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Debt Advisors of America Lawsuit: 4 Things to Know

Written by Ascend Team
Updated Nov 17th, 2022

You may be considering Debt Advisors of America and wonder if there have been any lawsuits against Debt Advisors of America. 

In fact, there is one lawsuit which could be found which is Crane v. Debt Advisors of America, which was filed in 2020. The cause of the lawsuit is related to the Fair Credit Reporting Act.  Here’s the case text that we can summarize below. 

Lawsuit summary

According to the lawsuit, the introduction states that the case involved “illegal” use of private financial data in credit reports. Furthermore, the lawsuit states that the “illegal” use of marketing debt settlement and/or consolidation services.

Statement of Facts

In the statement of facts, the Debt Advisors of America lawsuit states that the defendants allegedly engaged in a scheme to obtain that consumer reporting data to market debt settlement and credit repair services.

The lawsuit discusses a mailer that is allegedly deceiving, including text that it’s important to contact the firm within 10 days of receiving the notice to avoid unnecessary delays in processing your request.

The lawsuit further reads that the plaintiff matches one of 3 criteria to receive a mailer.

  1. High debt to income ratio
  2. Accounts open for 12 months
  3. And/or Annual percentage rate (APR) on an account had risen.

What Were the Plaintiff’s Claimed Damages?


According to the lawsuit, the plaintiff suffered actual damages such as (but not limited to), anxiety,monetary damages, and mental and/or emotional hardship, and embarrassment that his private financial data had been reviewed and accessed by individuals or company that did not have a right to that information.


Here’s a picture of exhibit A of the Debt Advisors of America lawsuit.



2 Interesting Facts About Debt Advisors of America Lawsuit

I found two interesting fact s about this case:

  1. On page 5, Nate indicated that Debt Advisors of america is actually a broker who would connect him with a law firm to handle the debt. From a bit more research, I found that LPG may stand for Litigation Practice Group that maintains just a 3.7 based on 368 reviews on Google.

  2. You will see that Exhibit A appears to be almost identical to the same mailer (below) that Debt Advisors of America seems to be continuing to use.