Bankruptcy / Idaho / Cost

Understand the Cost to File Bankruptcy in Idaho

Written by Ben Tejes
Updated Sep 3rd, 2021

If you are like me, you probably wonder how you can afford the cost of bankruptcy in Idaho when it’s difficult to pay bills. Many bankruptcy costs such as the filing fee and the credit counseling courses are relatively similar. That said, the cost of bankruptcy attorney fees may range dramatically whether you are in Boise or Meridian. 

The purpose of this article is to provide you with estimated all-in costs:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

1. Bankruptcy Attorney Fees Idaho

Bankruptcy attorneys in Idaho can cost between $1170 - $1500. The cost may increase or decrease based on complexity and location.

Here are some of the ranges of cost in major cities in Idaho.

Attorney Fees in Boise

Boise is the most populated city in Idaho with a population of 228,790. Bankruptcy attorneys in Boise can cost an estimated $1,500.

Attorney Fees in Meridian

Bankruptcy attorneys in Meridian can cost an estimated $1,200.

Attorney Fees in Nampa

Bankruptcy attorneys in Nampa can cost an estimated $1,200.

2. Chapter 13 Bankruptcy Attorney Fees Idaho

Chapter 13 bankruptcy attorneys in Idaho can cost $4,500. The fee can depend on the district.

While Chapter 7 attorney fees have variability, many Chapter 13 fees are relatively similar based on no-look fees, a reasonable cost for the service provided. You may still want to see whether the attorney charges an hourly rate for any additional work after filing the Chapter 13

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty similar across the United States, not just Idaho. Here are the other costs to consider. 

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and a bankruptcy form that provides the filing fee. 

The Chapter 7 bankruptcy filing fee is $338 ($245 filing fee $78 administrative fee + $15 trustee surcharge).

The Chapter 13 bankruptcy filing fee is $313 ($235 filing fee + $78 administrative fee).

Mandatory Course Costs

When you file bankruptcy, you have to take an approved credit counseling course in Idaho and a debtor education course. You can often take both courses online. The average cost may is around $10 to $50 per course.

Miscellaneous Costs

You may have to pay for transportation to the meeting of creditors at the courthouse. You may also have to pay for a credit report for your attorney (although they may be able to help you with the credit report).

You can estimate the cost of transportation to one of the bankruptcy courts below:

District of Idaho

  • 550 W. Fort Street
    Suite 400
    Boise ID 83724
  • 6450 North Mineral Drive
    Coeur d'Alene ID 83815
  • 801 E. Sherman Street
    Room 119
    Pocatello ID 83201