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My Planet Policy Teacher Debt Relief Reviews: What You Need To Know
This article is for informational purposes only and should not be construed as legal or financial advice.
What I Found
While scrolling social media recently, I came across an ad claiming that if you're a teacher with $10,000 or more in credit card debt, you don't have to pay it back.
The video opens by guilt-tripping teachers, suggesting they should stop complaining about low pay because they get summers off - especially now, since allegedly teachers no longer have to pay off their credit cards.
It also claims that it has nothing to do with bankruptcy or high interest loans.
Note: When I look up 'The Debt Free Teacher' or 'My Planet Policy' on Instagram, nothing seems to come up that is related to this ad.
Let's Check Out Their Website
When you head over to the My Planet Policy website, you'll notice that it says that teachers are eligible for debt relief through this program, but there aren't any further details to be found anywhere regarding the program itself. To begin the process, I clicked the 'See If I Qualify' button.
From there you'll be asked if you're currently a teacher.
But regardless if you answer 'Yes' or 'No', you'll then be asked how much credit card debt you have.
And again, regardless of your answer, you'll be told that you qualify.
If you scroll down on this page, you'll see that it mentions you'll need to finish answering questions to see the amount of debt relief you qualify for.
But alas, the website seems to be broken.
Even if you head to their main site myplanetpolicy.com, it's completely empty.
What Do the Reviews Say?
Sadly I could not find any reviews related to My Planet Policy or their Teacher Debt Relief Review Program.
What Are Your Other Options?
Free Debt Consolidation Loan Calculator
If you are looking for a debt consolidation loan, feel free to take the free debt consolidation loan calculator below. No personal information is required unless you want to provide it.
Non-Profit Credit Counseling
One option the calculator above provides is non-profit credit counseling, which individuals sometimes pursue if that can't qualify for a loan.
Here's a video explaining that option:
Closing Thoughts
Keep in mind, you have choices, and these ads flooding your feed aren’t the only solution. There are other, much more reliable paths to financial relief.
Please feel free to give us a call at 833-272-3631 to discuss any options or questions you may have! We are happy to chat with you.
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