Ascend Finance Reviews

See what people think of their experience with Ascend's team and bankruptcy calculators.

5.0/5.0 - 308 Reviews
Take Free Debt Calculator
Synthia DuBose
08/21/2023
My family was grappling with the burden of credit card debt. We had explored various avenues, including debt relief companies and consolidation loans, but everything seemed dubious and left us feeling uncertain. That all changed when I came across Ascend and had the opportunity to connect with Justin. He reached out to me on the very same day, and from that point forward, things took a turn for the better.

I provided Justin with an overview of our financial situation, our objectives, and the timeline we hoped to achieve our goals within. He promptly outlined the possible courses of action and presented a thorough breakdown of our various options. What truly stood out was Justin's approach—he never pressured me into making a quick decision. Instead, he offered me the information and allowed me to ask questions at my own pace.

Upon selecting the path we wanted to pursue, Justin facilitated our connection with a non-profit organization. Much to our delight, they exhibited the same level of courtesy, expertise, and patience that Justin had demonstrated. In retrospect, the entire experience instilled a sense of confidence within us. We now believe we have a solid foundation and are well on our way to achieving financial success!
dahveed krisna
07/26/2022
Ben and his assistant Jeffrey from Ascend Finance did an awesome job helping me to find an attorney who could talk with me openly and honestly about Chapter 13 as an option for my financial situation. Before finding out about Ascend's bankruptcy calculators, I was stuck on a wheel of countless offers for consolidation loans, but always steered towards debt settlement or debt management plans over and over again due to my credit score and high utilization percentage. Based on data I entered into Ascend's calculator, Ben and Jeffrey reviewed my situation and quickly connected me with a skillful, experienced bankruptcy attorney. I finally feel like I'm on the best path to being debt free; one that will save me a lot more money than any of the debt settlement or debt management programs that other companies and agencies have offered me... THANKS Ben, Jeffrey and Ascend!!
JorJor Binks
02/09/2024
These guys are truly a beacon for those of us with too much debt. From the start where I found Ben on the YouTube channel Ascend I have been treated as a real person by real people. Even getting a personal call helping me figure things out. I went through one of the lawyers recommended by Ascend and as of January 2nd I am debt discharged, and already have a great credit card from Mission Lane for $2000. Things are getting back into place and my life feels so much less stressful due to the weight of debt being off my shoulders.

PLEASE give these guys a call if you are even considering any sort of debt relief be it bankruptcy, consolidation, or whatever other types of debt relief are out there. I can’t thank the Ascend team enough. (I was not paid to post this, or told to do this. I am genuinely so thankful to have the help when I needed it most♥️)
Chezera Davids
10/18/2022
I was in tears and all by myself. I have always paid my bills, and I was always on time with my payments. Due to a custody battle, I was on my own. I had no way to feed my kids do to a garnishment. Justin reassured me that everything was going to be OK, and that I had options that I was not aware of. I am so grateful for him. He went above and beyond he delivered the most amazing service, I’ve ever had. I will forever be grateful.
A G
09/12/2022
Justin, is a Prince among men.
Compassionate, Intelligent, Attentive, and Caring about what someone is going through.
Thank You, Justin!
Bernidette Collins
03/21/2025
Thx 😊
Ryan Spritz
03/18/2025
I had the pleasure of working with Emma Fritsch at Ascend, and I can’t recommend her enough. From the start, she was completely transparent, patient, and had no agenda other than genuinely helping me navigate my options. In an industry that often feels predatory, Emma was a breath of fresh air—she followed up consistently, provided clear and honest information, and made the entire process smooth and stress-free. Overall, it was a great experience, and I truly appreciate her professionalism and integrity. If you’re looking for someone you can trust, Emma is the one.
Katherine Evaro
03/06/2025
I was looking at doing a debt relief program with a cetain company, so I went onto You Tube to get more info, about the program, from various financial advisors. I was fortunate enough to come across a video by Ascend, and then looked at their website.
I was new to this whole debt reduction process, and learned so much just from their site. I felt confident enough to call them, and I got Emma. She was great! She really took the time to listen to my situation, along with what I wanted, and didn't want. Emma then found the solution that best fit my needs, and connected me with the right company to do a debt management solution. Emma was also amazing at following up with me right away, to make sure that my needs were met. I highly recommend Ascend, and I really appreciate their service!
Charity Harris
03/01/2025
I cannot describe how amazing this company is. Ireny and Hinten answered every question I had. They were kind and extremely considerate when listening and to my situation. They speak to you as if you have known them for years and genuinely want a positive outcome for you. I 100% recommend this company to anyone that needs help with their debt. If you can get one of these two employees then you are definitely in good hands.
Dawn Irvine-Moran
02/26/2025
Credit counseling is a terrible choice. My husband and I did "Debt Consolidation" with the thought that paying off our debt was the "right" thing to do. Not only did we pay off our complete debt, but we starved and lived like paupers for the complete 5 years. Then, to my amazement, I found out that our credit scores were just as low as though we filed bankruptcy! The companies that come up with all of the magical credit scores look at these credit counseling/debt consolidation outfits as the EXACT SAME thing as bankruptcy. Exactly. So not only to you pay an enormous payment monthly, but after you pay back all of your outstanding debts, your credit is still ruined. These places must get a kick back from all of the companies that get to cash in on all of the outrageous fees on top of outrageous late charges on top of the outrageous over the limit fees. Once you get caught in that trap, there's no end to it.
John Francis
12/31/2024
Hinten at Ascend was incredibly helpful. He offered me a sloution for a problem I was having, was kind and gracious and went above and beyond what he "had" to do to help me, and definitely gave me some peace of mind
J Orlo
12/02/2024
Hinten was very helpful and was very patient with me.
Jessica Denton
11/25/2024
Jeffrey is absolutely wonderful. He was very professional, and courteous. He went above and beyond to try and help me with my situation.
Michael Sanchez
11/20/2024
Jeffrey took time to answer all questions, gave excellent information and was able to help. You won't regret reaching out to Ascend.
Kerwin Corpuz
11/11/2024
Hinten is very helpful providing informations not just bankruptcy. In my case is cryptocurrency fraud and he was able to provide information. I am very thankful with Hinten including Ascend team especially tough times in my situation.
Ozzie Gutierrez
10/31/2024
Everyone at Ascend was helpful and diligent in their work. They were able to rescue me after getting burned by another debt consolidation company that suddenly went bankrupt - I’d highly recommend Ascend to anyone!
Phillip Saelee
10/25/2024
Ireny was very helpful in my situation. She explained to me in details of which route I should take and the best options for me. She is nice and kind with alot of knowledge. I recommend her to everyone who is dealing with hardship.
Ashley Salazar
10/15/2024
Thank you Hinten! You answered all my questions, you made it very easy and also helpful.
Glam2Go Beauty
10/14/2024
This was a quick and painless consultation! Hinten was professional and gave me great feedback and resources to use on my financial freedom journey 👍🏾 Highly Recommend
Mandy Logan
10/14/2024
Loved the means calculator, found usefulness in the YouTube videos, and valued the phone call with Hinten.

Thank you. Helpful spirit, nice aid to overview of options.
Trish Brown
10/08/2024
I was very knowledgeable and was able to connect me with a law firm that absolutely helped me. I felt so relieved after the day that I had I think you guys again for educating me so I can move forward with.
Derik Trexel
10/04/2024
Hinten has been very pleasant and helpful.
Karina Tarantino
10/04/2024
Justin was very easy to work with! He made the whole experience a breeze.
Jayme Hyde
09/27/2024
We worked with Justin who was the best. He listened to our situation and provided us with information and options that was easy to understand. Such a great company to work with if you need help understanding debt and options they provide without pressure. Thank you for taking such good care of us.
Robert Garibay
09/27/2024
Very professional and very helpful. I would recommend