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You saw the ads for Texas Debt Relief Org and are wondering where are the reviews for this company? T

The purpose of this article is to understand its reviews. Also, in my experience, Texas Debt Relief Org has different ads than other companies pitching emergency debt relief in Texas.

Have you seen Texas Debt Relief’s webpage

Let’s look at the reviews. However, unlike other debt relief companies, you may note their reviews are sparse. Our article will discuss everything about Texas debt relief. We will cover:

  • How Much Does Texas Debt Relief Cost?
  • Does Texas Debt Relief Provide Emergency Debt Relief?
  • How Much it May Cost to Get Rid of Debt Through Texas Debt Relief
  • Texas Debt Relief Org Revie
  • What People on Reddit are saying about Texas Debt Relief 
  • Other Debt Relief Options
  • The advantages and disadvantages of debt relief

Now, if you are struggling with debt and wondering what to do next, we built a free, unbiased debt options comparison calculator (not even an email address is required) that provides a wide range of debt options that may be able to fit your budget. The data is personalized to your income and expenses, so you can get accurate costs, pros and cons, and options. You only need to fill in your income and expenses for personalized results to get accurate costs for different viable options. Here is everything you should know about Debt Relief.

Does Texas Debt Relief Provide Emergency Debt Relief?

From my research, Texas Debt Relief does not provide any government sponsored emergency debt relief, but it can help in time of an emergency.

It is a leading provider for other debt settlement companies. So, unlike dealing directly with a debt settlement company, you cannot deal directly with Texas Debt Relief. Instead, it recommends a debt settlement company you can sign up with and deal with.

How Much it May Cost to Get Rid of Debt Through Texas Debt Relief

There are numerous debt relief options, including debt settlement. At Ascend, we believe all debt relief options are good, but the best one for you depends on your need. To help debtors understand their options and how much they will cost, we built a debt relief cost calculator that compares the cost of different debt relief options. 

When it comes to debt settlement, the FTC has rules which ban debt settlement companies from asking for fees upfront. The rule helps protect debtors from losing money from fraudulent debt settlement firms. However, attorney-based debt settlement companies are exempted from this rule. They are allowed to ask for money upfront, while the other companies have to wait until a successful negotiation to get their fees.

How Much Will it Cost at Texas Debt Relief Org?

Since Texas Debt Relief doesn’t offer debt settlement services directly but recommends other debt settlement companies, we can estimate their costs based on the settlement companies they recommend. 

At Ascend, we believe that debt settlement may be a good option, but it’s only in the context of understanding all of your options and understanding the cost of that option. This is exactly why we built a free debt relief cost comparison calculator so that you are MOST informed.

The organization mainly recommends ClearOne Advantage. So, understanding their fees can help us better understand the costs ofTexas Debt Relief. ClearOne Advantage FAQ specifies that the company accepts payment after successful negotiation. Unfortunately, it doesn’t explain how much.

But, at the bottom of the page, they have outlined an estimated fee of 20% for enrolled debt. However, the fee is usually 25%. When using our calculator, you will get an estimate for the debt settlement companies we work with, charging an average of 15%, the highest being 17%. Our recommended debt settlement companies are cheaper than 25% and could help you save a lot, which you will need to restart your financial life. 

Texas Debt Relief Org Reviews

In the era of digital services, it is important to evaluate an organization’s credibility based on reviews. Unfortunately, it is hard to find reviews for Texas Debt Relief. However, you can get them by going through the reviews for Envoy Media Group, their parent company. Alternatively, you can check the reviews for ClearOne Advantage, the company they will probably refer you to. Here are some reviews we got from looking up ClearOne Advantage:

Super Money 

The reviews on Super Money on Texas Debt Relief are positive. Smith J, a reviewer on Super Money, offers a detailed account of his experience using the website. He admits to the platform being resourceful and says he got value for his time. Smith claims the site helped him figure out the right debt relief option for him. He, however, comments further and says their online debt estimator has false figures, but overall their services are helpful as they only connect debtors with the best debt settlement companies in the market 


Envoy Media Group, Texas Debt Relief parent company, has a TrustLink profile, but there are no reviews on the site yet.


Since Texas Debt Relief only recommends debtors to debt settlement companies, we focused on reviews for ClearOne Advantage on Google. There are 920 reviews on Google, with a 3.9/5 rating, which is lower than the companies we recommend. Below is a screenshot of the recent reviews at this time.

A notable review is by Kelly Austin, who says ClearOne helps her and her family in their time of dire need when they needed a debt consolidation. She says the company helped her resolve her debt issue alongside other problems that cropped up.

Another user shared their review, saying the company is a rip-off and fraud because they charged her double the debts they helped her get out of. She further says the company makes it hard to withdraw from and advises users to negotiate with creditors themselves as her credit score was severely affected and is currently less than 500.


For BBB reviews, we also focus on ClearOne Advantage. At the time, the company has 508 reviews and a 3.75/5 rating. There is also a record of 216 closed complaints in the past three years,

The negative reviews were mainly customer complaints about the company’s fees. Some customers complained they take as high as 25%; others complained the company was slow to handle the negotiation and react to lawsuits from their creditors. 


A picture of Yelp reviews showing 1.5 rating based on 38 reviews.

We also checked the reviews for ClearOne Advantage on Yelp, and it has 38 reviews currently. However, there is only one rating, a 1 star. The reviews have many people complaining about the company’s high fees, while others complained about the company’s delay in solving their debts and poor communication. 

What People on Reddit are saying about Texas Debt Relief

Unfortunately, there aren’t reviews on Texas Debt Relief available on Reddit. The discussions on Reddit are general on debt relief. Most of the threads on Texas Debt Relief on Reddit are to verify the effectiveness of the debt relief process and its legitimacy. The discussion had some saying they don’t find debt relief a good option because it tampers with your credit score. At the same time, some advocated for debt relief, especially if you don’t have any other options and your creditors are open to negotiation. 

Are There Reviews for Texas Debt Relief on BBB?

If you search for Texas Debt Relief on BBB, you might not find any reviews, which could lead you to believe there are no reviews for the platform. However, since Envoy Media Group represented Texas Debt Relief, you might as well search for them through Envoy. Once you do, you will see they have 25 customer reviews and a 4.56/5 rating on BBB. There is no negative rating on the platform.

What Are Other Debt Relief Options?

There are numerous alternatives to Texas Debt Relief. However, the highly reputable ones are:

  • Filing for bankruptcy
  • Debt management
  • Curadebt

Filing for Bankruptcy 

Bankruptcy is a government program that helps people in debt get a fresh financial start by creating a flexible repayment plan or liquidating their assets to pay off their debt. Since the government backs bankruptcy, there are bankruptcy laws that forbid creditors from pursuing debtors who have filed for bankruptcy. There is also a law that mandates creditors to accept orders from bankruptcy courts. So, if your bankruptcy case is successful and the court forgives part of your debt, the creditors will have to accept it. 

For example, if you file for bankruptcy to get rid of a credit card of $200,000 and demonstrate your inability to make monthly payments, the court can issue a discharge for your debt to free you from debt. In this case, the creditor must accept the court’s decision and no longer pursue you for the debt.

Depending on your financial state, you can file for chapter 7 or chapter 13 bankruptcy. In Chapter 7, your assets may be sold to repay your unsecured debtors. Thus, it is called liquidation bankruptcy.

Alternatively, you can choose to file for Chapter 13 bankruptcy if you have little income. Through Chapter 13 bankruptcy, you can restructure a new debt repayment plan that suits your income, and you can pay less debt than you originally owe.

There are state and federal exemptions that can help prevent the liquidation of your assets.It affects your credit score as it lowers it 
You get a fresh financial startYou might lose your current credit cards. 
Debtors can no longer pursue you to repay debts after filing bankruptcy It can take longer to obtain a bankruptcy discharge, especially if you file Chapter 13
It helps get rid of taxes three years or older Bankruptcy only helps with unsecured debts
You can apply for bankruptcy again if need be. Your name will be available on public records


It is a debt relief organization that helps debtors get rid of debt by negotiating with their creditors. CuraDebt boasts a 5.0 rating with an A+ and a 4.8 rating on Google. They have an easy check to see if you qualify. 

The company acknowledges the TCPA and FDCPA and uses these rules to their advantage and as their basis for settlement. So, the company can get their customers an outright debt dismissal.

CuraDebt holds a free initial consultation where you can ask debt-related questions and tell them about your dilemma if you are uncertain about the best debt relief option. They will answer your questions and help you get rid of debt in 2 years or less.

In an instance where you’re uncertain about settling debt, the company first holds a free consultation with you. Here you’re encouraged to ask any debt-related questions. They claim that you’ll be debt-free in 24-48 months 

Their online reviews are excellent, which adds to their credibilityThey don’t have a mobile app where you can track progress, making it hard to monitor your debt negotiation process 
They offer a free initial consultation to help you decide if debt settlement is best for you
You only pay after successful debt negotiation, and they charge a reasonable fee
They are experts in debt negotiations

In Summary 

Texas Debt Relief mainly recommends ClearOne Advantage to their customers and other Texas debt settlement companies. It can help be helpful to always check reviews and ratings of the debt settlement company they recommend. Check the fees of the company and make an informed decision.

Post Author: Ascend

Group of guest writers and industry experts who have specific expertise in Chapter 13 bankruptcy, Chapter 7 bankruptcy, debt relief, debt settlement, and debt payoff.

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