Written by Ascend Team
Updated Nov 1st, 2023
Don't you love when Facebook does that?
Anyhow, what is this company and how does this company work? Let's explore together.
What is Bill Doctor?
It was difficult to find information on BillDoctor.org, but I was able to find in this Bizapedia listing that the company contact is CPC Marketing, Inc. As this is a marketing company, my hypothesis is that Bill Doctor may be a marketing website designed to refer you to different entities where it's a debt relief company or a debt consolidation loan. You may be on the hunt for a legitimate debt relief company who will help you get out of debt as soon as possible. There are a lot of companies out there who advertise themselves as loan companies, but end up being debt settlement companies. It appears as though Bill Doctor is a company who educates you on your debt relief options.
Debt relief companies have many pros and cons and costs, so we built a free debt relief cost and pros and cons calculator below that will provide a cost estimate per month and also the pros and cons of debt relief.
If you are looking for a loan, we have 2 debt consolidation loan options that we like that do not affect your credit score when checking rate and do not charge prepayment penalties.
Important Distinction: Loans vs Programs
Different debt relief options are important to understand. Consolidation loans and programs are both great options depending on what exactly you are looking for. It is important to know what you're looking for before speaking with a company. Loans will help you consolidate your payments into one payment and you are able to keep your accounts open. A program will have you fall behind on any accounts you want to include and then try to negotiate your debt amount down to about 50% of what you owe and you will have to close your accounts.
Bill Doctor History
I was able to find Bill Doctor on WayBack Machine, however it seems as though they have only been around since 2023.
Bill Doctor Reviews
Reading reviews on different debt relief companies can be incredibly helpful before making a decision on if you want to work with them or not.
I found Bill Doctor on BBB, however there were no reviews or complaints. They received an A score though.
TrustPilot had 7 reviews for Bill Doctor. It gave them a 3.5 out of 5 stars. Some reviews stated that they were very helpful and did not make them feel pressured to sign up with them. Other reviews stated that they felt as though Bill Doctor was not transparent with them.
Positive reviews stated they did not feel pressured and felt as though everything was explained very well to them.
The negative reviews stated they did not need the service or felt as though they were not transparent.
Alternative Options to Bill Doctor
Many people prefer to try to get a debt consolidation loan before looking at options such as debt management, debt payoff planning, debt settlement or bankruptcy. If you've searched far and wide for a loan and can qualify, consider taking the free debt consolidation program cost calculator below that allows you to compare to other options.