource Advantage (CollectionAgency)
  • Frederick, Goldstein, and Zoe (CollectionAgency)
  • Frederick J. Hanna & Associates (CollectionAgency)
  • Frontline Asset Strategies (CollectionAgency)
  • Full Circle Financial Services, LLC (CollectionAgency)
  • Fulton Friedman & Gullace LLP (CollectionAgency)
  • GMC Credit Services (Glass Mountain Capital) (CollectionAgency)
  • Gemini Recoveries, Inc. (CollectionAgency)
  • Genesis Financial Corp. (CollectionAgency)
  • Global Acceptance Credit Company (GACC) (CollectionAgency)
  • Global Credit Network (CollectionAgency)
  • Global International, Inc. (CollectionAgency)
  • Global Recovery Group (CollectionAgency)
  • Global Vantedge (CollectionAgency)
  • Go-More Financial, Inc. (CollectionAgency)
  • Goggins & Lavintman, PA (CollectionAgency)
  • Grabowski, O’Brien and Associates (CollectionAgency)
  • Graham, Noble, & Associates, LLC (CollectionAgency)
  • Great Lakes Collection Bureau, Inc. (CollectionAgency)
  • Green Tree (CollectionAgency)
  • Greenberg & Associates (CollectionAgency)
  • Griggs & Associates (G&A Investigative Services) LLC (CollectionAgency)
  • Gulf State Credit (CollectionAgency)
  • HP Capital (CollectionAgency)
  • HRRG (Healthcare Revenue Recovery Group, LLC) (CollectionAgency)
  • Haller Harlan Taylor (CollectionAgency)
  • Hamilton Accounts (CollectionAgency)
  • Harker, John W. CACV (CollectionAgency)
  • Harris and Zide (CollectionAgency)
  • Harrison Ross Byck, Esq. (CollectionAgency)
  • Hayt Hayt & Landau (CollectionAgency)
  • Healthcare Collections Specialists (CollectionAgency)
  • Hillcrest Credit Agency (CollectionAgency)
  • Hoffman Swartz, and Associates, Inc. (CollectionAgency)
  • Hosto and Buchan (CollectionAgency)
  • Houston Funding Corp. (CollectionAgency)
  • Hudson & Keyse, LLC (CollectionAgency)
  • Hull & Associates, P.C. (CollectionAgency)
  • IC Systems (CollectionAgency)
  • IMC Credit Services (CollectionAgency)
  • IQ Data (also doing business as Rent Collect Global) (CollectionAgency)
  • ISA Acceptance Corporation (CollectionAgency)
  • Integrity Resolution Group, LLC (CollectionAgency)
  • J. C. Christensen & Associates, Inc. (CollectionAgency)
  • JNR Adjustment Company, Inc. (CollectionAgency)
  • JT Keller & Associates (CollectionAgency)
  • Jacobs Marsh, LLC (CollectionAgency)
  • Jason Reed & Associates (CollectionAgency)
  • Javitch, Block & Rathbone LLP (CollectionAgency)
  • Jefferson Capital Systems (CollectionAgency)
  • Joseph, Ortiz & Epstein, LLC aka Delta Group (CollectionAgency)
  • Kay, Mitchell N., P.C. (CollectionAgency)
  • Kingman, Cole & Associates (CollectionAgency)
  • Koparr Paralegals & Associates, LLC (CollectionAgency)
  • Kretschman, Brenda Lee (CollectionAgency)
  • LDG Financial ServicesII, LLC (CollectionAgency)
  • LTD Financial Services, L.P. (CollectionAgency)
  • Landis, Thomas (CollectionAgency)
  • Laurence A Hecker (CollectionAgency)
  • The Law Center (CollectionAgency)
  • Lawal and Associates (CollectionAgency)
  • Lead Resources of America Inc (CollectionAgency)
  • Leading Edge Recovery Solutions (CollectionAgency)
  • Leasecomm Corporation (CollectionAgency)
  • Legal Recovery Services, Inc. (CollectionAgency)
  • Lewis Hastie Receivables Inc. (CollectionAgency)
  • Lewis Shapiro L.L.C. (CollectionAgency)
  • Litigation Consulting Service, LLC (CollectionAgency)
  • Lowery, Scott P., P.C. aka CACH, LLC (CollectionAgency)
  • M. Leonard & Associates (CollectionAgency)
  • MD Collections (CollectionAgency)
  • MRS Associates, Inc. (CollectionAgency)
  • Magnus Services, Inc. (CollectionAgency)
  • Marauder Corporation (CollectionAgency)
  • Mel S. Harris & Associates (CollectionAgency)
  • Mendenhall & Associates, Inc. (CollectionAgency)
  • Mercantile Adjustment Bureau (CollectionAgency)
  • Merchant’s Credit Guide Co. (CollectionAgency)
  • Meridian Management Solutions (CollectionAgency)
  • Messerli & Kramer (CollectionAgency)
  • Minority Legal Network (CollectionAgency)
  • Monterey Bay Collection Agency, Inc. (CollectionAgency)
  • Moore, Gerald E. & Associates (CollectionAgency)
  • Morgans & Associates, P.C. (CollectionAgency)
  • Mosely & Mosely (CollectionAgency)
  • Myers & Porter, Attorneys (CollectionAgency)
  • NCC Business Services, Inc. (CollectionAgency)
  • NCO Financial Systems (CollectionAgency)
  • National Acceptance (CollectionAgency)
  • National Action Financial Services, Inc. (CollectionAgency)
  • National Asset Management (CollectionAgency)
  • National Asset Services Co (CollectionAgency)
  • National Attorney’s Network (CollectionAgency)
  • National Bureau of Collections, Inc. (CollectionAgency)
  • National Credit Adjusters (CollectionAgency)
  • National Credit Works, Inc. (CollectionAgency)
  • National Enterprise Systems (CollectionAgency)
  • National Financial Systems (CollectionAgency)
  • National Recovery Group (CollectionAgency)
  • National Revenue Corporation (CollectionAgency)
  • Nations Recovery Center (CollectionAgency)
  • Nationwide Capital Recovery (CollectionAgency)
  • Nationwide Credit, Inc. (CollectionAgency)
  • Nationwide Recovery Systems, Ltd. (NRS) (CollectionAgency)
  • New Horizon Credit, Inc. (CollectionAgency)
  • New Vision Financial (CollectionAgency)
  • Niagara Credit Solutions Inc. (CollectionAgency)
  • North American Asset Investigation Bureau, LLC (NAAIB) (CollectionAgency)
  • North American Asset Recovery (CollectionAgency)
  • North American Collectors, Inc. (CollectionAgency)
  • Northeast Credit & Collections (CollectionAgency)
  • Northern California Collection Service (CollectionAgency)
  • Northland Group (CollectionAgency)
  • Northwest Mediation Group (CollectionAgency)
  • Nu Island Partners, LLC (CollectionAgency)
  • O’Neill Management, Inc. Investigators (CollectionAgency)
  • OSI/Outsourcing Solutions (CollectionAgency)
  • Omnia Credit Services (CollectionAgency)
  • Oxford Management Services (CollectionAgency)
  • Ozark Capital Corporation (CollectionAgency)
  • PCS, Inc. (CollectionAgency)
  • Pacific Coast Collections (Alliance One) (CollectionAgency)
  • Palisades Collections, LLC (CollectionAgency)
  • Palm Island Services (CollectionAgency)
  • Partners Financial Services (CollectionAgency)
  • Peak Financial Services, LLC (CollectionAgency)
  • Pentagroup Financial, LLC (CollectionAgency)
  • Performance Capital Management (CollectionAgency)
  • Phillips & Burns, LLC (CollectionAgency)
  • Phillips & Cohen Associates, Ltd. (CollectionAgency)
  • Pinnacle Asset & Capital Management Grp, LLC (CollectionAgency)
  • Pinnacle Financial Group (CollectionAgency)
  • Pioneer Credit Recovery, Inc. (CollectionAgency)
  • Platinum Recovery Solutions, Inc. (CollectionAgency)
  • Plaza Associates (CollectionAgency)
  • Portfolio Exchange (CollectionAgency)
  • Portfolio MG, LLC (PMG) (CollectionAgency)
  • Portfolio Management of Amherst, LLC. (CollectionAgency)
  • Praxis Financial Solutions, Inc. (CollectionAgency)
  • Premiere Credit (CollectionAgency)
  • Pride Recovery Services (CollectionAgency)
  • Prime Asset Recovery, Inc. (CollectionAgency)
  • Pro Collect, Inc. (CollectionAgency)
  • Progressive Management (CollectionAgency)
  • QAR, LLC (CollectionAgency)
  • Quadrant Group LLC – The Recycle Shop (CollectionAgency)
  • RCS Centre Corp (CollectionAgency)
  • RJM Acquisitions, LLC (CollectionAgency)
  • ROI Companies (CollectionAgency)
  • Rannefeld, Blue W. Attorney (CollectionAgency)
  • Receivables Performance Management (CollectionAgency)
  • Redline Recovery Services, LLC. (CollectionAgency)
  • Regent Asset Management Solutions (CollectionAgency)
  • Regional Adjustment Bureau, Inc. (CollectionAgency)
  • Reliant Capital Solutions (CollectionAgency)
  • Reliant Recovery Services, Inc. (CollectionAgency)
  • Resurgence Financial, LLC (CollectionAgency)
  • Revenue Reporting Service (CollectionAgency)
  • Reynolds & Jacobson, Attorneys (CollectionAgency)
  • Riddle & Associates (CollectionAgency)
  • Rosenthal & Colby, Inc. (CollectionAgency)
  • Rosenthal, Morgan and Thomas, Inc. (CollectionAgency)
  • Rosenthal, Stein and Associates (CollectionAgency)
  • Rubin Yates (CollectionAgency)
  • S & S Recovery (CollectionAgency)
  • SC Associates (CollectionAgency)
  • SRA Associates (CollectionAgency)
  • The Sagres Company (CollectionAgency)
  • Scott L Feldman (CollectionAgency)
  • Scott, Michael J., PC (CollectionAgency)
  • Security Credit Corporation (CollectionAgency)
  • Security Credit System (CollectionAgency)
  • Shekinah, Inc (CollectionAgency)
  • Smith, Rouchon, and Associates – Alabama (CollectionAgency)
  • Smith, Rouchon, and Associates – Mississippi (CollectionAgency)
  • Southern Tier Agency, Inc. (CollectionAgency)
  • Specified Credit Association (CollectionAgency)
  • State Predisposition Office (CollectionAgency)
  • Sterling & King, Inc. (CollectionAgency)
  • Sunrise Credit Services (CollectionAgency)
  • Superior Asset Management (CollectionAgency)
  • Systematic National Collection (CollectionAgency)
  • Takhar Group (CollectionAgency)
  • Talentwise (CollectionAgency)
  • Taylor, Jay A. P.C. Attorney (CollectionAgency)
  • Tek Collect (CollectionAgency)
  • The Lambardo, Davis & Goldman Firm (CollectionAgency)
  • The Receivable Management Services Corporation (RMS) (CollectionAgency)
  • Titan Recovery Group, LLC (CollectionAgency)
  • Trak America Enterprises, LLC (CollectionAgency)
  • Transworld Systems (CollectionAgency)
  • Tri-Financial (CollectionAgency)
  • Triadvantage Credit Services (CollectionAgency)
  • Trident Financial Network (CollectionAgency)
  • TrueLogic Financial Corp. (CollectionAgency)
  • US Audit Control (CollectionAgency)
  • United Abstract Group, Inc. (CollectionAgency)
  • United Collections Bureau (CollectionAgency)
  • United Consumers Inc. (CollectionAgency)
  • United Legal Corporation (CollectionAgency)
  • United Portfolio Services Group (CollectionAgency)
  • United Recovery Systems (CollectionAgency)
  • Universal Fidelity (CollectionAgency)
  • Universal Filing Services, Inc. (CollectionAgency)
  • VRM Collections – Vigden Receivables Management (CollectionAgency)
  • Valentine & Kebartas, Inc. (CollectionAgency)
  • Van Ru Credit Corp (CollectionAgency)
  • Varde (CollectionAgency)
  • Viking Collection Service Southwest (CollectionAgency)
  • Vision Financial Services (CollectionAgency)
  • Wakefield & Associates (CollectionAgency)
  • Weber Olcese (CollectionAgency)
  • Weinberg, Stanley & Associates (CollectionAgency)
  • Weltman, Weinberg & Reis (CollectionAgency)
  • West Asset Management Inc. (CollectionAgency)
  • Windham Professionals, Inc. (CollectionAgency)
  • Winn and Sims, P.C (CollectionAgency)
  • Worldwide Asset Purchasing, LLC (CollectionAgency)
  • Worldzen Collections and Recovery LLC (CollectionAgency)
  • Zenith Acquisition Corp. (CollectionAgency)
  • Vital Recovery Services, LLC (CollectionAgency)
  • Butte County Credit Bureau (CollectionAgency)
  • Enhanced Recovery Corporation (ERC) (CollectionAgency)
  • American Recovery Service Incorporated (ARSI) (CollectionAgency)
  • Northstar Location Services (CollectionAgency)
  • Holloway Credit Solutions, LLC (CollectionAgency)
  • Convergent (CollectionAgency)
  • Ad Astra Recovery Services Inc (CollectionAgency)
  • Weltman, Weinberg & Reis Co., LPA (CollectionAgency)
  • Professional Finance Company (CollectionAgency)
  • National Credit Systems (CollectionAgency)
  • Southern Management Systems (CollectionAgency)
  • American Education Services (CollectionAgency)
  • National Credit Systems Inc (CollectionAgency)
  • Accounts Receivable Management (CollectionAgency)
  • Accounts Recovery Solutions (CollectionAgency)
  • Allied International Credit (CollectionAgency)
  • Global Credit and Collection (CollectionAgency)
  • NCB Management Services (CollectionAgency)
  • Unifund Partners Collections (CollectionAgency)
  • Reliance Recoveries (CollectionAgency)
  • Knight Adjustment Bureau (CollectionAgency)
  • McNeilePappas P.C (CollectionAgency)
  • Velocity Investments (CollectionAgency)
  • RGS Financial (CollectionAgency)
  • Other Collection Agency (CollectionAgency)
  • Phoenix Financial Service LLC (CollectionAgency)
  • Rent Recovery Solutions (CollectionAgency)
  • Viking Client Services Inc. (CollectionAgency)
  • Renton Collections Inc. (CollectionAgency)
  • NES of Ohio (CollectionAgency)
  • Systems & Services Technologies Inc (CollectionAgency)
  • Westmoreland Agency (CollectionAgency)
  • First Financial Asset Mgmt (CollectionAgency)
  • Credit Corp Solutions (CollectionAgency)
  • Caine and Weiner (CollectionAgency)
  • EGS Financial Care, Inc. (CollectionAgency)
  • True Accord (CollectionAgency)
  • Radius Global Solutions (CollectionAgency)
  • Stoneleigh Recovery Associates LLC (CollectionAgency)
  • Firstmark Services (CollectionAgency)
  • General Revenue Corporation (CollectionAgency)
  • Receivable Solutions (CollectionAgency)
  • AmSher Collection Services, Inc. (CollectionAgency)
  • Credit Control (CollectionAgency)
  • Rushmore Service Center (CollectionAgency)
  • IBI Consumer Credit (CollectionAgency)
  • Smith Debnam Narron Drake Saintsing & Myers, LLP (CollectionAgency)
  • Diversified Consultants, Inc. (CollectionAgency)
  • Alpha Recovery Corp (CollectionAgency)
  • Diversified Adjustment Service, Inc. (CollectionAgency)
  • Bull City Financial Solutions (CollectionAgency)
  • Source Receivables Management (SourceRM) (CollectionAgency)
  • Central Financial Control (CollectionAgency)
  • Ability Recovery Services (CollectionAgency)
  • Hunter Warfield (CollectionAgency)
  • Forster & Garbus LLP (SuingLawyer)
  • Shermeta Law Group (SuingLawyer)
  • Allen & Withrow (SuingLawyer)
  • Clarkson Law Firm, LLC. (SuingLawyer)
  • Nathan & Nathan, P.C. (SuingLawyer)
  • Stewart, Zlimen & Jungers, Ltd (SuingLawyer)
  • Selip & Stylian (SuingLawyer)
  • Smith Debnam Narron Drake Saintsing & Myers, LLP (SuingLawyer)
  • Apothaker & Associates (SuingLawyer)
  • Cooling & Winter LLC (SuingLawyer)
  • DeGrasse Law Firm, P.C. (SuingLawyer)
  • Solomon & Solomon PC (SuingLawyer)
  • Stenger & Stenger (SuingLawyer)
  • RAS LaVrar, LLC (SuingLawyer)
  • Schreiber/Cohen, LLC (SuingLawyer)
  • Adam David Tucker (SuingLawyer)
  • Glasser & Glasser (SuingLawyer)
  • Mandarich Law Group, LLP (SuingLawyer)
  • Kenosian & Miele, LLP (SuingLawyer)
  • The Dunning Law Firm (SuingLawyer)
  • Patenaude & Felix (SuingLawyer)
  • Lustig, Glaser & Wilson, P.C (SuingLawyer)
  • Roosen, Varchetti, and Olivier, LLC (SuingLawyer)
  • Lloyd & McDaniel, PLC (SuingLawyer)
  • Other Suing Lawyer (SuingLawyer)
  • Suttell, Hammer and White (SuingLawyer)
  • McNeilePappas P.C (SuingLawyer)
  • Erskine & Fleisher Law Offices (SuingLawyer)
  • Patrick A. Carey, P.A. (SuingLawyer)
  • Quall Cardot, LLP (SuingLawyer)
  • Machol & Johannes LLC (SuingLawyer)
  • Anderson & Price, P.C. (SuingLawyer)
  • SouthLaw PC (SuingLawyer)
  • Brock & Scott PLLC (SuingLawyer)
  • Scott & Associates, PC (SuingLawyer)
  • Rausch, Sturm, Israel, Enerson & Hornik, LLC (SuingLawyer)
  • Hunt & Henriques (SuingLawyer)
  • Eltman Law, PC (SuingLawyer)
  • Relin Goldstein & Crane LLP (SuingLawyer)
  • Winn Law Group (SuingLawyer)
  • Bleier & Cox LLP (SuingLawyer)
  • The Moore Law Group (SuingLawyer)
  • Gurstel Law Firm (SuingLawyer)
  • Zwicker & Associates, P.C. (SuingLawyer)
  • Worldzen Collections and Recovery LLC (SuingLawyer)
  • Worldwide Asset Purchasing, LLC (SuingLawyer)
  • Wolpoff & Abramson (SuingLawyer)
  • Winn and Sims, P.C (SuingLawyer)
  • Windham Professionals, Inc. (SuingLawyer)
  • Williams & Fudge (SuingLawyer)
  • Westmoreland Agency/Capital One Bank (SuingLawyer)
  • Weltman, Weinberg & Reis (SuingLawyer)
  • Weinberg, Stanley & Associates (SuingLawyer)
  • Weber Olcese (SuingLawyer)
  • Wakefield & Associates (SuingLawyer)
  • Vision Financial Services (SuingLawyer)
  • Viking Collection Service Southwest (SuingLawyer)
  • Vasques, Louis, Law Office of (SuingLawyer)
  • Varde (SuingLawyer)
  • Valentine & Kebartas, Inc. (SuingLawyer)
  • VRM Collections – Vigden Receivables Management (SuingLawyer)
  • Universal Fidelity (SuingLawyer)
  • United Recovery Systems (SuingLawyer)
  • United Portfolio Services Group (SuingLawyer)
  • United Collections Bureau (SuingLawyer)
  • Unifund Group Corp. (SuingLawyer)
  • US Audit Control (SuingLawyer)
  • Trident Financial Network (SuingLawyer)
  • Triadvantage Credit Services (SuingLawyer)
  • Tri-Financial (SuingLawyer)
  • Trauner, Cohen & Thomas (SuingLawyer)
  • Transworld Systems (SuingLawyer)
  • Trak America Enterprises, LLC (SuingLawyer)
  • Titan Recovery Group, LLC (SuingLawyer)
  • The Lambardo, Davis & Goldman Firm (SuingLawyer)
  • Tek Collect (SuingLawyer)
  • Taylor, Jay A. P.C. Attorney (SuingLawyer)
  • Talentwise (SuingLawyer)
  • Takhar Group (SuingLawyer)
  • Superior Asset Management (SuingLawyer)
  • Sunrise Credit Services (SuingLawyer)
  • Streeter, Sam W., Lawyer (SuingLawyer)
  • Sterling & King, Inc. (SuingLawyer)
  • State Predisposition Office (SuingLawyer)
  • Specified Credit Association (SuingLawyer)
  • Smith, Rouchon, and Associates – Mississippi (SuingLawyer)
  • Smith, Rouchon, and Associates – Alabama (SuingLawyer)
  • Shekinah, Inc (SuingLawyer)
  • Scott, Michael J., PC (SuingLawyer)
  • Scott L Feldman (SuingLawyer)
  • Schwartz & Silverstein, LLP (SuingLawyer)
  • Scherr, Harold E. , Attorney (SuingLawyer)
  • The Sagres Company (SuingLawyer)
  • SRA Associates (SuingLawyer)
  • SC Associates (SuingLawyer)
  • S & S Recovery (SuingLawyer)
  • Rubin Yates (SuingLawyer)
  • Rosenthal, Stein and Associates (SuingLawyer)
  • Rosenthal, Morgan and Thomas, Inc. (SuingLawyer)
  • Rosenthal & Colby, Inc. (SuingLawyer)
  • Roach, Larry, Law Offices of (SuingLawyer)
  • Riddle & Associates (SuingLawyer)
  • Reynolds & Jacobson, Attorneys (SuingLawyer)
  • Revenue Reporting Service (SuingLawyer)
  • Resurgence Financial, LLC (SuingLawyer)
  • Reliant Capital Solutions (SuingLawyer)
  • Regent Asset Management Solutions (SuingLawyer)
  • Regent & Associates, P.C. (SuingLawyer)
  • Redline Recovery Services, LLC. (SuingLawyer)
  • Receivables Performance Management (SuingLawyer)
  • Rannefeld, Blue W. Attorney (SuingLawyer)
  • Ranieri, Christopher, Law Office of (SuingLawyer)
  • ROI Companies (SuingLawyer)
  • RJM Acquisitions, LLC (SuingLawyer)
  • RCS Centre Corp (SuingLawyer)
  • Quadrant Group LLC – The Recycle Shop (SuingLawyer)
  • QAR, LLC (SuingLawyer)
  • Progressive Management (SuingLawyer)
  • Pride Recovery Services (SuingLawyer)
  • Pressler & Pressler, LLP (SuingLawyer)
  • Premiere Credit (SuingLawyer)
  • Portfolio Management of Amherst, LLC. (SuingLawyer)
  • Portfolio MG, LLC (PMG) (SuingLawyer)
  • Portfolio Exchange (SuingLawyer)
  • Plaza Associates (SuingLawyer)
  • Pinnacle Financial Group (SuingLawyer)
  • Pinnacle Asset & Capital Management Grp, LLC (SuingLawyer)
  • Phillips & Cohen Associates, Ltd. (SuingLawyer)
  • Phillips & Burns, LLC (SuingLawyer)
  • Performance Capital Management (SuingLawyer)
  • Pentagroup Financial, LLC (SuingLawyer)
  • Pennisi, Daniels & Norelli (SuingLawyer)
  • Peak Financial Services, LLC (SuingLawyer)
  • Partners Financial Services (SuingLawyer)
  • Palm Island Services (SuingLawyer)
  • Palisades Collections, LLC (SuingLawyer)
  • Pacific Coast Collections (Alliance One) (SuingLawyer)
  • PMR Law Group (SuingLawyer)
  • Ozark Capital Corporation (SuingLawyer)
  • Oxford Management Services (SuingLawyer)
  • Omnia Credit Services (SuingLawyer)
  • OSI/Outsourcing Solutions (SuingLawyer)
  • O’Neill Management, Inc. Investigators (SuingLawyer)
  • Nu Island Partners, LLC (SuingLawyer)
  • Northwest Mediation Group (SuingLawyer)
  • Northland Group (SuingLawyer)
  • Northern California Collection Service (SuingLawyer)
  • Northeast Credit & Collections (SuingLawyer)
  • North American Asset Recovery (SuingLawyer)
  • North American Asset Investigation Bureau, LLC (NAAIB) (SuingLawyer)
  • New Vision Financial (SuingLawyer)
  • Neuheisel Law Firm, PC (SuingLawyer)
  • Nelson, Watson & Associates, LLC (SuingLawyer)
  • Nationwide Recovery Systems, Ltd. (NRS) (SuingLawyer)
  • Nationwide Capital Recovery (SuingLawyer)
  • Nations Recovery Center (SuingLawyer)
  • NCO Financial Systems (SuingLawyer)
  • Myers & Porter, Attorneys (SuingLawyer)
  • Mosely & Mosely (SuingLawyer)
  • Morgans & Associates, P.C. (SuingLawyer)
  • Moore, Gerald E. & Associates (SuingLawyer)
  • Minority Legal Network (SuingLawyer)
  • Mims, Jerry M., Lawyer (SuingLawyer)
  • Messerli & Kramer (SuingLawyer)
  • Meridian Management Solutions (SuingLawyer)
  • Merchant’s Credit Guide Co. (SuingLawyer)
  • Mercantile Adjustment Bureau (SuingLawyer)
  • Mendenhall & Associates, Inc. (SuingLawyer)
  • Mel S. Harris & Associates (SuingLawyer)
  • Meadows Law Office – Sheree Meadows (SuingLawyer)
  • McKelvey Law Office (SuingLawyer)
  • Marshall & Ziolkowski (SuingLawyer)
  • MRS Associates, Inc. (SuingLawyer)
  • MD Collections (SuingLawyer)
  • M. Leonard & Associates (SuingLawyer)
  • Lowery, Scott P., P.C. aka CACH, LLC (SuingLawyer)
  • Love, Beal & Nixon, PC (SuingLawyer)
  • Litigation Consulting Service, LLC (SuingLawyer)
  • Linebarger, Goggan, Blair & Sampson, LLP (SuingLawyer)
  • Lewis Shapiro L.L.C. (SuingLawyer)
  • Lewis Hastie Receivables Inc. (SuingLawyer)
  • Legal Recovery Services, Inc. (SuingLawyer)
  • Legal Recovery Law Offices (SuingLawyer)
  • Lawal and Associates (SuingLawyer)
  • Law Offices of David S. Dufek (SuingLawyer)
  • The Law Center (SuingLawyer)
  • Laurence A Hecker (SuingLawyer)
  • Lang, Richert & Patch (SuingLawyer)
  • Landis, Thomas (SuingLawyer)
  • LTD Financial Services, L.P. (SuingLawyer)
  • Kretschman, Brenda Lee (SuingLawyer)
  • Koparr Paralegals & Associates, LLC (SuingLawyer)
  • Kingman, Cole & Associates (SuingLawyer)
  • Kay, Mitchell N., P.C. (SuingLawyer)
  • Joseph, Ortiz & Epstein, LLC aka Delta Group (SuingLawyer)
  • Jefferson Capital Systems (SuingLawyer)
  • Javitch, Block & Rathbone LLP (SuingLawyer)
  • Jason Reed & Associates (SuingLawyer)
  • Jacobs Marsh, LLC (SuingLawyer)
  • JT Keller & Associates (SuingLawyer)
  • J. C. Christensen & Associates, Inc. (SuingLawyer)
  • IMC Credit Services (SuingLawyer)
  • Hull & Associates, P.C. (SuingLawyer)
  • Hudson & Keyse, LLC (SuingLawyer)
  • Hosto and Buchan (SuingLawyer)
  • Hoffman Swartz, and Associates, Inc. (SuingLawyer)
  • Hayt Hayt & Landau (SuingLawyer)
  • Harrison Ross Byck, Esq. (SuingLawyer)
  • Harris and Zide (SuingLawyer)
  • Harris & Dial, PC (SuingLawyer)
  • Harker, John W. CACV (SuingLawyer)
  • Hamilton Accounts (SuingLawyer)
  • Haller Harlan Taylor (SuingLawyer)
  • Gutman, Mintz, Baker & Sonnenfeldt (SuingLawyer)
  • Gulf State Credit (SuingLawyer)
  • Griggs & Associates (G&A Investigative Services) LLC (SuingLawyer)
  • Greenberg & Associates (SuingLawyer)
  • Green Tree (SuingLawyer)
  • Graham, Noble, & Associates, LLC (SuingLawyer)
  • Grabowski, O’Brien and Associates (SuingLawyer)
  • Goggins & Lavintman, PA (SuingLawyer)
  • Global Vantedge (SuingLawyer)
  • Global Recovery Group (SuingLawyer)
  • Global Credit Network (SuingLawyer)
  • Global Acceptance Credit Company (GACC) (SuingLawyer)
  • Giove Law Office, P.C. (SuingLawyer)
  • GMC Credit Services (Glass Mountain Capital) (SuingLawyer)
  • GC Services (SuingLawyer)
  • Fulton Friedman & Gullace LLP (SuingLawyer)
  • Full Circle Financial Services, LLC (SuingLawyer)
  • Frontline Asset Strategies (SuingLawyer)
  • Frederick J. Hanna & Associates (SuingLawyer)
  • Frederick, Goldstein, and Zoe (SuingLawyer)
  • Firstsource Advantage (SuingLawyer)
  • First Revenue Assurance (SuingLawyer)
  • First American Investment Corporation (SuingLawyer)
  • Financial Medical Systems (SuingLawyer)
  • Financial Credit Services (SuingLawyer)
  • Ficka & Associates (SuingLawyer)
  • Falzone Law Associates (SuingLawyer)
  • FNBM, LLC (SuingLawyer)
  • FMA Alliance, Ltd. (SuingLawyer)
  • Evans Law Offices (SuingLawyer)
  • Eskanos & Adler, PC (SuingLawyer)
  • Epstein, Roth & Associates LLC (SuingLawyer)
  • Encore Capital Group (SuingLawyer)
  • Edwin A. Abrahamsen & Associates, P.C. (SuingLawyer)
  • Ebbets Partners (SuingLawyer)
  • Diversified Collection Services (DCS) (SuingLawyer)
  • Dendy, Michael D. (SuingLawyer)
  • Delta Group aka Joseph, Ortiz & Epstein, LLC (SuingLawyer)
  • DeJana, Richard (SuingLawyer)
  • Daniels & Norelli, P.C. (SuingLawyer)
  • DNI Recovery Ezelle Williams & Associates (SuingLawyer)
  • DMG Consulting (SuingLawyer)
  • Credit One, LLC (SuingLawyer)
  • Costal Asset Management Group (SuingLawyer)
  • Corbett Law Office – Patrick Michael (SuingLawyer)
  • Consumer Recovery Associates (SuingLawyer)
  • Commonwealth Financial Systems (SuingLawyer)
  • Collins Law Office (SuingLawyer)
  • Cohen & Slamowitz, LLP (SuingLawyer)
  • Channing & Associates (SuingLawyer)
  • Cambece, James A. aka/Tough Tony (SuingLawyer)
  • Caferella, Jason J., Attorney (SuingLawyer)
  • CSGA. LLC (SuingLawyer)
  • CRS Capital Recovery Services (SuingLawyer)
  • CACV aka CACH, LLC (SuingLawyer)
  • C. Water Recoveries (SuingLawyer)
  • C. Barry & Associates, LLC (SuingLawyer)
  • Burke, Edward T. & Assoc, P.C. (SuingLawyer)
  • Burgess, Douglas R. (SuingLawyer)
  • Burak, Donald S. Attorney (SuingLawyer)
  • Buffaloe & Associates, Lawyers (SuingLawyer)
  • Brumbaugh & Quandahl, PC (SuingLawyer)
  • Bronson, Cawley & Bergmann, LLP (SuingLawyer)
  • Bronson & Migliaccio, LLP (SuingLawyer)
  • Brachfeld & Associates, P.C. (SuingLawyer)
  • Booth and Associates (SuingLawyer)
  • Booska, Steven A. (SuingLawyer)
  • Blatt, Hasenmiller, Leibsker & Moore (SuingLawyer)
  • Bishop, White, Marshall, & Weibel, PC (SuingLawyer)
  • Bennett & DeLoney, PC. (SuingLawyer)
  • Baumann Law Firm (SuingLawyer)
  • Bass and Associates (SuingLawyer)
  • Barnes, Curtis, O. Con-America (SuingLawyer)
  • Bamford, Thomas K./Elder, Timothy L (SuingLawyer)
  • Baker, Lawrence, Attorney (SuingLawyer)
  • Aurora, Gold & Associates, LLC (SuingLawyer)
  • Associated Recovery Systems (SuingLawyer)
  • Asset Recovery Associates (SuingLawyer)
  • Asset Acceptance Corp. (SuingLawyer)
  • The Andersen Group (SuingLawyer)
  • American Legal Services, PC (SuingLawyer)
  • Allen, Lewis & Associates, Inc (SuingLawyer)
  • A&S Collection Associates (SuingLawyer)
  • AIS Services, LLC (SuingLawyer)
  • AGRM, LLC (SuingLawyer)
  • Michaels & Assoc (SuingLawyer)
  • Dignity Health - St. Rose Dominican (Creditor)
  • Grant & Weber, Inc. (CollectionAgency)
  • Journey Federal Credit Union (Creditor)
  • Journey Federal Credit Union - St. Johns (Creditor)
  • AmerAssist (CollectionAgency)
  • Capital Collection Management (CollectionAgency)
  • Synchrony - TJ Maxx (Creditor)
  • Wells Fargo Business (Creditor)
  • SF Police Credit Union (CollectionAgency)
  • CapexMD (Creditor)
  • Nissan Motor Acceptance Corporation (Creditor)
  • Financial Center Credit Union (Creditor)
  • Virginia Credit Union (Creditor)
  • California Credit Union (Creditor)
  • Natco Credit Union (Creditor)
  • Lister Hill Credit Union (Creditor)
  • Haband Credit Credit (Creditor)
  • Consolidation Plus (Creditor)
  • Pritchard Law Firm (Creditor)
  • Freedom Plus (Creditor)
  • ISPC Financing (Creditor)
  • Pollack & Rosen (CollectionAgency)
  • Herschel C Adcock Jr Law Office (CollectionAgency)

5) Tax Debt Insolvency From Forgiven Debt

PropertyInsolvency Calculation
Assets$295,000
Liability$230,000
Difference$65,000
Insolvency EstimateFALSE

6) Additional Insights from Calculator

  • The form output shows that you have disposable income that may cover most of your unsecured debt. A bankruptcy attorney may get more granular with your income and expenses.
  • US Bankruptcy Form B 122C-2 determines your monthly disposable income as $6,389.
  • Your Total Unsecured / Total Annual Income = $230,000 / $249,996 = 92%

7) Pros and Cons of Debt Settlement

Although our calculator is 70% confident Debt Settlement may be the best course of action for you, please consider the following pros and cons.
Pros
  • Potential savings can be significant
  • Payment flexibility for inconsistent income
  • Can be < 1 year with access to capital
  • May access credit sooner than bankruptcy
  • Account cancellation creates accountability
Cons
  • Medium to high damage to credit report
  • Medium to high damage to credit score
  • Potential taxes on forgiven debt
  • May be sued and collections can continue
  • Late fees and interest
  • On Public Record (if creditor sues)
  • Low to medium success rate

8) Articles to consider