Ascend Debt Relief is a reputable debt relief firm that can negotiate and settle your debt, often for less than what you owe. The company is known for offering some of the lowest fees in the industry, owed only after settling your accounts. Please note that you arrived to Ascend Finance's website, but you would click on the button below to go to Ascend Debt Relief's website.
Next, I'll share the differences between Ascend Finance and Ascend Debt Relief, as both are often mistaken for one another.
How Does Ascend Debt Relief Work?
As stated before, Ascend Debt Relief is a full-service debt relief firm that negotiates and settles individuals' debt when those individuals are facing financial hardship. The company was founded in 2024 with the goal of optimizing internal processes to charge lower fees to individuals to help them get out of debt faster.
Per NerdWallet, Ascend Debt Relief charges between 10% and 22% of your enrolled debt. It can be difficult to understand how much those savings would translate to additional money in your pocket, so I created the calculator below to help you estimate how much the difference between Ascend Debt Relief and whatever firm you're considering. I set the default to 16% for the Ascend Debt Relief fee% and the other company fee % to 25%. If you got quotes from both companies, you could update the information below to estimate potentially more accurately
▥ Your Results
Ascend Debt Relief Fee
$8,000
16% of $50,000
Other Company Fee
$12,500
25% of $50,000
Estimated Savings with Ascend
$4,500
9 percentage points less in fees
$
We estimate you would pay $4,500 less in fees with Ascend Debt Relief. Estimated fees are $8,000 with Ascend compared with $12,500 at the other company.
This calculator provides an estimate based only on the debt amount and fee percentages entered. Actual program fees, savings and eligibility may vary.
Per its website, the company serves individuals in 38 different states: Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Michigan, Minnesota, Mississippi, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Vermont, Virginia, Washington, Wisconsin, and Wyoming. If the company cannot serve your state, the representatives will find a reputable firm that can help you in your state.
Finally, Ascend Debt Relief's motto is "a transparent and informed approach to debt relief", meaning that the individuals you will speak with will tell you about other options, not just debt relief including non-profit credit counseling, Chapter 7 or Chapter 13 bankruptcy or debt payoff planning.
How Does Ascend Finance Work?
Ascend Finance is a mission-based organization that has free debt calculators that help you explore whether debt relief, credit counseling, Chapter 7 or Chapter 13 bankruptcy, or debt payoff planning may be the best option for you. Ascend has a
5.0 rating on Google based on over 330 reviews, and
a testimonials page that shares how Ascend helps them understand the differences between different debt relief options.
Ascend Finance's role is to help you understand if debt relief is the best option; then Ascend Debt Relief helps you settle the debt. Ascend Finance provides this information via free phone calls and free debt options calculator, such as one of the most popular calculators below.
Which Option Should You Choose?
Ascend Finance could be a helpful option if you are unsure which debt relief option (bankruptcy, debt relief, credit counseling, etc) is best for you, and you need to speak with someone or take a free calculator to help you understand your options. Ascend Finance can then provide relevant information on each of your options and direct you forward on a plan. All the
information provided to you is free.
Ascend Debt Relief could be a helpful option if you already know that debt relief may be the best option, and you want to see whether you qualify for debt relief and get a free quote. For example, you may already estimate that you can't qualify for Chapter 7 or don't want to do bankruptcy for another reason, and can't qualify for non-profit credit counseling, so you want to explore debt relief more. Then, speaking to someone at Ascend Debt Relief in a free evaluation could be a helpful next step.
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