Chapter 7 Above Median

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About
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Finances
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Results

Expectations:

What do you get?

  1. Above Median Chapter 7 Calculations using US Bankruptcy Forms (Form Number: B 122A-1Supp and Form Number: B 122A-2)
  2. Access to send the data to local attorney who specializes in Chapter 7 above medians and offers free consultations

What does it take?

  1. Usually takes 2 - 3 minutes
What is your marital and filing status?
Required
How many people do you take care of in your household (including yourself)?
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You answered there is only one (1) person in your household, but you are married. Please confirm the number of people in your household.
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How many people in your household are 65 or older?
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Are you 65 or older?
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How many of your dependants (excluding a spouse) are over 18 years old?
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What is your zip code?
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How often do you receive a paycheck?
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How much do you receive in your paycheck BEFORE taxes?
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How would you pay for the bankruptcy?
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How often does your SPOUSE receive a paycheck?
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How much does your SPOUSE receive in their paycheck BEFORE taxes?
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Was any amount of the income you reported for your spouse NOT regularly used for the household expenses of you or your dependants?
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Approximately how much unsecured debt such as medical, credit card and personal loans do you have? Please do not include auto or student loans.
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What is causing you to consider debt relief?
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Which best describes the debt?
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What best describes why you are considering debt relief?
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What is the status of the divorce?
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Do you have a pending foreclosure sale?
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What is the unexpected expense?
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What is the status of the wage garnishment?
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Accurate Income is Important

Required
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Is your household annual income approximately $0
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Are your debts primarily consumer debts?
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Are you a disabled veteran?
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Are you or have you been a Reservist or member of the National Guard?
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Living Expenses:

What is your current living situation?
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Monthly 1st mortgage payment
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Monthly 2nd mortgage payment:
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If applicable, how many months are your behind on your mortgage as of this month?
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If applicable, how many months are your behind on your 2nd mortgage as of this month?
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Automobile Expenses:

How many vehicles do you own or lease? Please include your spouse's vehicle(s) if they are filing with you.
Required

Automobile 1

Monthly automobile payment:
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If applicable, how many months are your behind on your automobile as of this month?
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Automobile 2

Monthly 2nd automobile payment:
Required
If applicable, how many months are your behind on your 2nd automobile as of this month?
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Other Necessary Expenses

Tax, Medicare, Social Security deductions
Required
Required repayments for retirement loans
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Union dues
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Term Life Insurance (term and group term)
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Domestic support obligations
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Education that is required
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Childcare
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Less Common Expenses:

Health insurance (medical and dental)
Required
Health savings account
Required
Disability insurance
Required
Do you have any of the following less common expenses:
  • Additional public transportation expense
  • Continued contributions to the care of a household or family member
  • Protection against family violence
  • Additional home energy costs
  • Educational expenses for dependent children who are younger than 18
  • Additional food and clothing expense
  • Continuing charitable contributions
Required
Additional public transportation expense:
Required
Continued contributions to the care of a household or family member:
Required
Protection against family violence:
Required
Additional home energy costs:
Required
Educational expenses for dependent children who are younger than 18:
Required
Additional food and clothing expense:
Required
Continuing charitable contributions:
Required

Debt Obligations: Owed in Arrears

Do you have any outstanding balance on any such loans as jewelry, furniture, tvs, etc.?
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Tax debt in arrears
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Do you owe any domestic support obligations such as child support or alimony in arrears?
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Alimony in arrears
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Child support in arrears
Required

Almost There!

Which of the following do you prefer?
Required

Note: Ascend may receive a referral fee if you choose a free consultation. Our partners conduct free, no-hassle evaluations to learn about your options. You can complete it over the phone in as little as 10 minutes. The attorney fees are affordable, and often a flat fee. All initial consultations are 100% free of charge, and all lawyers are licensed in your state. By selecting a partner above to reach out to you, you agree that a partner may contact you (including autodials, pre-recorded calls, and SMS) to answer your questions about relief.

First Name
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Last Name
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Email address
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Phone Number
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