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Unemployment Calculator

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Debts
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What is your zip code?
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How much gross income (before taxes) did you make in the quarter: January through March 2026
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How much gross income (before taxes) did you make in the quarter: October through December 2025
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How much gross income (before taxes) did you make in the quarter: July through September 2025
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How much gross income (before taxes) did you make in the quarter: April through June 2025
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How much gross income (before taxes) did you make in the quarter: January through March 2025
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Do you have any debt that may fall behind due to unemployment?
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Approximately how much unsecured debt do you have?
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Which of the following best represents your approximate unsecured debt?
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Are you sure that you only have $0 in unsecured debt?
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For your total unsecured debt, what is your approximate total monthly obligation for all of the debts?
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Are you married?
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How many people do you take care of in your household (including yourself)?
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You answered there is only one (1) person in your household, but you are married. Please confirm the number of people in your household.
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How many people in your household are 65 or older?
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Are you 65 or older?
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How many of your dependants (excluding a spouse) are over 18 years old?
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How often does your SPOUSE receive a paycheck?
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How much does your SPOUSE receive in their paycheck BEFORE taxes?
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What is the most stressful thing about your unemployment?
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As the most stressful thing that you are dealing with from unemployment is , would you like us to estimate whether you will face a financial hardship?
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What factor is most contributing to your stress regarding your unemployment?
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Would you like us to estimate whether you will face a financial hardship?
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Income:

Estimated monthly overtime income
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Which of the following best represents your approximate annual overtime income?
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Do you receive income from any other sources, e.g. SSN income, VA disability, business, retirement, alimony, child supports, etc.?
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Other monthly income
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Which of the following best represents your approximate annual other income?
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How consistent is the amount of your income?
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How much money do you have in savings?
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Monthly Debt Obligations:

How many vehicles do you own or lease? Please include your spouse's vehicle(s) if they are filing with you.
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Automobile 1

Did you purchase this vehicle before December 18, 2023?
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Monthly automobile payment:
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What is the Year, Make, and Model of this vehicle?
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Approximately what is the interest rate of this vehicle?
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Is this vehicle titled in your name?
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If applicable, how many months are your behind on your automobile as of this month?
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Do you want to keep this asset?
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Automobile 2

Did you purchase this vehicle before December 18, 2023?
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Monthly 2nd automobile payment:
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What is the Year, Make, and Model of this vehicle?
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Approximately what is the interest rate of this vehicle?
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Is this vehicle titled in your name?
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If applicable, how many months are your behind on your 2nd automobile as of this month?
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Do you want to keep this asset?
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Homestead:

Monthly 1st mortgage payment
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Monthly 2nd mortgage payment:
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Debt Obligations: Owed in Arrears

(Money that is overdue, past due, or unpaid after its scheduled payment date)

If applicable, how many months are your behind on your mortgage as of this month?
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Do you want to keep this asset?
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If applicable, how many months are your behind on your 2nd mortgage as of this month?
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Do you have any outstanding balance on any such loans as jewelry, furniture, tvs, etc.?
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What is the balance of these loans?
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How much do you pay a month on these secured loans?
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Do you want to keep this asset?
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What is the monthly amount that you pay for other debt that is secured by an asset, such as an RV, jet ski, jewelry, etc.?
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Which of the following best represents how much you pay annually to this secured debt?
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Did you receive a refund in your most recent tax filing?
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Do you know approximately how much tax debt you owe?
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Approximate tax debt you owe
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Do you owe any domestic support obligations such as child support or alimony in arrears?
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Alimony in arrears
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Child support in arrears
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Main Expenses:

Monthly rental expenses for your residence (includes rent payment)
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Home maintenance, repair, and upkeep expenses
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Other real property expenses not included not included in your income
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Mortgages on other property
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Monthly real estate taxes
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Monthly property, homeowner's, or renter's insurance
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Homeowner's association or condominium dues
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How much do you owe on your HOA in arrears?
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Utility Expenses:

Electricity, heat, natural gas
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Water, sewer, garbage collection
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Telephone, cell phone, Internet, satellite, and cable services
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Other utilities
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Personal Expenses:

Childcare and child education costs
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Clothing, laundry, and dry cleaning
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Medical and dental expenses
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Transportation. Include gas, maintenance, bus or train fare. Do not include car payments
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Entertainment, clubs, recreation, newspapers, magazines, and books
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Charitable contributions and religious donations
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Alimony, Maintenance or Support (not already counted in Monthly Payroll Deductions):
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Less Common Expenses:

Do you have any of the following less common expenses:
  • Additional public transportation expense
  • Continued contributions to the care of a household or family member
  • Protection against family violence
  • Additional home energy costs
  • Educational expenses for dependent children who are younger than 18
  • Additional food and clothing expense
  • Continuing charitable contributions
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Additional public transportation expense:
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Continued contributions to the care of a household or family member:
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Protection against family violence:
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Additional home energy costs:
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Educational expenses for dependent children who are younger than 18:
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Additional food and clothing expense:
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Continuing charitable contributions:
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Insurance Expenses:

Do not include insurance deducted from your pay.

Life insurance
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Health insurance
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Vehicle insurance
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Other insurance
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Would any of these other free calculators be helpful for you (optional)? Check all that apply.
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Almost There!

Would you like to learn more about opportunities in your field when they become available?
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What is your profession type (i.e. mechanic, nurse, etc.)?
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First Name
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Phone Number
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