First Advantage Debt Relief Reviews: 3 Things To Know
Written by Ben Tejes
Updated Apr 17th, 2025
As the CEO of Ascend, I have spoken with approximately 1,000 people about debt consolidation over the past 10 years, and our free debt consolidation calculators has helped over 40,000 people understand their loan option and alternatives, but I don't get much time to write articles anymore. That said, I just saw this ad pointing to First Advantage Debt Relief and felt compelled to write and explain what you may be seeing.
Firstly, the ad shows Meylin Lopez explaining how good God is, so this appears targeted at Christians. I saw a similar ad for the Christian Savings Club that I also had to write.
As a Christian, I was immediately interested to hear what she was trying to sell. What I found was very interesting, so let's get started.
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The next part of the ad became more confusing. She showed a group of bills on a table and a random assortment of $100 bills.
The biggest thing I caught from this segment of the ad is that she applied to "some company" (which we will discuss later), that company deposited over $30,000 into her checking account, and that she was able to use that to consolidate debt.
Now, she next says that this is not bankruptcy (obviously), this was not a personal loan, and this was not money she had to pay back.
Here are some screenshots I thought helpful if you had seen a different ad.
Step 1: Meylin Lopez states she gets over $30,000 into her checking account.
Step 2: She states that this is not a personal loan.
Step 3: Meylin Lopez mentions that she does not have to pay it back.
At this point, I felt something was too good to be true, so I clicked on the ad and went through the application. It took me to First Advantage debt relief's webpage.
These are standard ads, and my understanding is that First Advantage may sell your information to a partner for a referral fee, so I wanted to understand who are First Advantage's partners to see what product Meylin Lopez is pitching.
I got to the final page, and I saw all the partners.
I have written about companies such as TurboDebt and JG Wentworth from its partner list, so I now know precisely what product First Advantage is trying to sell me.
The product is called debt consolidation, also known as debt relief.
I can explain how debt consolidation/debt relief works, but I believe it would be more helpful if you watched my recent video below.
If you are struggling with debt and don’t know your options, please consider taking this free personal loan and alternatives options calculator to estimate loan qualification and learn about alternatives.
No personal information is required unless you want to provide it.
Unfortunately, many people I speak with do NOT qualify for debt consolidation loans, so nonprofit credit counseling is a debt consolidation option that I have loved recently. In non-profit credit counseling, an agency negotiates your interest rates down and gets you on a fixed monthly payment. You also consolidate all your high-interest credit cards, often into a lower monthly payment.
You may have to qualify, but I created this free calculator to compare credit counseling and debt consolidation and estimate your eligibility.
Here's a video I created recently covering credit counseling.
Finally, consider whether I could find anything on First Advantage Debt Relief reviews.
First Advantage Debt Relief Reviews
Unfortunately, I could not find any relevant First Advantage debt relief reviews when I searched.
I found a website offering First Advantage reviews, but the company was unrelated to First Advantage Debt Relief.
Has Consumer Reports Reviewed First Advantage Debt Relief?
Consumer Reports provides product reviews, ratings, and buying advice. I searched whether Consumer Reports had reviewed First Advantage Debt Relief, and I could not see anything that would indicate that it had.
