Advertiser's Disclosure

How the Site Works: Ascend's mission is to take the pain out of personal finance for everyone. Not everyone who comes to our site is currently best fit for the Ascend product, so we spend a great deal of time and effort finding partners that we hope will be beneficial to you.

How We Make Money: Our partners sometimes compensate us in the way of advertising. Some partners we recommend pay us referral fees for sending them new customers. If you click through an application link on our site and end up receiving the service, we may receive compensation when your application is approved, and you move forward with this product. Each partner is vetted based on the following criteria:

  1. We prioritize lower interest rate providers.
  2. We prioritize those who do not penalize checking your rate or have prepayment penalties.
  3. We prioritize those that are customer experience focused. We measure this by the reviews on more unbiased review sites.

Is Debt Consolidation A Good Idea? 4 Crucial Things To Know

Are you currently paying $1,000 or $2,000+ per month towards your debt but can only afford half that amount?

If so, debt consolidation may be a good idea. It may save you thousands and get you out of debt much faster. That said, if you have already gotten a quote, consider taking a free debt consolidation fee estimator to see if you're getting a good deal. If you are looking for a loan, then take our free loan calculator to estimate whether you qualify and see the pros and cons.

In addition, it depends on the following four crucial things about your debt to determine if debt consolidation (also known as debt relief) is a good idea for you, which you can answer in a free debt consolidation calculator.

  1. Is your debt already behind on payment, or are you about to fall behind?
  2. Have you considered all of your alternatives? 
  3. Do you know the pros and cons of debt consolidation?
  4. How much does the program cost, and how much money will it save you when you account for settlement amounts, program fees, and bank fees?
I have helped thousands of people through Ascend Finance understand each of their options, the costs of your options, the duration, and the pros and cons through the following FREE debt consolidation calculator. The calculator does NOT require even your email address to see the results unless we can help you further.If you feel hesitant, please consider reading some of the 300+ 5.0 ratings on Google or watching some of our YouTube videos that have generated 1,600,000 views to help you and others get out of debt cheaper, easier, and faster.

We made this calculator for you if you are living paycheck to paycheck and wonder whether debt consolidation is right for you.
We have helped thousands of people understand whether debt consolidation is right for them, and here are some recent Google reviews.



Was this helpful?
Add Ascend on Google