Jonny Jae's Bankruptcy Calculator

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Estimate cost in 2-5 minutes

What to expect?

  1. Ascend Finance (5.0 rating based on 300+ Google reviews) provides you a free bankruptcy calculator to estimate bankruptcy qualification and cost
  2. You will receive a free Chapter 7 qualification estimate
  3. 100% free, based on official US Bankruptcy forms
  4. Available in all 50 states
  5. Calculator usually takes 2 - 5 minutes.

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What is your marital and filing status?
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You answered there is only one (1) person in your household, but you are married. Please confirm the number of people in your household.
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Are you 65 or older?
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Do you receive income from any other sources, e.g. SSN income, VA disability, business, retirement, alimony, child supports, etc.?
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Which of the following best represents your approximate annual other income?
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Does any of your income come from the following sources:
  • Social Security Income (SSI)
  • Social Security Disability Insurance (SSDI)
  • Disability income
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Accurate Income is Important

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Is your household annual income approximately $0
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Which best describes the debt?
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What is the status of the divorce?
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Do you have a pending foreclosure sale?
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What is the status of the wage garnishment?
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Have you filed bankruptcy in the past 6-8 years?
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Have you filed a Chapter 7 bankruptcy in the past 8 years?
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Have you filed a Chapter 13 bankruptcy in the past 6 years?
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When would you want to file bankruptcy?
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What is your most pressing question?
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As you are planning to file soon, we will include an all-in cost estimate for Chapter 7 in your county in your results.
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The following questions might help estimate the all-in cost of bankruptcy

Where are you at in the process?
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Would you like us to try to find a reputable bankruptcy attorney that charges lower fees and matches your preferences?
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Does that quote include the $338 filing fee?
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What method of payment are you most interested in?
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Do you prefer an attorney that is physically close to you but may charge higher fees, or an attorney that serves your location, but is not necessarily physically closer and charges lower fees?
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Do you have a preference about your attorney's experience? More experience may mean slightly higher cost, but often a greater understanding of the law.
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Do you have a preference of the attorney's rating and reviews?
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Which of the following attributes are the most important regarding the attorney you work with? Select all that apply
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Are you sure that you only have $0 in unsecured debt?
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Would you estimate that your total unsecured debt (credit cards, loans, medical debt, other debt etc.) is over $10,000?
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Living Expenses:

What is your current living situation?
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Have you lived in your state for more than 2 years?
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Do you want to keep this asset?
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Do you own equity in any high value assets such as a vacation home, boat, RV, etc?
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Do you have any other assets of value greater than $1,000, including stocks, individual brokerage accounts, or retirement accounts?
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Automobile Expenses:

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Automobile 1

Did you purchase this vehicle before March 19, 2024?
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Is this vehicle titled in your name?
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Do you want to keep this asset?
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Automobile 2

Did you purchase this vehicle before March 19, 2024?
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Is this vehicle titled in your name?
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Do you want to keep this asset?
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Other Expenses:

Do you have any outstanding balance on any such loans as jewelry, furniture, tvs, etc.?
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Do you want to keep this asset?
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Which of the following best represents how much you pay annually to this secured debt?
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Did you receive a refund in your most recent tax filing?
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Do you know approximately how much tax debt you owe?
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Do you owe any domestic support obligations such as child support or alimony in arrears?
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Almost There!

Which of the following options would you like to compare estimates, and pros and cons of? Check all that apply
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Which of the following do you prefer?
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Would it be okay if we also sent you an email with your results and how to edit them in the future if you are not ready to take any actions?
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Note: Ascend may receive a referral fee if you choose a free consultation. Our partners conduct free, no-hassle evaluations to learn about your options. You can complete it over the phone in as little as 10 minutes. The attorney fees are affordable, and often a flat fee. All initial consultations are 100% free of charge, and all lawyers are licensed in your state. By selecting a partner above to reach out to you, you agree that a partner may contact you (including autodials, pre-recorded calls, and SMS) to answer your questions about relief.

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