Bankruptcy / Georgia / Cost

Understand the Cost to File Bankruptcy in Georgia

Written by Ben Tejes
Updated Sep 3rd, 2021

If you are like me, you probably wonder how you can afford the cost of bankruptcy in Georgia when it’s difficult to pay bills. Many bankruptcy costs such as the filing fee and the credit counseling courses are relatively similar. That said, the cost of bankruptcy attorney fees may range dramatically whether you are in Atlanta or Augusta. 

The purpose of this article is to provide you with estimated all-in costs:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

1. Bankruptcy Attorney Fees Georgia

Bankruptcy attorneys in Georgia can cost between $1000 - $2000. The cost may increase or decrease based on complexity and location.

Here are some of the ranges of cost in major cities in Georgia.

Attorney Fees in Atlanta

Atlanta is the most populated city in Georgia with a population of 504,527. Bankruptcy attorneys in Atlanta can cost an estimated $1,170.

Attorney Fees in Augusta

Bankruptcy attorneys in Augusta can cost an estimated $1,375.

Attorney Fees in Columbus

Bankruptcy attorneys in Columbus can cost an estimated $1,170.

2. Chapter 13 Bankruptcy Attorney Fees Georgia

Chapter 13 bankruptcy attorneys in Georgia can cost $4,250. The fee can depend on the district.

While Chapter 7 attorney fees have variability, many Chapter 13 fees are relatively similar based on no-look fees, a reasonable cost for the service provided. You may still want to see whether the attorney charges an hourly rate for any additional work after filing the Chapter 13

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty similar across the United States, not just Georgia. Here are the other costs to consider. 

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and a bankruptcy form that provides the filing fee. 

The Chapter 7 bankruptcy filing fee is $338 ($245 filing fee $78 administrative fee + $15 trustee surcharge).

The Chapter 13 bankruptcy filing fee is $313 ($235 filing fee + $78 administrative fee).

Mandatory Course Costs

When you file bankruptcy, you have to take an approved credit counseling course in Georgia and a debtor education course. You can often take both courses online. The average cost may is around $10 to $50 per course.

Miscellaneous Costs

You may have to pay for transportation to the meeting of creditors at the courthouse. You may also have to pay for a credit report for your attorney (although they may be able to help you with the credit report).

You can estimate the cost of transportation to one of the bankruptcy courts below:

Northern District

  • Richard B. Russell Federal Building
    2211 United States Courthouse
    75 Ted Turner Drive, SW
    Atlanta, GA 30303-3309
  • Sidney O. Smith Federal Building & United States Courthouse
    121 Spring Street SE Room 201
    Gainesville, GA 30501-3789
  • Lewis R. Morgan Federal Building & United States Courthouse
    18 Greenville Street
    Newnan, GA 30263-2789
  • United States Courthouse
    600 East First Street
    Rome, GA 30161-3149

Middle District

  • 475 Mulberry Street
    Macon, GA 31201
  • 201 West Broad Avenue
    Albany, Georgia 31701
  • 115 East Hancock Avenue
    Athens, Georgia 30601
  • 120 12th Street
    Columbus, GA 31902
  • 401 North Patterson Street
    Valdosta, GA 31601

Southern District

  • 600 James Brown Blvd.
    Augusta, GA 30901
  • 801 Gloucester Street
    Brunswick, GA 31520
  • 100 North Franklin Street
    Dublin, Georgia 31021
  • 125 Bull Street
    Savannah, GA 31401
  • 601 Tebeau Street
    Waycross, Georgia 31501
  • 52 North Main Street
    Statesboro, Georgia 30458