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Bankruptcy Calculator

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Expectations

What do you get?

  1. Chapter 7 qualification estimate using official bankruptcy forms. This calculator has more granular income questions, so if you'd like a quicker estimate, use this calculator.
  2. Chapter 13, non-profit credit counseling, and debt negotiation qualification and cost estimate to compare to Chapter 7.
  3. 100% free, based on official US Trustee Means Test.

Requirements

  1. Usually takes 5 - 10 minutes. Easily save and come back if you need more time.
  2. Does NOT require you to provide an email address or phone number to complete unless you'd like a free, informational evaluation.
  3. Available in all 50 states.
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Disclaimer: Ascend strives to keep its information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty, and estimated APR and other terms are not binding in any way. All loans presented on this page have a maximum APR of no greater than 35.99% with terms not less than 12 months to not more than 60 months. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would cost $12,391.55 over the life of the loan. All rates are determined by the lender and must be agreed upon between the borrower and the borrower's chosen lender. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval. When evaluating offers, please review the lender and/or lending partner's Terms and Conditions for additional details.