Bankruptcy / West Virginia / Cost

Understand the Cost to File Bankruptcy in West Virginia

Written by Ben Tejes
Updated Sep 3rd, 2021

If you are like me, you probably wonder how you can afford the cost of bankruptcy in West Virginia when it’s difficult to pay bills. Many bankruptcy costs such as the filing fee and the credit counseling courses are relatively similar. That said, the cost of bankruptcy attorney fees may range dramatically whether you are in Charleston or Huntington. 

The purpose of this article is to provide you with estimated all-in costs:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

1. Bankruptcy Attorney Fees West Virginia

Bankruptcy attorneys in West Virginia can cost between $1000 - $1500. The cost may increase or decrease based on complexity and location.

Here are some of the ranges of cost in major cities in West Virginia.

Attorney Fees in Charleston

Charleston is the most populated city in West Virginia with a population of 47,215. Bankruptcy attorneys in Charleston can cost an estimated $1,500.

Attorney Fees in Huntington

Bankruptcy attorneys in Huntington can cost an estimated $1,500.

Attorney Fees in Morgantown

Bankruptcy attorneys in Morgantown can cost an estimated $1,000.

2. Chapter 13 Bankruptcy Attorney Fees West Virginia

Chapter 13 bankruptcy attorneys in West Virginia can cost $3,500. The fee can depend on the district.

While Chapter 7 attorney fees have variability, many Chapter 13 fees are relatively similar based on no-look fees, a reasonable cost for the service provided. You may still want to see whether the attorney charges an hourly rate for any additional work after filing the Chapter 13

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty similar across the United States, not just West Virginia. Here are the other costs to consider. 

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and a bankruptcy form that provides the filing fee. 

The Chapter 7 bankruptcy filing fee is $338 ($245 filing fee $78 administrative fee + $15 trustee surcharge).

The Chapter 13 bankruptcy filing fee is $313 ($235 filing fee + $78 administrative fee).

Mandatory Course Costs

When you file bankruptcy, you have to take an approved credit counseling course in West Virginia and a debtor education course. You can often take both courses online. The average cost may is around $10 to $50 per course.

Miscellaneous Costs

You may have to pay for transportation to the meeting of creditors at the courthouse. You may also have to pay for a credit report for your attorney (although they may be able to help you with the credit report).

You can estimate the cost of transportation to one of the bankruptcy courts below:

Northern District

  • 500 West Pike Street, Room 301
    P.O. Box 2857
    Clarksburg, WV 26302
  • P.O. Box 1518
    300 Third Street
    Elkins, WV 26241
  • 217 W. King Street
    Room 102
    Martinsburg, WV 25401
  • 1125 Chapline Street
    P.O. Box 471
    Wheeling, WV 26003

Southern

  • 601 Federal Street,
    Room 1000
    Bluefield, WV 24701
  • Robert C. Byrd United States Courthouse
    300 Virginia Street, East, Suite 2400
    Charleston, WV 25301
  • Sidney L. Christie Federal Building
    845 Fifth Avenue, Room 101
    Huntington, WV 25701
  • 110 North Heber Street,
    Room 119
    Beckley, WV 25801