Bankruptcy / South Carolina / Cost

Understand the Cost to File Bankruptcy in South Carolina

Written by Ben Tejes
Updated Dec 1st, 2021

If you are like me, you probably wonder how you can afford the cost of bankruptcy in South Carolina when it’s difficult to pay bills. Many bankruptcy costs such as the filing fee and the credit counseling courses are relatively similar. That said, the cost of bankruptcy attorney fees may range dramatically whether you are in Charleston or Columbia. 

The purpose of this article is to provide you with estimated all-in costs:

  1. Bankruptcy Attorney Fees
  2. Bankruptcy Filing Costs

Estimate the Bankruptcy Attorney Fees in Your Zip Code

We received the question of how much a bankruptcy costs in South Carolina so often that we built a database of attorney fees. Use your zip code below to estimate the cost of bankruptcy in your city in South Carolina.

1. Bankruptcy Attorney Fees South Carolina

A Chapter 7 Bankruptcy is often less expensive than Chapter 13 bankruptcy. Chapter 7 bankruptcy attorneys in South Carolina can cost between $1000 - $2800. The cost may increase or decrease based on complexity and location.

Here are some of the ranges of cost in major cities in South Carolina.

Attorney Fees in Charleston

Charleston is the most populated city in South Carolina with a population of 136,208. Bankruptcy attorneys in Charleston can cost an estimated $2,500.

Attorney Fees in Columbia

Bankruptcy attorneys in Columbia can cost an estimated $2,200.

Attorney Fees in North Charleston

Bankruptcy attorneys in North Charleston can cost an estimated $1,500.

2. Chapter 13 Bankruptcy Attorney Fees South Carolina

Chapter 13 bankruptcy attorneys in South Carolina can cost $3,700. The fee can depend on the district.

While Chapter 7 attorney fees have variability, many Chapter 13 fees are relatively similar based on no-look fees, a reasonable cost for the service provided. You may still want to see whether the attorney charges an hourly rate for any additional work after filing the Chapter 13

3. Bankruptcy Filing Costs

Bankruptcy filing costs are pretty similar across the United States, not just South Carolina. Here are the other costs to consider. 

Bankruptcy Filing Fees

The US Courthouse has a fee schedule and a bankruptcy form that provides the filing fee. 

The Chapter 7 bankruptcy filing fee is $338 ($245 filing fee $78 administrative fee + $15 trustee surcharge).

The Chapter 13 bankruptcy filing fee is $313 ($235 filing fee + $78 administrative fee).

Mandatory Course Costs

When you file bankruptcy, you have to take an approved credit counseling course in South Carolina and a debtor education course. You can often take both courses online. The average cost may is around $10 to $50 per course.

Miscellaneous Costs

You may have to pay for transportation to the meeting of creditors at the courthouse. You may also have to pay for a credit report for your attorney (although they may be able to help you with the credit report).

You can estimate the cost of transportation to one of the bankruptcy courts below:

District of South Carolina

  • Charles E. Simons, Jr. Federal Courthouse
    223 Park Avenue, S.W.
    Aiken, SC 29801
  • G. Ross Anderson Jr. Federal Building and United States Courthouse
    315 South McDuffie Street, 2nd Floor
    Anderson, SC 29624
  • J. Waties Waring Judicial Center
    Meeting Street at Broad Street
    Charleston, South Carolina 29401
  • Matthew J. Perry, Jr. Courthouse
    901 Richland Street
    Columbia, South Carolina 29201
  • McMillan Federal Building
    401 West Evans Street
    Florence, South Carolina 29501
  • Clement F. Haynsworth Federal Building & U. S. Courthouse
    300 East Washington Street
    Greenville, South Carolina 29601
  • Donald S. Russell Federal Building & U. S. Courthouse
    201 Magnolia Street
    Spartanburg, South Carolina 29306