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Debt Dad's Free Best Debt Options Calculator

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Estimate cost in 2-5 minutes

What to expect?

  1. Debt Dad (via his TikTok) started Ascend Finance (5.0 rating based on 300+ Google reviews) to provide you a best debt options calculator that helps you compare different debt relief options such as debt consolidation, credit counseling, and Chapter 7 and Chapter 13 bankruptcy
  2. You will receive a free cost and qualification estimate
  3. 100% free
  4. Available in all 50 states
  5. Calculator usually takes 2-5 minutes.

See What Others Say About Our 100% Free Service.

5.0/5.0 - 340 Reviews
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8 Minute Testimonial
I Can Still Keep My House and Car
Jayme and Jerry Are Now Debt Free
This felt like a miracle
Ascend Was a Godsend
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You answered there is only one (1) person in your household, but you are married. Please confirm the number of people in your household.
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Are you 65 or older?
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Have you filed bankruptcy in the past 6-8 years?
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Have you filed a Chapter 7 bankruptcy in the past 8 years?
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Have you filed a Chapter 13 bankruptcy in the past 6 years?
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Which of the following best represents your approximate unsecured debt?
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Are you sure that you only have $0 in unsecured debt?
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Final Questions:

Ben (aka Debt Dad) occasionally invites people to join him live on TikTok to review their debt situation and walk through potential options, since their experience may also help others facing similar challenges. Would you be interested in being considered for a live review?
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Which of the following options would you like to compare estimates, and pros and cons of? Check all that apply
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Which of the following do you prefer?
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Would it be okay if we also sent you an email with your results and how to edit them in the future if you are not ready to take any actions?
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Note: Ascend and/or a reputable provider who is licensed in your area will contact you shortly to review the information provided in a free phone evaluation. Please do not pay for the first consultation as it should be 100% free and informational to help you determine your best debt relief option. By selecting a partner above to reach out to you, you agree that a partner may contact you (including autodials, pre-recorded calls, and SMS) to answer your questions about relief.

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The results are on the next page, and we will use the phone number to text or chat with you about your results. No spam ever.
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By submitting, you agree to Ascend's Privacy Policy and Terms of Use.
By providing your phone number and submitting your information, you agree to receive SMS messages from Ascend Finance and its partners regarding your inquiry and available options. Message frequency may vary. Standard message and data rates may apply. Reply STOP to opt out. Reply HELP for help. Consent is not a condition of purchase. Your mobile information will not be sold or shared with third parties for marketing or promotional purposes. View our Privacy Policy here and Terms of Use here.
Disclaimer: Ascend strives to keep its information accurate and up to date. This information may be different from what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty, and estimated APR and other terms are not binding in any way. All loans presented on this page have a maximum APR of no greater than 35.99% with terms not less than 12 months to not more than 60 months. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would cost $12,391.55 over the life of the loan. All rates are determined by the lender and must be agreed upon between the borrower and the borrower's chosen lender. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval. When evaluating offers, please review the lender and/or lending partner's Terms and Conditions for additional details.