Bankruptcy / Ohio / Cost

Understand the Cost to File Bankruptcy in Ohio

Written by Ben Tejes
Updated Sep 3rd, 2021

If you are like me, you probably wonder how you can afford the cost of bankruptcy in Ohio when it’s difficult to pay bills. Many bankruptcy costs such as the filing fee and the credit counseling courses are relatively similar. That said, the cost of bankruptcy attorney fees may range dramatically whether you are in Columbus or Cleveland. 

The purpose of this article is to provide you with estimated all-in costs:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

1. Bankruptcy Attorney Fees Ohio

Bankruptcy attorneys in Ohio can cost between $1090 - $1500. The cost may increase or decrease based on complexity and location.

Here are some of the ranges of cost in major cities in Ohio.

Attorney Fees in Columbus

Columbus is the most populated city in Ohio with a population of 895,477. Bankruptcy attorneys in Columbus can cost an estimated $1,170.

Attorney Fees in Cleveland

Bankruptcy attorneys in Cleveland can cost an estimated $1,250.

Attorney Fees in Cincinnati

Bankruptcy attorneys in Cincinnati can cost an estimated $1,170.

2. Chapter 13 Bankruptcy Attorney Fees Ohio

Chapter 13 bankruptcy attorneys in Ohio can cost $3500 - $4000. The fee can depend on the district.

While Chapter 7 attorney fees have variability, many Chapter 13 fees are relatively similar based on no-look fees, a reasonable cost for the service provided. You may still want to see whether the attorney charges an hourly rate for any additional work after filing the Chapter 13

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty similar across the United States, not just Ohio. Here are the other costs to consider. 

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and a bankruptcy form that provides the filing fee. 

The Chapter 7 bankruptcy filing fee is $338 ($245 filing fee $78 administrative fee + $15 trustee surcharge).

The Chapter 13 bankruptcy filing fee is $313 ($235 filing fee + $78 administrative fee).

Mandatory Course Costs

When you file bankruptcy, you have to take an approved credit counseling course in Ohio and a debtor education course. You can often take both courses online. The average cost may is around $10 to $50 per course.

Miscellaneous Costs

You may have to pay for transportation to the meeting of creditors at the courthouse. You may also have to pay for a credit report for your attorney (although they may be able to help you with the credit report).

You can estimate the cost of transportation to one of the bankruptcy courts below:

Northern District

  • 2 South Main Street
    Akron, Ohio 44308
  • 801 West Superior Avenue
    Cleveland, Ohio 44113
  • 1716 Spielbusch Avenue
    Toledo, Ohio 43604
  • 125 Market Street
    Youngstown, Ohio 44503

Southern

  • Room 103
    100 East Fifth Street
    Cincinnati, Ohio 45202
  • Room 121
    85 Marconi Boulevard
    Columbus, Ohio 43215
  • Room 712
    200 W. Second Street
    Dayton, Ohio 45402