How the Site Works: Ascend's mission is to take the pain out of personal finance for everyone. Not everyone who comes to our site is currently best fit for the Ascend product, so we spend a great deal of time and effort finding partners that we hope will be beneficial to you.
How We Make Money: Our partners sometimes compensate us in the way of advertising. Some partners we recommend pay us referral fees for sending them new customers. If you click through an application link on our site and end up receiving the service, we may receive compensation when your application is approved, and you move forward with this product. Each partner is vetted based on the following criteria:
We prioritize lower interest rate providers.
We prioritize those who do not penalize checking your rate or have prepayment penalties.
We prioritize those that are customer experience focused. We measure this by the reviews on more unbiased review sites.
This article is for informational purposes only and should not be construed as legal or financial advice.
Are you looking for a loan to better manage your debt, and came across an ad on Instagram for Loans Generator? Let’s check out their site!
What is Loans Generator?
Loans Generator claims to connect you easily and quickly with personal loan offers, but what exactly do you need to do to qualify? And are they the lender themselves?
Source: https://loansgenerator.com/about-us
How Does Loans Generator Work?
According to their homepage, all you need to do is answer some quick questions, and boom - you're matched with customized loan offers within minutes. Sounds great, right?
Keep in mind, loan terms range from 6 to 144 months, with APRs between 5.99% and 35.99% - which is honestly a huge range. And those lower rates? They're usually reserved for people with excellent credit.
Source: https://loansgenerator.com/
It's also important to note that Loans Generator isn’t a lender themselves, so they don’t actually give out loans. Instead, they act more like a middleman, partnering with companies like Best Egg, SoFi, and others to pass your info along and show you offers.
Source: https://loansgenerator.com/
Let's Walk Through their Survey
You can find their survey directly on their homepage to find their suggested partner-match, based on your details.
Source: https://loansgenerator.com/
First you'll select your ideal loan amount.
Then you'll provide an estimate for your current credit score. Note that they mention their service is free and will not impact your credit score.
Then you can choose why you're looking for a loan, whether it's debt-related, or for personal things like car repairs, student loans, or even a vacation.
Next you'll choose how much unsecured debt you owe.
And provide your annual income, before taxes.
Next you'll provide your name.
Your current employment status.
Whether you rent or own your home.
Your date of birth.
And your address, to be connected with lenders in your area.
Finally, you'll add your email and phone number, so their partners can get in touch with you.
You'll then be matched with one of their partners based on your details.
Loans Generator Reviews
While I couldn't find any reviews for Loans Generator themselves, they do include the TrustPilot reviews for some of their partners on their homepage. Regardless of what company you choose to go with, we'd advise that you do your due diligence and look at both the positive AND negative reviews to get a fuller scope of not only their customer experience, but also their satisfaction with the service itself. Often, positive reviews can be left prematurely before the customer has actually gotten started, or had a chance to see any results - just something to keep in mind.
Source: https://loansgenerator.com/
Loans Generator Partners
We'll include a full list of their current partners below. These are entirely viable options, but just be mindful that not all of these companies actually offer loans. For example, Upgrade and Upstart provides loans, but Freedom Debt Relief provides debt relief.
Do your best to research and fully understand what exactly you're signing up for, so you can make the best choice for your financial future.
Source: https://loansgenerator.com/privacy-policy
Looking for a Debt Consolidation Loan?
Thinking about getting a debt consolidation loan? Great news! We’ve built a free calculator to help you explore your options! This calculator shows you three different types of consolidation loans, so you can compare side-by-side. Plus, it estimates the cost of other consolidation methods, like non-profit credit counseling, which is a great option that can help lower your interest rates through an agency.
You can try it out below! No personal info required, unless you choose to share it. It's quick, easy, and completely private:
What About Credit Counseling?
Maybe you’ve looked into debt consolidation loans, but didn’t qualify. Don’t worry, it's not the end of the road. One solid option you may want to consider is non-profit credit counseling. It’s either free or super low-cost, and here’s how it works: You’ll get paired with a certified credit counselor who helps you make sense of your debt, and together you’ll build a plan to lower your interest rates and monthly payments.
Want to dive deeper and see if non-profit credit counseling is right for you? Just click the video right here - we’ll break it all down for you:
Closing Thoughts
So is Loans Generator a helpful tool, or just another lead generation site fishing for your data? It kind of depends. If you’re shopping around and don’t want to apply to 10 different lenders, this could save you some time. But you’re still going to have to do your homework. You’re ultimately giving your info to a third party site, and you might get flooded with emails or calls afterward from their partners.
If you’re in a pinch and want to compare loans quickly, Loans Generator might be worth a try - but just go in with your eyes wide open. And always, always read the fine print before you sign or enroll in anything.
At Ascend, we always recommend taking action early. Why? Because it gives you more flexibility and more peace of mind. Whether you're looking into loans, debt settlement, bankruptcy, or credit counseling - understanding your choices is key to making a confident, informed move.
Dealing with debt can feel like carrying a mountain on your back - and let’s be real, it’s exhausting. But here’s the thing: the sooner you explore your options, the more control you’ll have.
You deserve to work with people who genuinely have your back; a team that puts your best interest first and helps you move forward, not just sell you a quick fix. You don’t have to figure this out on your own. We’re here to walk with you, every step of the way.
Ready to start your journey to financial freedom? Give us a call at 833-272-3631. Let’s talk through your options, completely for free, so you can take that first step toward a better financial future.
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