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Bankruptcy Cost Calculator

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Expectations

What do you get?

  1. All-in cost estimate including attorney fees and other fees to file bankruptcy based on the city
  2. An estimate whether you will qualify for bankruptcy
  3. Access to a free bankruptcy attorney consultation

What does it take?

  1. Usually takes 2 - 5 minutes
  2. 100% free tool
  3. Available in all 50 states

See What Others Say About Our 100% Free Service.

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What is your zip code?
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Which of the following are you most interested in?
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Do you have a preference about your attorney's experience? More experience may mean slightly higher cost, but often a greater understanding of the law.
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Do you have a preference of the attorney's rating and reviews?
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Do you have any of the following that would make your bankruptcy more complicated? Select one.
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Do you have any preference about the amount of time you spend with an attorney? More time with the attorney is more personalized, but may be a higher cost.
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What chapter are you filing?
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How likely are you to file?
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Where are you at in the process?
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How often do you receive a paycheck?
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How much do you receive in your paycheck BEFORE taxes?
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Do you receive income from any other sources, e.g. SSN income, VA disability, business, retirement, alimony, child supports, etc.?
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SSN Benefits monthly income
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VA Disability monthly income
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Business monthly income
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Teacher's annual income
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Retirement monthly income
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Alimony monthly income
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Child Support monthly income
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What is your average monthly gross income from other sources, e.g. business, retirement, alimony, child supports, etc.?
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Accurate Income is Important

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Is your household annual income approximately $0
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What is causing you to consider debt relief?
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Which best describes the debt?
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What best describes why you are considering debt relief?
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What is the status of the divorce?
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Do you have a pending foreclosure sale?
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What is the unexpected expense?
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What is the status of the wage garnishment?
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Have you filed bankruptcy in the past 6-8 years?
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Have you filed a Chapter 7 bankruptcy in the past 8 years?
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Have you filed a Chapter 13 bankruptcy in the past 6 years?
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When would you want to file bankruptcy?
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What is your most pressing question?
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Other: Describe your most pressing question.
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How many people do you take care of in your household (including yourself)?
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You answered there is only one (1) person in your household, but you are married. Please confirm the number of people in your household.
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How many people in your household are 65 or older?
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Are you 65 or older?
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How many of your dependants (excluding a spouse) are over 18 years old?
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Based on your income provided, would you like us to estimate whether you may NOT have to pay the $338 Chapter 7 filing fee? We can also pass this information to the attorney for the free phone evaluation.
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Approximately how much student loan debt do you have?
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Approximately how much unsecured debt such as medical, credit card and personal loans do you have? Please do not include auto or student loans.
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Which of the following best represents your approximate unsecured debt?
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Are you sure that you only have $0 in unsecured debt?
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Which of the following is the biggest reason you are considering bankruptcy?
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You are considering bankruptcy on $0 in debt, which is under $7,000, and we would like to do a soft credit pull (which does not affect your credit) to confirm your debt amount. Would that be okay?
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Would you estimate that your total unsecured debt (credit cards, loans, medical debt, other debt etc.) is over $10,000?
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Do you have an active freeze or lock on your credit with Equifax?
To use this feature, you will need to remove the freeze temporarily. More information: https://www.equifax.com/personal/credit-report-services/credit-freeze/
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To use this feature, you would need to remove the active freeze or lock with Equifax and then click "No" above.

What's Your Legal Name?

First Name
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Last Name
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Suffix (Sr, Jr, I, etc)
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What's Your Address?

What is your current street address?
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What city do you live in?
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Apt/suite number (if applicable)
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What state do you live in?
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What is your zip code?
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Have you moved in the past year and/or have a previous address?
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United States (US)
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United States (US)
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What's Your Previous Address?

What was your previous street address?
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What city did you previously live in?
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Previous Apt/suite number (if applicable)
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What state did you previously live in?
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What was your previous zip code?
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When's Your Birthday?

Month
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Day
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Year
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What Are The Last 4 Digits of Your Social Security Number?

Last 4 Digits of SSN
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Phone Number
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Thank you for completing this form! You can click submit.

Final Questions:

Which of the following do you prefer?
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Would it be okay if we also sent you an email with your results and how to edit them in the future if you are not ready to take any actions?
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Note: Ascend may receive a referral fee if you choose a free consultation. Our partners conduct free, no-hassle evaluations to learn about your options. You can complete it over the phone in as little as 10 minutes. The attorney fees are affordable, and often a flat fee. All initial consultations are 100% free of charge, and all lawyers are licensed in your state. By selecting a partner above to reach out to you, you agree that a partner may contact you (including autodials, pre-recorded calls, and SMS) to answer your questions about relief.

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Last Name
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Email address
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Phone Number
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Disclaimer: Ascend strives to keep its information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty, and estimated APR and other terms are not binding in any way. All loans presented on this page have a maximum APR of no greater than 35.99% with terms not less than 12 months to not more than 60 months. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would cost $12,391.55 over the life of the loan. All rates are determined by the lender and must be agreed upon between the borrower and the borrower's chosen lender. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval. When evaluating offers, please review the lender and/or lending partner's Terms and Conditions for additional details.