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Welcome to the Debt Help Calculator
Ascend Helps People Who Are Stressed By A Debt Collection Lawsuit. See What Others Say About Our 100% Free Service.
5.0/5.0
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270 Reviews
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Austin Andrew Frost
04/23/2021
Got exactly the assistance I need with the initial free consultation and referral. Justin was very professional and answered all my questions even tho I did not end up using their service. Highly recommended.
Synthia DuBose
08/21/2023
My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.
I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin's approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.
Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!
Chezera Davids
10/18/2022
I was in tears and all by myself. I have always paid my bills, and I was always on time with my payments. Due to a custody battle, I was on my own. I had no way to feed my kids do to a garnishment. Justin reassured me that everything was going to be OK, and that I had options that I was not aware of. I am so grateful for him. He went above and beyond he delivered the most amazing service, I’ve ever had. I will forever be grateful.
Is It Your Debt?
Are you sure that this is your debt?
Yes
No
Unsure
Required
Would you like us to text you our free guide on how to determine whether it's your debt?
Yes
No
Required
Phone Number
Required
Have you been sued?
Have you been sued for the debt in question?
Yes
No
Required
Have you received the summons physically provided to you?
Yes
Not Yet
Required
What is the date on the summons?
Required
Who is the plaintiff that is suing you?
Required
What is the amount that you are being sued for?
Required
Let's look at statute of limitation for your state
Do you know when the last payment date was for the debt?
Yes
No
Required
Approximately when was the last payment on this debt?
Required
What is your zip code?
Required
Let's look at your options to handle the debt
Approximately how much unsecured debt such as medical, credit card and personal loans do you have? Please do not include auto or student loans.
Required
Which of the following best represents your approximate unsecured debt?
1x
1000x
Required
Are you sure that you only have
$0
in unsecured debt?
Yes
No
Not Sure
Required
Household Size:
What is your marital and filing status?
Single
Married and your spouse is filing with you
Married and your spouse is NOT filing with you. Living in the same household and are not legally separated
Married and your spouse is NOT filing with you. Living separately or are legally separated
Required
How many people do you take care of in your household (including yourself)?
Required
You answered there is only one (1) person in your household, but you are married. Please confirm the number of people in your household.
1
2
Required
How many people in your household are 65 or older?
Required
Are
you
65 or older?
Yes
No
Required
How many of your dependants (excluding a spouse) are over 18 years old?
Required
Income:
How often do you receive a paycheck?
Weekly
Paid every 2 Fridays (Bi-Weekly)
Paid 15th and 31st (Semi-Monthly)
Monthly
Annually
Not Applicable (Not being paid)
Required
How much do you receive in your
paycheck BEFORE taxes?
Required
How often does your SPOUSE receive a paycheck?
Weekly
Paid every 2 Fridays (Bi-Weekly)
Paid 15th and 31st (Semi-Monthly)
Monthly
Annually
Not Applicable (Not being paid)
Required
How much does your SPOUSE receive in their
paycheck BEFORE taxes?
Required
Estimated
monthly
overtime income
Required
Which of the following best represents your approximate
annual
overtime income?
Monthly
Yearly
Required
Do you receive income from any other sources, e.g. SSN income, VA disability, business, retirement, alimony, child supports, etc.?
Yes
No
Required
Other
monthly
income
Required
Which of the following best represents your approximate
annual
other income?
Monthly
Yearly
Required
How consistent is the amount of your income?
Very Consistent
Consistent
Inconsistent
Very Inconsistent
Required
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Disclaimer
: Ascend strives to keep its information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty, and estimated APR and other terms are not binding in any way. All loans presented on this page have a maximum APR of no greater than 35.99% with terms not less than 12 months to not more than 60 months. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would cost $12,391.55 over the life of the loan. All rates are determined by the lender and must be agreed upon between the borrower and the borrower's chosen lender. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval. When evaluating offers, please review the lender and/or lending partner's Terms and Conditions for additional details.