Chapter 7 Above Median Calculator

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Results

Expectations:

What do you get?

  1. Above Median Chapter 7 Calculations using US Bankruptcy Forms (Form Number: B 122A-1Supp and Form Number: B 122A-2)
  2. Access to send the data to local attorney who specializes in Chapter 7 above medians and offers free consultations

What does it take?

  1. Usually takes 2 - 3 minutes
What is your marital and filing status?
Required
How many people are in your household (including yourself)?
Required
How many people in your household are 65 or older?
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How many of your dependants (excluding a spouse) are over 18 years old?
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What is your zip code?
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How often do you receive a paycheck?
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How much do you receive in your paycheck BEFORE taxes?
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How would you pay for the bankruptcy?
Required
How often does your SPOUSE receive a paycheck?
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How much does your SPOUSE receive in their paycheck BEFORE taxes?
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Was any amount of the income you reported for your spouse NOT regularly used for the household expenses of you or your dependents?
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Approximately how much other unsecured debt do you have? Please include such debts as medical, credit card and personal loan debt.
Required
Is your household annual income approximately $0
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Are your debts primarily consumer debts?
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Are you a disabled veteran?
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Are you or have you been a Reservist or member of the National Guard?
Required

Living Expenses:

What is your current living situation?
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Monthly 1st mortgage payment
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Monthly 2nd mortgage payment:
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If applicable, how many months are your behind on your mortgage as of this month?
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If applicable, how many months are your behind on your 2nd mortgage as of this month?
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Automobile Expenses:

Monthly automobile payment:
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If applicable, how many months are your behind on your automobile as of this month?
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Monthly 2nd automobile payment:
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If applicable, how many months are your behind on your 2nd automobile as of this month?
Required

Other Necessary Expenses

Tax, Medicare, Social Security deductions
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Required repayments for retirement loans
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Union dues
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Term Life Insurance (term and group term)
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Domestic support obligations
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Education that is required
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Childcare
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Less Common Expenses:

Health insurance (medical and dental)
Required
Health savings account
Required
Disability insurance
Required
Do you have any of the following less common expenses:
  • Additional public transportation expense
  • Continued contributions to the care of a household or family member
  • Protection against family violence
  • Additional home energy costs
  • Educational expenses for dependent children who are younger than 18
  • Additional food and clothing expense
  • Continuing charitable contributions
Required
Additional public transportation expense:
Required
Continued contributions to the care of a household or family member:
Required
Protection against family violence:
Required
Additional home energy costs:
Required
Educational expenses for dependent children who are younger than 18:
Required
Additional food and clothing expense:
Required
Continuing charitable contributions:
Required

Debt Obligations: Owed in Arrears

Do you have any outstanding balance on any such loans as jewelry, furniture, tvs, etc.?
Required
Tax debt in arrears
Required
Alimony and child support in arrears
Required

Your Results:

Which of the following do you prefer?
Required

Note: Our partners conduct free, no-hassle evaluations to learn about your options. You can complete it over the phone in as little as 10 minutes. The attorney fees are affordable, and often a flat fee. All initial consultations are 100% free of charge, and all lawyers are licensed in your state. By selecting a partner above to reach out to you, you agree that a partner may contact you (including autodials, pre-recorded calls, and SMS) to answer your questions about relief.

Would you like access to a free "credit rebuilder portal" if you decide to file?
Required
The results are often complicated, and many folks like to revise them. What would be most helpful to you?
Required
First Name
Required
Last Name
Required
Email to send you the estimate and calculations
Required
Phone Number
Required
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Disclaimer: Ascend strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product\'s site. All financial products, shopping products and services are presented without warranty, and estimated APR and other terms are not binding in any way. All loans presented on this page have a maximum APR of no greater than 35.99% with terms not less than 12 months to not more than 60 months. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would cost $12,391.55 over the life of the loan. All rates are determined by the lender and must be agreed upon between the borrower and the borrower's chosen lender. Your actual APR will depend upon factors evaluated at the time of application, which may include credit score, loan amount, loan term, and credit history. All loans are subject to credit review and approval. When evaluating offers, please review the lender and/or lending partner's Terms and Conditions for additional details.