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Quick Credit Connect Reviews: 3 Things To Know

Written by Ben Tejes
Updated Dec 6th, 2023

Did you receive a mailer from Quick Credit Connect or see an ad on social media or another platform?

If so, this article is for you.

We will cover the answers to this question and more in this article, so let’s get started.

What Is Quick Credit Connect?

Quick Credit Connect may be pitching a small dollar high-interest loan or potentially debt settlement consolidation.

If it's a payday loan, you may want to consider the pros and cons of payday loans.

Now, debt settlement is not to be mistaken or confused with a debt consolidation loan where proceeds would be sent to your bank account. Now, if you are looking for a debt consolidation loan, there are 3 debt consolidation loan companies that we have vetted. They 1) Only do a soft check to check your credit 2) Do not charge prepayment penalties. With debt consolidation loans, it may be helpful to check your rate from multiple places to get the best rate. If you aren't able to qualify, then some individuals look at debt settlement.

If you are unfamiliar, Debt settlement is the process in which a third party negotiates and settles with your creditor on your behalf. The goal of a debt settlement firm is to find a lower payment that will fully satisfy the debt that you owe. So, a debt settlement may try to settle a $10,000 credit card balance for $5,000. This can provide ample savings and a potentially lower monthly payment.

I was the previous CEO of a debt settlement company, and I believe debt settlement can be a good option for some, but not for others.

Now, if you are struggling with debt and wondering what to do next, we built a free, unbiased debt options comparison calculator (not even an email address is required) that provides a wide range of debt options that may be able to fit your budget. The data is personalized to your income and expenses, so you can get accurate costs, pros and cons, and options.

Let's cover Quick Credit Connect’s history next.

Quick Credit Connect History

According to Quick Credit Connect’s BBB page, the debt relief company has been in business for almost 30 years. At the time this article was written, Quick Credit Connect has a surprisingly low number of reviews for a company that has been in business for almost 30 years. From only 21 reviews, Quick Credit has a 1 out of 5-star rating. However, there are 75 complaints from the past 3 years alone.

When looking at their website, Quick Credit Connect seems to be a personal loan provider, offering loans up to $3,000. In their Important Disclosures, Quick Credit reveals that they offer loans through CC Connect, a division of Captial Community Bank. They also state that their APR tends to fall between 185-225%. 

How Much Does Debt Settlement Consolidation Cost?

An alternative to a payday loan may be debt settlement consolidation.

At Ascend, we believe that debt settlement may be a good option, but it’s only in the context of understanding all of your options and understanding the cost of that option. This is exactly why we built a free debt settlement cost calculator so that you are MOST informed. The calculator will not provide your exact Quick Credit Connect debt settlement plan payment. However, it provides an estimate based on your personalized financial data and allows you to compare debt relief options. 

Debt settlement can be much less expensive than your current obligations, but it is a debt relief option, meaning that there are debt settlement pros and cons associated with it. For example, while debt consolidation loans can help increase your credit score, debt settlement can hurt your credit score

Quick Credit Connect Reviews

Let’s next cover the BBB reviews, Google reviews, and TrustPilot reviews.

BBB reviews

Quick Credit Connect’s BBB page appears to be connected to a parent company, Heights Finance. Because of this, BBB has integrated reviews from both the parent company and Quick Credit itself. When reading through the reviews, most users claimed that Quick Credit was unclear and dishonest with what services they were offering. Others claim that they were harassed by the company with incessant phone calls and emails. While they have an A+ rating, they are not BBB Accredited. 

Quick Credit Connect BBB page

Other Reviews

Unfortunately, it doesn’t appear that there are any other trusted platforms (Google, TrustPilot, Yelp, etc.) that have any reviews for Quick Credit Connect.

Because they seem to be a subsidiary company, one way to look through some relevant reviews could be to read through reviews focused on their parent company. While this won’t necessarily speak to Quick Credit Connect’s services and abilities, it can shed some light on the values and emphases that the company was likely founded on. 

However, again, this won’t be a great indicator of whether or not the company itself is effective and honest. When this is the case for a company, sometimes the best thing you can do is reach out on public forums (if you are comfortable) and ask if anyone has had an experience with the company. This could be through something like Facebook or even Reddit. There is likely someone who is willing to share their experience if you ask. 

Closing thoughts

The reviews on BBB that are connected with its parent company are not the most reassuring. However, it does appear that a majority of the negative comments were simply about not getting the loan they thought they were pre-approved for. If you are looking for a few different debt relief options and aren’t solely interested in a personal loan, then Quick Credit Connect may be perfect for you!

What If I Can’t Get a Debt Consolidation Loan Elsewhere?

If you can’t get a consolidation loan from Quick Credit Connect, what are your options?  Are you putting more on your cards each month than reducing them? Do you have a high debt-to-income ratio?

The challenge is that you may qualify for a debt consolidation loan, but their interest rate could be 29.99% or the loan won't consolidate all of your debt. 

As stated above, if you have debt that is unaffordable, we built the free debt options and costs calculator below that allows you to compare options such as non-profit credit counseling, debt settlement, and debt payoff planning. If you are already in financial hardship, the calculator also allows you to understand bankruptcy. No email address is required unless you'd like some additional free assistance.

Also feel free to reach out to us at Ascend! We help by providing information, guidance, and support as you explore debt relief options. Our goal is to help you find an affordable solution to your debt problems that protects your best interests. Call or text us now at (833) 272-3631 or contact us online for a free case evaluation.