Advertiser's Disclosure

How the Site Works: Ascend's mission is to take the pain out of personal finance for everyone. Not everyone who comes to our site is currently best fit for the Ascend product, so we spend a great deal of time and effort finding partners that we hope will be beneficial to you.

How We Make Money: Our partners sometimes compensate us in the way of advertising. Some partners we recommend pay us referral fees for sending them new customers. If you click through an application link on our site and end up receiving the service, we may receive compensation when your application is approved, and you move forward with this product. Each partner is vetted based on the following criteria:

  1. We prioritize lower interest rate providers.
  2. We prioritize those who do not penalize checking your rate or have prepayment penalties.
  3. We prioritize those that are customer experience focused. We measure this by the reviews on more unbiased review sites.

US Loan Services Keeps Calling Me

Writer: Dylan Kamalay
May 9th, 2025
Writer: Dylan Kamalay
May 9th, 2025
This article is for informational purposes only and should not be construed as legal or financial advice.

A friend of mine has been getting so many calls lately from random numbers, multiple times a day - and the voicemails all sound the same, saying she’s “pre-approved” for a $65,000 loan, but the offer “expires at the end of the month.” And the calls are all from a company called US Loan Services.

The thing is, she never applied for a loan in the first place, so imagine her surprise to get calls like this.

If you’ve been getting these calls too, you’re definitely not the only one. Let’s break it down - who are US Loan Services?

Who are US Loan Services?

After doing some digging, I couldn’t find any website associated with US Loan Services... However, there is a different company called US Loan Servicing, and while they're named very similarly - they're a totally separate company. 

If you head to US Loan Servicing's site, they actually warn people to report any calls from US Loan Services to the Federal Trade Commission (FTC).
Source: https://www.usls.biz/

So what about US Loan Services reviews? Has anyone worked with them and gotten a loan?

US Loan Services Reviews

I checked Better Business Bureau, Google, and TrustPilot - but there weren't any reviews anywhere, so it's hard to say if anyone has found success with them.


Reddit

While they didn't mention US Loan Services specifically, I did come across a Reddit post from a user who also mentioned getting nonstop calls about a random loan offer they never applied for.

But the resounding comments all claim that these calls are just spam and to ignore them. 


So How Do You Get the Calls to Stop?

According to the Federal Communications Commission, you can register your number on the Do Not Call List. There are a few blocking resources you could look into as well. But as a general rule of thumb, it is best to just ignore them if you can and not answer calls from numbers you don't know. If you're being harassed with nonstop calls, or even suspect fraud, you can also report the calls to the FTC at reportfraud.ftc.gov.

Are You Looking for a Debt Consolidation Loan?

If you’ve been looking into loans to manage debt and are feeling overwhelmed by sketchy calls or offers that seem too good to be true, it might be worth exploring some safer, more transparent alternatives.

You can try our free Debt Consolidation Loan Calculator below to explore your options without the pressure. It only takes a couple of minutes, and no personal information is required unless you'd like help reviewing your results.

In just a few minutes, you can:
  • See if you pre-qualify for up to three top consolidation loan offers
  • Compare your options, like non-profit credit counseling
  • Get a personalized estimate of your monthly payment, total cost, and payoff timeline


Closing Thoughts

When it comes to debt relief, trust and transparency matter. If you're getting repeated calls from companies you’ve never contacted - especially ones that don't have a clear online presence - it’s okay to ignore and say no. You deserve real options from sources you can verify. 
Was this helpful?
Add Ascend on Google