Chapter 7 Qualification
and Cost Calculator

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Start
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Home
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Income
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Context
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Results

Expectations:

What is Ascend?

  1. Chapter 7 qualification is complicated. Ascend specializes in free bankruptcy calculators using US Bankruptcy forms to simplify the process for you

What to Expect?

  1. Calculator usually takes 1 - 2 minutes
  2. You receive free qualification and cost estimates based on your zip code.
  3. Many attorneys prefer context before a free consultation. You will have the option to send your data to a local attorney to qualify you in free consultation.

Household:

How many people are in your household (including yourself)?
Required
How many people in your household are 65 or older?
Required
Are you 65 or older?
Required
How many of your dependants (excluding a spouse) are over 18 years old?
Required
How many people in your household were claimed as dependants in your previous tax return?
Required
What is your marital and filing status?
Required

Place of Residence:

Each state has different allowances that change regularly of how much income you may make to qualify for Chapter 7 bankruptcy.

What is your zip code?
Required
Have you lived in this zip code for at least the past 90 days?
Required
What zip code did you live in previously?
Required

Income:

Please be as accurate as possible as income is extremely important to estimate qualification.

How often do you receive a paycheck?
Required
How much do you receive in your paycheck BEFORE taxes?
Required
How would you pay for the bankruptcy?
Required
Do you receive income from any other sources, e.g. business, retirement, alimony, child supports, etc.?
Required
Other monthly income
Required
Which of the following best represents your approximate annual other income?
Required
Has your income changed significantly in the past six months?
Required

Accurate Income is Extremely Important

Is your household annual income approximately $0
Required

Important Contextual Questions:

These questions help you understand whether you may qualify even if you make more than the allowable for your state and what questions to consider before filing.

Approximately how much unsecured debt do you have?
Required
Have you been discharged from a Chapter 7 bankruptcy in the past 8 years?
Required
Do you own equity in any high value assets such as a vacation home, boat, RV, etc?
Required
Do you own significant equity in your home? To estimate, you subtract your home's value by what you owe on the home.
Required
Do you have any other assets of value greater than $1,000, including stocks, individual brokerage accounts, or retirement accounts?
Required
In some situations, you may qualify for Chapter 7 even if your income exceeds what your state allows. Which of the following expenses do you have? Choose at least one.
Required

Final Questions:

Many attorneys prefer your context before the free consultation. If you are estimated to qualify, would you like a local attorney to review your data and answer your questions?
Required
What is your most pressing question other than payment plan estimate that we can ask before the consultation? (optional)
Required
When would be your ideal time for the free consultation? (optional)
Required
We don't want to bother you. Is there a specific timing that would be helpful to follow-up with you?
Required
Please select your desired follow-up date
Required
First Name
Required
Last Name
Required
Email address where you would like to see the results
Required
Phone Number
Required

Note: Our partners conduct free, no-hassle evaluations to learn about your options. You can complete it over the phone in as little as 10 minutes. The attorney fees are affordable, and often a flat fee. All initial consultations are 100% free of charge, and all lawyers are licensed in your state. By selecting a partner above to reach out to you, you agree that a partner may contact you (including autodials, pre-recorded calls, and SMS) to answer your questions about relief.

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