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What is causing you to consider debt options?
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Which best describes the debt?
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Do any of these situations apply to you? (Check all that apply)
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Is the majority of your unsecured debt high-interest credit cards?
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Do you need to use your savings to keep up with your payments?
At the end of the month, I consistently have less money in my savings account than I did at the beginning of the month.
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What is your approximate FICO credit score?
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What is your marital and filing status?
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How many people do you take care of in your household (including yourself)?
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What is your zip code?
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We need to estimate your debt-to-income ratio to estimate loan qualification. Would you like to enter the information manually or have us do a free soft credit pull (does NOT affect your credit score) to get the necessary information?
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What's Your Legal Name?

First Name
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Last Name
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Suffix (Sr, Jr, I, etc)
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What's Your Address?

What is your current street address?
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What city do you live in?
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Apt/suite number (if applicable)
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What state do you live in?
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United States (US)
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United States (US)
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When's Your Birthday?

Month
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Day
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Year
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What Are The Last 4 Digits of Your Social Security Number?

Last 4 Digits of SSN
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Phone Number
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Approximately how much student loan debt do you have?
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What is your minimum student loan monthly obligation?
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We work with a partner who specializes in federal student loan forgiveness programs (ex. PSLF, IDR, SAVE). Would you like us to ask you questions to see if you may qualify?
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Approximately how much of your student loan debt is federal debt?
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Are you in repayment or general forbearance?
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Are you currently enrolled in school?
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Phone Number
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Approximately how much unsecured debt such as medical, credit card and personal loans do you have? Please do not include auto or student loans.
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What are the minimum credit card and/or loan monthly obligations that you owe?
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What are any other minimum debt payments (not already provided) that you make per month?
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How often do you receive a paycheck?
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How much do you receive in your paycheck BEFORE taxes?
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How often does your SPOUSE receive a paycheck?
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How much does your SPOUSE receive in their paycheck BEFORE taxes?
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Accurate Income is Important

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Is your household annual income approximately $0
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Would you like to update your income or move forward with the income provided?
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Please click the back button below to update your income.

Living Expenses:

What is your current living situation?
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Automobile Expenses:

How many vehicles do you own or lease? Please include your spouse's vehicle(s) if they are filing with you.
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Automobile 1

Monthly automobile payment:
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What is the Year, Make, and Model of this vehicle?
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Approximately what is the interest rate of this vehicle?
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Is this vehicle titled in your name?
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If applicable, how many months are your behind on your automobile as of this month?
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Do you want to keep this asset?
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Automobile 2

Monthly 2nd automobile payment:
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What is the Year, Make, and Model of this vehicle?
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Approximately what is the interest rate of this vehicle?
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Is this vehicle titled in your name?
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If applicable, how many months are your behind on your 2nd automobile as of this month?
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Do you want to keep this asset?
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Other Expenses:

Do you have any outstanding balance on any such loans as jewelry, furniture, tvs, etc.?
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Did you receive a refund in your most recent tax filing?
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Tax debt in arrears
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What are the tax years for the owed debts?
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Did you file a return for all those years?
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Approximately when were the returns filed?
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Do you owe any domestic support obligations such as child support or alimony in arrears?
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Alimony in arrears
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Child support in arrears
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Which of the following options would you like to compare estimates, and pros and cons of? Check all that apply
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Almost There!

Which of the following do you prefer?
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Would it be okay if we also sent you an email with your results and how to edit them in the future if you are not ready to take any actions?
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Note: Ascend may receive a referral fee if you choose a free consultation. Our partners conduct free, no-hassle evaluations to learn about your options. You can complete it over the phone in as little as 10 minutes. The attorney fees are affordable, and often a flat fee. All initial consultations are 100% free of charge, and all lawyers are licensed in your state. By selecting a partner above to reach out to you, you agree that a partner may contact you (including autodials, pre-recorded calls, and SMS) to answer your questions about relief.

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Phone Number
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Disclaimer: Ascend strives to keep its information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty, and estimated APR and other terms are not binding in any way. All loans presented on this page have a maximum APR of no greater than 35.99% with terms not less than 12 months to not more than 60 months. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would cost $12,391.55 over the life of the loan. All rates are determined by the lender and must be agreed upon between the borrower and the borrower's chosen lender. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval. When evaluating offers, please review the lender and/or lending partner's Terms and Conditions for additional details.