So, if you enroll for $100,000, you would pay around $21,000 in fees.
Debt settlement may be a great option for you, but it’s helpful to understand each of your options, including non-profit credit counseling and bankruptcy, as there are definite cons to debt settlement. Here are some of the key cons to consider:
Now, if you are struggling with making payments on your debt and wondering what to do next, we have built a free, unbiased debt options comparison calculator (not even an email address is required) that provides a wide range of debt options that may be able to fit your budget. The data is personalized to your income and expenses, so you can get accurate costs, pros and cons, and options.
Let's next cover Turbo Debt's history.
TurboDebt appears to be a newer entity.
In an earlier article, we did a deep dive into TurboDebt’s history, and learned that the company only has a digital presence that dates back to March 24, 2020. This means that TurboDebt is just over two and a half years when this article was updated. The brevity of the company’s history is interesting when compared to the amount of reviews it has.
In fact, TurboDebt has amassed almost as many Google reviews in 2 years as National Debt Relief acquired over a span of 13 years. With over 2,000 reviews, TurboDebt has earned a 4.9 out of 5-star rating on Google. In addition, Turbo Debt commands over 3,900 reviews on TrustPilot, with the most recent review coming today, and the oldest positive review from August 26, 2021. Also, at the time of this writing, I could not find any TurboDebt BBB accreditation.
So, you're probably wondering how much debt relief companies like TurboDebt may cost you each month.
According to TurboDebt's Google My Business Page, in 2025, TurboDebt is an exclusive partner of National Debt Relief, which means that TurboDebt refers you to National Debt Relief and potentially earns a commission. So, in order to understand what your full experience may be, it could really be helpful to read the National Debt Relief reviews.
Let's understand TurboDebt reviews and how the company may function.
The Turbo Debt reviews are extremely positive. One question is, when did Turbo Debt request a review from the individual? Is TurboDebt requesting a review after you've just been promised that your debt burden will be eliminated?
If you are considering debt relief, you may consider the following:
It may be helpful to review specific Trustpilot reviews. For example, take this example where the individual was attempting to transfer someone to Lexington Law, only to not qualify.
If you're working with National Debt Relief, reviewing National Debt Relief's 417 BBB complaints in the last 3 years or one of our articles covering National Debt Relief could be helpful.
Let's review where Heather got connected to Turbo Debt to get placed into the National Debt Relief program.
For example, check out this recent TrustPilot review.
There are many reviews on Google from confused clients who thought they would work with TurboDebt. However, they quickly got handed off to another company. According to TurboDebt’s own website, their goal is to “connect clients to debt relief programs that fit their unique needs.” This means that TurboDebt’s function is to market to the population, find relevant leads, and match them to one of the companies with which they are partnered.
Most likely, this means that TurboDebt makes money off of sponsorships from its partnered companies. Unfortunately, when company recommendations are tied to profit, two things are likely:
There may be a period where you actually work with TurboDebt, but that will only be spent figuring out which company to work with. Once the connection has been made, you will likely not be in contact with TurboDebt again. Even if you do get back in touch with TurboDebt, they will not have any information on how your case is being handled.
In short, no, you will not be working extensively with TurboDebt.
If TurboDebt isn’t what you thought it was, and you are still looking for debt relief options, you still have some choices! Depending on where you are at in your debt relief journey, there are many things you can do. Here are just a few examples:
If the lack of credit score impact and no extra payments intrigued you, consider looking into debt management. There is still a chance that your credit score will be slightly impacted, but not nearly as badly as some of the other debt-relief options. Debt management allows you to look at your debt payments as a whole and break them down into more manageable and organized payments. Sometimes, this includes asking your creditors for smaller payments or a break in payments, but you will still be paying off the entirety of the debt.
Ultimately, TurboDebt is connecting you to a debt settlement firm. However, your rate may be inflated because the cost of customer acquisition is high. Instead, research the best debt settlement companies and contact them yourself! While your credit score may still be impacted, you could save a little on the cost.
If paying off your debt isn’t an option, then bankruptcy might be your best bet. While you will see a drop in your credit score, there is a chance that bankruptcy is the lowest-cost option you have.
The free debt relief cost calculator provides a personalized estimate of each option based on your unique expenses.
Overall, TurboDebt is a marketing company that refers individuals to National Debt Relief.
Make sure you understand what TurboDebt is before you begin working with them. If you would like to talk to someone about options, give me a call at 833-272-3631! We love giving accurate and unbiased information that can help you make a decision based on your unique situation!
