Bankruptcy / Arkansas / Cost

Understand the Cost to File Bankruptcy in Arkansas

Written by Ben Tejes
Updated Dec 1st, 2021

If you are like me, you probably wonder how you can afford the cost of bankruptcy in Arkansas when it’s difficult to pay bills. Many bankruptcy costs such as the filing fee and the credit counseling courses are relatively similar. That said, the cost of bankruptcy attorney fees may range dramatically whether you are in Little Rock or Fort Smith. 

The purpose of this article is to provide you with estimated all-in costs:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

Estimate the Bankruptcy Attorney Fees in Your Zip Code

We received the question of how much a bankruptcy costs in Arkansas so often that we built a database of attorney fees. Use your zip code below to estimate the cost of bankruptcy in your city in Arkansas.

1. Bankruptcy Attorney Fees Arkansas

A Chapter 7 Bankruptcy is often less expensive than Chapter 13 bankruptcy. Chapter 7 bankruptcy attorneys in Arkansas can cost between $800 - $1500. The cost may increase or decrease based on complexity and location.

Here are some of the ranges of cost in major cities in Arkansas.

Attorney Fees in Little Rock

Little Rock is the most populated city in Arkansas with a population of 197,881. Bankruptcy attorneys in Little Rock can cost an estimated $1,125.

Attorney Fees in Fort Smith

Bankruptcy attorneys in Fort Smith can cost an estimated $1,000.

Attorney Fees in Fayetteville

Bankruptcy attorneys in Fayetteville can cost an estimated $1,170.

2. Chapter 13 Bankruptcy Attorney Fees Arkansas

Chapter 13 bankruptcy attorneys in Arkansas can cost $2800 - $3000. The fee can depend on the district.

While Chapter 7 attorney fees have variability, many Chapter 13 fees are relatively similar based on no-look fees, a reasonable cost for the service provided. You may still want to see whether the attorney charges an hourly rate for any additional work after filing the Chapter 13

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty similar across the United States, not just Arkansas. Here are the other costs to consider. 

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and a bankruptcy form that provides the filing fee. 

The Chapter 7 bankruptcy filing fee is $338 ($245 filing fee $78 administrative fee + $15 trustee surcharge).

The Chapter 13 bankruptcy filing fee is $313 ($235 filing fee + $78 administrative fee).

Mandatory Course Costs

When you file bankruptcy, you have to take an approved credit counseling course in Arkansas and a debtor education course. You can often take both courses online. The average cost may is around $10 to $50 per course.

Miscellaneous Costs

You may have to pay for transportation to the meeting of creditors at the courthouse. You may also have to pay for a credit report for your attorney (although they may be able to help you with the credit report).

You can estimate the cost of transportation to one of the bankruptcy courts below:


  • United States Courthouse
    101 South Jackson Avenue
    Room 205
    El Dorado, Arkansas
  • John Paul Hammerschmidt Federal Building
    35 East Mountain Street
    Room 510
    Fayetteville, Arkansas 72701-5354
  • Judge Isaac C. Parker Federal Building
    30 South 6th Street
    Room 1038
    Fort Smith, Arkansas
  • J. Smith Henley Federal Building
    402 North Walnut Street
    Harrison, Arkansas
  • United States Courthouse
    100 Reserve Street
    Room 347
    Hot Springs, Arkansas


  • 500 West Capitol Avenue
    Little Rock, AR 72201
  • 617 Walnut
    Helena, AR 72342
  • 615 South Main Street
    Room 312
    Jonesboro, AR 72401