Ascend Finance Reviews

See what people think of their experience with Ascend's team and bankruptcy calculators.

5.0/5.0 - 323 Reviews
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A. T.
02/23/2026
I truly can’t say enough good things about Ascend Finance Corp. I found them late one night while desperately researching debt settlement during one of many sleepless nights. I felt overwhelmed, anxious, and honestly scared about what my financial future might look like.

I have always been someone who pays every bill on time. I’ve never been behind, never late. So finding myself in financial hardship after a major life change that drastically affected my income — along with significant hospital and medical bills — was incredibly humbling. It’s not easy to admit you need help, especially when you’ve always handled everything on your own.

From the very first conversation, Ireny treated me with such kindness, patience, and dignity. She never made me feel ashamed of my situation. She listened. She reassured me. She carefully walked me through every option available and explained everything in a way that made sense when my mind was clouded with stress.

What truly meant the most to me was her honesty. She could have easily pushed me toward their in-house debt settlement program. Instead, she thoughtfully laid out the pros and cons of each path (Bankruptcy, Debt Management (with non Profit Debt Management company) and Debt Settlement) and made sure I understood what each choice would mean long term. She wasn’t trying to “sell” me anything — she was trying to protect me.

Not once did I feel judged. Not once did I feel pressured. During one of the most vulnerable seasons of my life, I felt respected, supported, and genuinely cared about.

After gaining clarity, I ultimately chose to file Chapter 13 bankruptcy. Even then, Ireny didn’t try to steer me in another direction. In fact, she honestly told me that in my situation, bankruptcy would likely provide the protection and structure I needed. She encouraged me to find the right attorney, asked thoughtful questions about the payment terms, and even expressed how relieved she was that I found a lawyer who factored in worst-case scenarios and offered reasonable payment options.

That level of integrity is rare. That level of compassion is even rarer.

I am deeply grateful for the guidance, transparency, and humanity I experienced with Ascend Finance Corp. If you are navigating financial hardship and feeling overwhelmed, you deserve someone who will treat you with honesty and respect — and that is exactly what you’ll find here.
Marc Kerr
02/06/2026
I highly recommend Ascend Finance. They helped me through a debt relief program, and working with them was the best decision I could have made. They took care of all my debts and handled everything in a timely, professional manner.
The entire team was great, but I worked mostly with Hinten, and he was absolutely amazing. He went above and beyond and made the whole process so much easier. I truly recommend this company — and Hinten is the best.
Susan Crosby
06/25/2025
I worked with Chelsea and she was the best thing that could have came into my life at that moment. I was in such a downward spiral financially and then emotionally.

She was patient kind and listened to my entire story. She responded to everything authentically. It was easy to tell she wasn't just trying to match an attorney.

And to my amazement the more we talked? She must have been making notes or something. But rather than just not talk to me because I couldn't do what I reached out for? She found another path that actually works and now I have a 15 minute consultation tomorrow.

Ascend needs to give her all the things. Family and friends often dont care this much or are so willing to go above and beyond the cookie cutter ideas. She wants to provide personalized solutions based on our conversations and she didn't give up until she found it.
dahveed krisna
07/26/2022
Ben and his assistant Jeffrey from Ascend Finance did an awesome job helping me to find an attorney who could talk with me openly and honestly about Chapter 13 as an option for my financial situation. Before finding out about Ascend's bankruptcy calculators, I was stuck on a wheel of countless offers for consolidation loans, but always steered towards debt settlement or debt management plans over and over again due to my credit score and high utilization percentage. Based on data I entered into Ascend's calculator, Ben and Jeffrey reviewed my situation and quickly connected me with a skillful, experienced bankruptcy attorney. I finally feel like I'm on the best path to being debt free; one that will save me a lot more money than any of the debt settlement or debt management programs that other companies and agencies have offered me... THANKS Ben, Jeffrey and Ascend!!
Sheldon Rodriguez
02/12/2026
My experience was absolutely great. I was assigned to Jeffrey and he was the perfect person at the right time . Jeffrey explained things in detail and listened attentively to what I was going through with empathy and understanding.

Jeffrey possess the most calming demeanor, something I needed during this extremely difficult time in my life. Jeffrey checked in with me constantly to ensure that I was okay and that I was comfortable with any of the recommendations provided with absolutelyno pressure, he showed genuine concern. With something as traumatic as financial instability and crisis, Jeffrey has all the right qualities to help anyone through a crisis. I highly recommend this company and I am very grateful to Jeffrey for his compassion and professional guidance.
Aaron Laughlin
03/05/2026
Kenzie was super helpful, and showed me there was an option of a debt management plan. Something that i didn’t even know was a possibility. She helped change my outlook on life in a short call. Give her a chance what do you have to lose.
Vicki Crawford
02/21/2026
Justin was amazing and pointed me in the right direction!
Jared Cadrette
02/09/2026
Jeffrey is amazing to work with! Honest feedback on what your options are. Easy to talk to and super helpful!
Aldrich Powe
02/09/2026
I will give Kenzi Martin 5 out of 5 stars. I hope Kenzi's manager and upper-level management see this post.
Kenzi took her time to talk with me and understand my situation. She then advised me she would ask for some time to work on a few things. She sent me information and ultimately was able to assist me with my issue.
I would recommend Asend Finance Corp to those needing assisting and most of all I will tell you to ask for Kenzi.
Thank you for your time, conversation, and hard work. Continue success with helping others.
Nathaniel King
02/03/2026
Jeffrey was polite, attentive and informative. In the end he provided my wife and I access to an attorney that treated us the same way he did and helped us navigate our way in a very stressful time. I’m glad we stumbled across this company.
Stuart Jensen
01/09/2026
Free consultation was great. We were guided to a program that will work for us long term. Much appreciated.
David Estrada
01/06/2026
They gave me the best free financial advice when it came to solving my debt, Hinten was especially helpful, he was clear and took his time to explain and answer any and all questions relating, not just once but 3 different times, he was extremely knowledgeable and very friendly. I wish the best for these guys!
Dakota Kesler
11/29/2025
Love this place great people 🥰
Kiara Scott
11/05/2025
Jeffery was very informative and helpful when we were contemplating bankruptcy. In the end, we decided to file and we felt comfortable with the decision we were making. He accommodated our schedule and made sure we were set to keep our home and vehicles before we filed. It’s such a relief to have our debts discharged and we feel equipped to rebuild. We are grateful for the Ascend team!
Stefan
11/02/2025
Shout out to Jeffrey and their team for me feeling at ease and making themselves available for questions through a not so easy process.
April Armenta
10/09/2025
Emma and Chelsea are definitely the voice for this company. I received nothing but kindness and support from them. Outstanding customer service and thorough. Great great assets to the team. These two ladies made the prelim process go so smooth. Thank you again!
Sophia Bowser
08/20/2025
Chelsea Burke, Was a good listener…..she took your concerns seriously….she made sure that you were completely satisfied before she hung up she’s the best!
Brian Archer
05/29/2025
I have had the pleasure of speaking with Ireny A who has truly gone above and beyond to help me understand my debt situation and my options. She has given me a safe place to figure out how to tackle what seemed to be insurmountable. Her kindness and genuiness put me ease. She is one of the best people i have ever spoken to.
Pinnacle Credit Repair
03/28/2025
I really liked your video reviewing national debt relief. They even actually approach me to buy my company. You might wanna check it out.
Bernidette Collins
03/21/2025
Thx 😊
Ryan Spritz
03/18/2025
I had the pleasure of working with Emma Fritsch at Ascend, and I can’t recommend her enough. From the start, she was completely transparent, patient, and had no agenda other than genuinely helping me navigate my options. In an industry that often feels predatory, Emma was a breath of fresh air—she followed up consistently, provided clear and honest information, and made the entire process smooth and stress-free. Overall, it was a great experience, and I truly appreciate her professionalism and integrity. If you’re looking for someone you can trust, Emma is the one.
Katherine Evaro
03/06/2025
I was looking at doing a debt relief program with a cetain company, so I went onto You Tube to get more info, about the program, from various financial advisors. I was fortunate enough to come across a video by Ascend, and then looked at their website.
I was new to this whole debt reduction process, and learned so much just from their site. I felt confident enough to call them, and I got Emma. She was great! She really took the time to listen to my situation, along with what I wanted, and didn't want. Emma then found the solution that best fit my needs, and connected me with the right company to do a debt management solution. Emma was also amazing at following up with me right away, to make sure that my needs were met. I highly recommend Ascend, and I really appreciate their service!
Charity Harris
03/01/2025
I cannot describe how amazing this company is. Ireny and Hinten answered every question I had. They were kind and extremely considerate when listening and to my situation. They speak to you as if you have known them for years and genuinely want a positive outcome for you. I 100% recommend this company to anyone that needs help with their debt. If you can get one of these two employees then you are definitely in good hands.
John Francis
12/31/2024
Hinten at Ascend was incredibly helpful. He offered me a sloution for a problem I was having, was kind and gracious and went above and beyond what he "had" to do to help me, and definitely gave me some peace of mind
J Orlo
12/02/2024
Hinten was very helpful and was very patient with me.