How the Site Works: Ascend's mission is to take the pain out of personal finance for everyone. Not everyone who comes to our site is currently best fit for the Ascend product, so we spend a great deal of time and effort finding partners that we hope will be beneficial to you.
How We Make Money: Our partners sometimes compensate us in the way of advertising. Some partners we recommend pay us referral fees for sending them new customers. If you click through an application link on our site and end up receiving the service, we may receive compensation when your application is approved, and you move forward with this product. Each partner is vetted based on the following criteria:
We prioritize lower interest rate providers.
We prioritize those who do not penalize checking your rate or have prepayment penalties.
We prioritize those that are customer experience focused. We measure this by the reviews on more unbiased review sites.
This article is for informational purposes only and should not be construed as legal or financial advice.
Have you come across Gitmeid Law, or been connected to them after reaching out to National Debt Relief, and were curious about what their reviews say? Let's dive into their services, client experiences, and alternative debt relief options to help you make an informed decision on your next steps.
We came across this post on Reddit recently, where the poster is asking for advice and opinions in regard to working with National Debt Relief.
We've written about National Debt Relief in the past, feel free to check out our articles below for more details:
But what caught our eye was the reply to this post mentioning that when they worked with National Debt Relief, they ended up being forwarded to Gitmeid Law.
Who is Gitmeid Law?
The Law Offices of Robert S. Gitmeid & Associates, PLLC - also known as Gitmeid Law - is a law firm that specializes in providing legal services for clients facing conflict with creditors. Their practice areas include bankruptcy, debt negotiation, civil litigation defense, expungement, and fair debt collection defense.
Source: https://gitmeidlaw.com/
You'll notice the badge at the bottom of their website with an A+ rating from Better Business Bureau, but what do their reviews say?
Gitmeid Law Reviews
Let's take a look at their reviews on a few different platforms! It can be difficult to decide what to do when there are a plethora of positive and negative reviews.
Better Business Bureau Reviews
On Better Business Bureau, they have a 4.75 rating out of 5-stars, based on 770 reviews.
Their positive reviews are short, sweet, and to the point. But what about their negative reviews?
In reading their negative BBB reviews, customers report feeling misled by Gitmeid Law's services. Their complaints include hidden fees, increasing payments, and being unknowingly signed up for high-interest loans. Some claim the company failed to mention crucial details, while others faced delays, lack of communication, and difficulty canceling services. Several reviewers advise working directly with creditors or seeking financial counseling instead, as fees often cancel out any savings from reducing their debt. Many express frustration over feeling their financial situation was made worse due to working with the company.
Google Reviews
On Google, they have a 4.4 rating out of 5 stars, based on over 1,200 reviews.
They have overwhelmingly positive and glowing reviews on Google, but in taking a look at the negative reviews, there are some interesting implications...
In taking a look at their negative reviews, more than one person mentions noticing that their positive Google reviews skyrocketed over a very short period of time, implying that many could be fake.
When it comes to their actual experiences, reviewers mention feeling misled - thinking they were consolidating debt only to end up dealing with poor communication, unexpected legal trouble, and financial losses. Many say the company took their money and then stopped responding, leaving them with court judgments, frozen funds, and damaged credit. The general consensus? Based on these client experiences, the company seems more focused on making money than truly helping clients.
TrustPilot Reviews
On TrustPilot, while this profile does not seem to be claimed by Gitmeid Law - they currently have a 4.7 rating out of 5-stars based on 85 reviews.
To start, their recent positive reviews are very complimentary of both their customer service and overall experience.
Looking at their negative reviews, you’ll see a very different side of the story. Many customers recommend negotiating directly with creditors instead of using a debt settlement company. One reviewer even claims, "they destroy your credit score."
To clarify, Gitmeid Law isn't directly ruining credit scores, but part of the debt settlement process involves stopping payments, which leads to delinquency and lowers credit scores. While this is a common strategy to push creditors into negotiation, many companies fail to explain this clearly - leaving customers feeling misled.
Are You Looking for a Debt Consolidation Loan?
If you're curious about a debt consolidation loan, feel free to try out our free debt consolidation loan calculator below! No personal info is required, unless you choose to share it.
The calculator will show you three different loan options and even give you an estimated cost for other debt consolidation methods, like non-profit credit counseling, which can help reduce interest rates through an agency.
Consider Non-Profit Counseling
If you don’t qualify for a debt consolidation loan, non-profit credit counseling could be a great alternative. It’s a free or low-cost service that pairs you with a credit counselor who helps you understand your debt and create a plan to lower your payments and interest rates. (This is also one of the options mentioned in the calculator above!)
Want to learn more? Check out this video for all the details:
Closing Thoughts
While Gitmeid Law may be a good option for some, definitely prioritize weighing the pros and cons before deciding if debt settlement is the right fit for your situation. It can be challenging to decide what to do when there are a plethora of positive and negative reviews, but I hope this article has been helpful.
At Ascend, we believe you deserve to have more control and peace of mind over your financial situation, and exploring your debt relief options sooner than later can help with that. You deserve a company that puts your best interests first and helps you weigh your options - from debt settlement to bankruptcy, understanding your choices is key to making the best decision for your future. Debt can feel isolating and overwhelming, but you don’t have to tackle it alone.
Want to take the next step? Give us a call at 833.272.3631 - we’re here to help you work toward financial freedom!