Bankruptcy / Arizona / Cost

Understand the Cost to File Bankruptcy in Arizona

Written by Ben Tejes
Updated Sep 3rd, 2021

If you are like me, you probably wonder how you can afford the cost of bankruptcy in Arizona when it’s difficult to pay bills. Many bankruptcy costs such as the filing fee and the credit counseling courses are relatively similar. That said, the cost of bankruptcy attorney fees may range dramatically whether you are in Phoenix or Tucson. 

The purpose of this article is to provide you with estimated all-in costs:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

1. Bankruptcy Attorney Fees Arizona

Bankruptcy attorneys in Arizona can cost between $925 - $1500. The cost may increase or decrease based on complexity and location.

Here are some of the ranges of cost in major cities in Arizona.

Attorney Fees in Phoenix

Phoenix is the most populated city in Arizona with a population of 1,660,272. Bankruptcy attorneys in Phoenix can cost an estimated $1,500.

Attorney Fees in Tucson

Bankruptcy attorneys in Tucson can cost an estimated $1,100.

Attorney Fees in Mesa

Bankruptcy attorneys in Mesa can cost an estimated $1,100.

2. Chapter 13 Bankruptcy Attorney Fees Arizona

Chapter 13 bankruptcy attorneys in Arizona can cost $4,500. The fee can depend on the district.

While Chapter 7 attorney fees have variability, many Chapter 13 fees are relatively similar based on no-look fees, a reasonable cost for the service provided. You may still want to see whether the attorney charges an hourly rate for any additional work after filing the Chapter 13

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty similar across the United States, not just Arizona. Here are the other costs to consider. 

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and a bankruptcy form that provides the filing fee. 

The Chapter 7 bankruptcy filing fee is $338 ($245 filing fee $78 administrative fee + $15 trustee surcharge).

The Chapter 13 bankruptcy filing fee is $313 ($235 filing fee + $78 administrative fee).

Mandatory Course Costs

When you file bankruptcy, you have to take an approved credit counseling course in Arizona and a debtor education course. You can often take both courses online. The average cost may is around $10 to $50 per course.

Miscellaneous Costs

You may have to pay for transportation to the meeting of creditors at the courthouse. You may also have to pay for a credit report for your attorney (although they may be able to help you with the credit report).

You can estimate the cost of transportation to one of the bankruptcy courts below:

District of Arizona

  • U.S. Bankruptcy Court
    230 N 1st Ave, Ste 101
    Phoenix, AZ 85003
  • U.S. Bankruptcy Court
    38 S Scott Ave
    Tucson, AZ 85701
  • U.S. Bankruptcy Court
    98 W 1st St, 2nd Floor
    Yuma, AZ 85364
  • AWD Building
    123 N San Francisco St
    Flagstaff, AZ 86001
  • Superior Court
    Courtroom R
    2225 Trane Road
    Bullhead City, AZ 86442