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Chapter 7 vs Chapter 11 vs Chapter 13 Calculator

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What to expect?

  1. We're going to ask a few questions to determine which calculator would be best for you to take next!
  2. Depending on which calculator you end up taking, you'll receive a qualification estimate for Chapter 7, Chapter 11, or Chapter 13 based on your debt(s), income, and expenses.
  3. 100% free to use, and no contact information required to receive results.
  4. Available in all of 50 states.
  5. These first few questions usually take 2-3 minutes to complete.

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Approximate Debt Balances:

Required
Which of the following best represents your approximate unsecured debt?
Required
Are you sure that you only have $0 in unsecured debt?
Required
Which of the following is the biggest reason you are considering bankruptcy?
Required
Would you estimate that your total unsecured debt (credit cards, loans, medical debt, other debt etc.) is over $10,000?
Required
You are considering bankruptcy on $0 in debt, which is under $7,000, and we would like to do a soft credit pull (which does not affect your credit) to confirm your debt amount. Would that be okay?
Required
What is your debt primarily from?
Required

Location:

Required
Required
Required

Describe Your Situation:

Required
Which best describes the debt?
Required
Required
What is the status of the divorce?
Required
Do you have a pending foreclosure sale?
Required
Required
What is the status of the wage garnishment?
Required
Have you filed bankruptcy in the past 6-8 years?
Required
Have you filed a Chapter 7 bankruptcy in the past 8 years?
Required
Have you filed a Chapter 13 bankruptcy in the past 6 years?
Required
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Disclaimer: Ascend strives to keep its information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty, and estimated APR and other terms are not binding in any way. All loans presented on this page have a maximum APR of no greater than 35.99% with terms not less than 12 months to not more than 60 months. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would cost $12,391.55 over the life of the loan. All rates are determined by the lender and must be agreed upon between the borrower and the borrower's chosen lender. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval. When evaluating offers, please review the lender and/or lending partner's Terms and Conditions for additional details.