We, the Operators of this Website, provide it as a public service to our users.
The Operators are committed to protecting the privacy needs of children, and we encourage parents and guardians to take an active role in their children's online activities and interests. The Operators do not intentionally collect information from minors, and the Operators do not target its website to children.
Non-personal information is data about usage and service operation that is not directly associated with a specific personal identity. The Operators may collect and analyze non-personal information to evaluate how visitors use the Operator's websites.
The Operators may gather aggregate information, which refers to information your computer automatically provides to us and that cannot be tied back to you as a specific individual. Examples include referral data (the websites you visited just before and just after our site), the pages viewed, time spent at our website, and Internet Protocol (IP) addresses. An IP address is a number that is automatically assigned to your computer whenever you access the Internet. For example, when you request a page from one of our sites, our servers log your IP address to create aggregate reports on user demographics and traffic patterns and for purposes of system administration.
Every time you request or download a file from the website, the Operators may store data about these events and your IP address in a log file. The Operators may use this information to analyze trends, administer the website, track users' movements, and gather broad demographic information for aggregate use or for other business purposes.
Most browser software can be set up to deal with cookies. You may modify your browser preferences to provide you with choices relating to cookies. You have the choice to accept all cookies, to be notified when a cookie is set or to reject all cookies. If you choose to reject cookies, certain of the functions and conveniences of our website may not work properly, and you may be unable to use those of the Operator's services that require registration in order to participate, or you will have to re-register each time you visit our site. Most browsers offer instructions on how to reset the browser to reject cookies in the Help section of the toolbar. We do not link non-personal information from cookies to personally identifiable information without your permission.
The Operator's website also may use web beacons to collect non-personal information about your use of our website and the websites of selected sponsors or members, your use of special promotions or newsletters, and other activities. The information collected by web beacons allows us to statistically monitor how many people are using our website and selected sponsors' sites; how many people open our emails; and for what purposes these actions are being taken. Our web beacons are not used to track your activity outside of our website or those of our sponsors. The Operators do not link non-personal information from web beacons to personally identifiable information without your permission.
Personal information is information that is associated with your name or personal identity. The Operators use personal information to better understand your needs and interests and to provide you with better service. On some of the Operators web pages, you may be able to request information, subscribe to mailing lists, participate in online discussions, collaborate on documents, provide feedback, submit information into registries, register for events, apply for membership, or join technical committees or working groups. The types of personal information you provide to us on these pages may include name, address, phone number, e-mail address, user IDs, passwords, billing information, or credit card information.
Information you provide on Operator's membership applications is used to create a member profile, and some information may be shared with other of the Operator's individual member representatives and organizations. Member contact information may be provided to other members on a secure website to encourage and facilitate collaboration, research, and the free exchange of information among the Operator's members, but we expressly prohibit members from using member contact information to send unsolicited commercial correspondence. The Operator's members may be automatically added to the Operator's mailing lists. From time to time, member information may be shared with event organizers and/or other organizations that provide additional benefits to the Operator's members. By providing us with your personal information on the membership application, you expressly consent to our storing, processing, and distributing your information for these purposes.
The Operators may use non-personal data and/or third-party services such as Google Analytics, Smartlook, and Full Story that are aggregated for reporting about the Operator's website usability, performance, and effectiveness. It may be used to improve the experience, usability, and content of the site.
The Operators may use personal information to provide services that support the activities of the Operator's members and their collaboration on the Operator's standards and projects. When accessing the Operator's members-only web pages, your personal user information may be tracked by the Operators in order to support collaboration, ensure authorized access, and enable communication between members.
Credit card information may be collected to facilitate membership applications; or if you purchase a product or service from our website, such information will not be kept longer than necessary for providing the services requested. Credit card numbers are used only for processing payment and are not used for other purposes. Payment processing services may be provided by a third-party payment service, and a management company external to the Operators may provide support for the financial activities of the Operators. the Operators may share your personal information with its partners to facilitate these transactions.
By submitting any information on this website, you give the operators and parties providing specific services permission to contact you by any means possible and using any contact information that you provide or that we are able to locate. This includes, but is not limited to, email, regular mail, phone, or via text message (SMS), including a phone number which has been listed on the Do Not Call list.
In keeping with our open process, the Operators may maintain publicly accessible archives for the majority of our activities. For example, posting an email to any of the Operators-hosted public mail lists or discussion forums, subscribing to one of our newsletters or registering for one of our public meetings may result in your email address becoming part of the publicly accessible archives.
On some sites, anonymous users are allowed to post content and/or participate in forum discussions. In such a case, since no user name can be associated with such a user, the IP address number of a user is used as an identifier. When posting content or messages to an Operators' site anonymously, your IP address may be revealed to the public.
If you are a registered member of an Operator's website or email list, you should be aware that some items of your personal information may be visible to other members and to the public. The Operator's member databases may retain information about your name, e-mail address, company affiliation (if an organizational member), and such other personal address and identifying data as you choose to supply. That data may be visible to other of the Operator's members and to the public. Your name, e-mail address, and other information you may supply also may be associated in the Operator's publicly accessible records with the Operator's various committees, working groups, and similar activities that you join, in various places, including: (i) the permanently-posted attendance and membership records of those activities; (ii) documents generated by the activity, which may be permanently archived; and, (iii) along with the message content, in the permanent archives of the Operator's e-mail lists, which also may be public.
Please remember that any information (including personal information) that you disclose in public areas of our website, such as forums, message boards, and newsgroups, becomes public information that others may collect, circulate, and use. Because we cannot and do not control the acts of others, you should exercise caution when deciding to disclose information about yourself or others in public forums such as these.
Information may be shared with third party lenders and lending partners to process a transaction requested by the customer. Information may be shared with bankruptcy attorneys and law firms as requested by the customer.
There may also be other limited contexts in which we share specific types of personal information with your express consent.
If you do not want your personal information collected and used by the Operators, please do not visit the Operator's website or apply for membership of any of the Operators' websites or email lists.
The Operators are committed to keeping the personal information of our members accurate. All the information you have submitted to us can be verified and changed. In order to do this, please email us a request. We may provide members with online access to their own personal profiles, enabling them to update or delete information at any time. To protect our members™ privacy and security, we also may take reasonable steps to verify identity, such as a user ID and password, before granting access to modify personal profile data. Certain areas of the Operator's websites may limit access to specific individuals through the use of passwords or other personal identifiers; a password prompt is your indication that a members-only resource is being accessed.
The Operators make every effort to protect personal information by users of the website, including using firewalls and other security measures on its servers. No server, however, is 100% secure, and you should take this into account when submitting personal or confidential information about yourself on any website, including this one. Much of the personal information is used in conjunction with member services such as collaboration and discussion, so some types of personal information such as your name, company affiliation, and email address will be visible to employees of the Operator's and to the public. The Operators assume no liability for interception, alteration, or misuse of the information you provide. You alone are responsible for maintaining the secrecy of your personal information. Please use care when use access this website and provide personal information.