Unemployment Calculator

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Start
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Income
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Debts
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Expenses
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End
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What is your zip code?
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How much gross income (before taxes) did you make in the quarter: October through December 2022
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How much gross income (before taxes) did you make in the quarter: July through September 2022
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How much gross income (before taxes) did you make in the quarter: April through June 2022
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How much gross income (before taxes) did you make in the quarter: January through March 2022
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How much gross income (before taxes) did you make in the quarter: October through December 2021
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Do you have any debt that may fall behind due to unemployment?
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Approximately how much unsecured debt do you have?
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For your total unsecured debt, what is your approximate total monthly obligation for all of the debts?
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Are you married?
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How many people are in your household (including yourself)?
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You answered there is only one (1) person in your household, but you are married. Please confirm the number of people in your household.
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How many people in your household are 65 or older?
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Are you 65 or older?
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How many of your dependants (excluding a spouse) are over 18 years old?
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How often does your SPOUSE receive a paycheck?
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How much does your SPOUSE receive in their paycheck BEFORE taxes?
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Would you like help understanding your options if the debt falls behind?
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What is the most stressful thing about your unemployment?
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As the most stressful thing that you are dealing with from unemployment is , would you like us to estimate whether you will face a financial hardship?
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What factor is most contributing to your stress regarding your unemployment?
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Would you like us to estimate whether you will face a financial hardship?
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Would you like early access to our free side hustle calculator (similar to this calculator) that provides income making options based on your preferences and location?
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Income:

Estimated monthly overtime income
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Which of the following best represents your approximate annual overtime income?
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Do you receive income from any other sources, e.g. business, retirement, alimony, child supports, etc.?
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Other monthly income
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Which of the following best represents your approximate annual other income?
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How consistent is the amount of your income?
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How much money do you have in savings?
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Monthly Debt Obligations:

How many vehicles do you own or lease? Please include your spouse's vehicle(s) if they are filing with you.
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Automobile 1

Monthly automobile payment:
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What is the Year, Make, and Model of this vehicle?
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Approximately what is the interest rate of this vehicle?
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Is this vehicle titled in your name?
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If applicable, how many months are your behind on your automobile as of this month?
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Do you want to keep this asset?
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Automobile 2

Monthly 2nd automobile payment:
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What is the Year, Make, and Model of this vehicle?
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Approximately what is the interest rate of this vehicle?
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Is this vehicle titled in your name?
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If applicable, how many months are your behind on your 2nd automobile as of this month?
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Do you want to keep this asset?
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Homestead:

Monthly 1st mortgage payment
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Monthly 2nd mortgage payment:
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Debt Obligations: Owed in Arrears

If applicable, how many months are your behind on your mortgage as of this month?
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Do you want to keep this asset?
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If applicable, how many months are your behind on your 2nd mortgage as of this month?
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Do you have any outstanding balance on any such loans as jewelry, furniture, tvs, etc.?
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What is the balance of these loans?
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How much do you pay a month on these secured loans?
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Do you want to keep this asset?
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What is the monthly amount that you pay for other debt that is secured by an asset, such as an RV, jet ski, jewelry, etc.?
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Which of the following best represents how much you pay annually to this secured debt?
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Did you receive a refund in your most recent tax filing?
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Tax debt in arrears
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What are the tax years for the owed debts?
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Did you file a return for all those years?
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Approximately when were the returns filed?
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Do you owe any domestic support obligations such as child support or alimony in arrears?
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Alimony in arrears
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Child support in arrears
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Main Expenses:

Monthly rental expenses for your residence (includes rent payment)
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Home maintenance, repair, and upkeep expenses
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Other real property expenses not included not included in your income
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Mortgages on other property
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Monthly real estate taxes
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Monthly property, homeowner's, or renter's insurance
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Homeowner's association or condominium dues
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How much do you owe on your HOA in arrears?
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Utility Expenses:

Electricity, heat, natural gas
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Water, sewer, garbage collection
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Telephone, cell phone, Internet, satellite, and cable services
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Other utilities
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Personal Expenses:

Childcare and child education costs
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Clothing, laundry, and dry cleaning
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Medical and dental expenses
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Transportation. Include gas, maintenance, bus or train fare. Do not include car payments
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Entertainment, clubs, recreation, newspapers, magazines, and books
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Charitable contributions and religious donations
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Alimony, Maintenance or Support (not already counted in Monthly Payroll Deductions):
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Less Common Expenses:

Do you have any of the following less common expenses:
  • Additional public transportation expense
  • Continued contributions to the care of a household or family member
  • Protection against family violence
  • Additional home energy costs
  • Educational expenses for dependent children who are younger than 18
  • Additional food and clothing expense
  • Continuing charitable contributions
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Additional public transportation expense:
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Continued contributions to the care of a household or family member:
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Protection against family violence:
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Additional home energy costs:
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Educational expenses for dependent children who are younger than 18:
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Additional food and clothing expense:
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Continuing charitable contributions:
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Insurance Expenses:

Do not include insurance deducted from your pay.

Life insurance
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Health insurance
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Vehicle insurance
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Other insurance
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Almost There!

In addition to your results (displayed on the next page), what is most helpful to you?
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Do you want to save this information and get a copy of your results to your email address?
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Note: Our partners conduct free, no-hassle evaluations to learn about your options. You can complete it over the phone in as little as 10 minutes. The attorney fees are affordable, and often a flat fee. All initial consultations are 100% free of charge, and all lawyers are licensed in your state. By selecting a partner above to reach out to you, you agree that a partner may contact you (including autodials, pre-recorded calls, and SMS) to answer your questions about relief.

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