Statutes and Garnishments:

Let's look at the statute of limitations that creditors in your state must abide by, and the laws around wage garnishment and levies in your state

What is your zip code?
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Statute of Limitations:

Approximately how old in years is the debt in question?
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Approximately when was the last payment on this debt?
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Do you know whether the debt is within the statute of limitations?
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Debt:

How has this creditor contacted you?
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How much is the creditor trying to collect from you?
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Have you requested this creditor to validate the debt in question?
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Do you know who the original creditor is?
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What is the name of the original creditor?
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Are you being sued for any other debt?
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Do you have any other debt that is behind for which a lawsuit could be filed?
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Approximately how many creditors are you behind with?
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Approximately how much debt is owed?
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Final Questions:

Are you able to come up with 50 - 75% of the debt up front?
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Are you comfortable directly negotiating with this creditor or their attorney?
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Every situation is unique. Do you have any specific questions? (optional)
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Your Results:

Email address for your analysis (optional)
Without email address: The results will include the statutes and wage garnishment for your state.
With email address: We individually review each situation to provide insights to your four options.
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