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Home Equity To Payoff Debt Calculator
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What is your zip code?
Required
Are you married?
Yes
No
Required
How many people do you take care of in your household (including yourself)?
Required
You answered there is only one (1) person in your household, but you are married. Please confirm the number of people in your household.
1
2
Required
How many people in your household are 65 or older?
Required
Are
you
65 or older?
Yes
No
Required
How many of your dependants (excluding a spouse) are over 18 years old?
Required
How often do you receive a paycheck?
Weekly
Paid every 2 Fridays (Bi-Weekly)
Paid 15th and 31st (Semi-Monthly)
Monthly
Annually
Not Applicable (Not being paid)
Required
How much do you receive in your
paycheck BEFORE taxes?
Required
How often does your SPOUSE receive a paycheck?
Weekly
Paid every 2 Fridays (Bi-Weekly)
Paid 15th and 31st (Semi-Monthly)
Monthly
Annually
Not Applicable (Not being paid)
Required
How much does your SPOUSE receive in their
paycheck BEFORE taxes?
Required
Do you receive income from any other sources, e.g. SSN income, VA disability, business, retirement, alimony, child supports, etc.?
Yes
No
Required
Other
monthly
income
Required
Which of the following best represents your approximate
annual
other income?
Monthly
Yearly
Required
Does any of your income come from the following sources:
Social Security Income (SSI)
Social Security Disability Insurance (SSDI)
Disability income
Yes
No
Required
Accurate Income is Important
Required
Required
Is your household
annual
income approximately
$0
Yes
No
Required
Have you filed bankruptcy in the past 6-8 years?
Yes
No
Required
Have you filed a Chapter 7 bankruptcy in the past 8 years?
Yes
No
Required
Have you filed a Chapter 13 bankruptcy in the past 6 years?
Yes
No
Required
Approximately how much unsecured debt such as medical, credit card and personal loans do you have? Please do not include auto or student loans.
Required
Are you sure that you only have
$0
in unsecured debt?
Yes
No
Not Sure
Required
Why are you considering debt relief such as bankruptcy to eliminate
$0
?
Required
Would you estimate that your total unsecured debt (credit cards, loans, medical debt, other debt etc.) is over $10,000?
Yes
No
Required
Approximately how much you are paying towards your unsecured debt each month?
Required
Are you behind on any of your credit card or debt payments?
Yes - More Than 90 Days
Yes - More Than 30 Days
Yes - Up To 30 Days
No
Required
Approximately how much equity (the difference of owed amount less value) do you have in your home?
Required
Monthly 1st mortgage payment
Required
Can you afford your monthly debt payments without taking out a HELOC or second mortgage?
Yes
No
Required
Do you know your approximate credit score?
Yes
No
Required
What is your estimated credit score as of right now?
Feel free to use your most recent score from TransUnion, Equifax or Experian.
Required
How much would you like to borrow?
Required
Loan Term (Months):
Required
Which of the following do you prefer?
An Ascend data analyst provides alternative options to HELOC and second mortgage in a free evaluation
Ascend runs a complimentary credit report to better understand your debt to income ratio and provide information on HELOC or second mortgage
A bankruptcy attorney provides alternative options to HELOC and second mortgage in a free evaluation
All of the above
None of the above
Required
First Name
Required
Last Name
Required
Email address
Required
Phone Number
Required
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Disclaimer
: Ascend strives to keep its information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty, and estimated APR and other terms are not binding in any way. All loans presented on this page have a maximum APR of no greater than 35.99% with terms not less than 12 months to not more than 60 months. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would cost $12,391.55 over the life of the loan. All rates are determined by the lender and must be agreed upon between the borrower and the borrower's chosen lender. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval. When evaluating offers, please review the lender and/or lending partner's Terms and Conditions for additional details.
