Debt Relief / Lawyer / Newport Legal Group

Newport Legal Group Debt Consolidation Reviews: 3 Things You Need to Know

Written by Ascend Team
Updated Jan 30th, 2024
1/29/2024 Update: Newport Legal Group was mentioned in the CFPB lawsuit against SFS for deceptive debt relief practices.

As such, I shot this video below. Please considering watching the video and then calling or texting me at 408-543-8617 if you have any questions about your options next.

Did you get a mailer that pre-qualified you for a debt consolidation loan at an amazing rating?

Did you not end up qualifying, but did you qualify for a debt consolidation program (i.e. debt settlement) via Newport Legal Group?

Does Newport Legal take fees before settling debt?

Many debt settlement companies take fees AFTER the first debt has been settled. That said, Newport Legal states that it is a law firm, so are you paying for retainer fees before the debt has been settled? This specific review caught my eye (we will cover reviews later) where the individual canceled but did not receive a refund after 4 payments. 

Newport Legal review that states that fees may have been taken upfront.

In addition, Newport Legal may have similarities to Boulder Legal Group that takes fees before settlement. We took a look at the contract below, and it does in fact seem that fees can be assessed before settlement.
Newport Legal has similiarties to Boulder Legal that takes fees before settlement.

But, can you actually afford the Newport Legal payment each month? Let's cover that next.

Has Your Credit Been Negatively Affected? What Are Good Debt Consolidation Alternatives?

You joined a debt consolidation program, and now you may have been sued for unpaid debt and your credit score may have plummeted. So, what are alternatives to debt consolidation? 

We built a free debt consolidation alternatives calculator below that compares cost, duration, and pros and cons of key debt consolidation alternatives.

Newport Legal Reviews

In my opinion, two of the most unbiased, holistic review sites are BBB reviews and complaints and Google reviews. It may tend to be a bit more negative, but it seems to be a source of information.

What I found surprising was that there was a current BBB alert for Newport Legal Group showing a pattern of complaint. It’s the first time I’ve seen this type of alert.

Newport Legal has a warning on BBB due to many complaints

So, what are the BBB reviews?


On BBB, Newport Legal Group currently has a 1.28 rating based on 71 reviews, and a B- rating. There have been 91 complaints in the last 3 years and 45 complaints just in the last 12 months. When I see this, I wonder whether someone else is signing people up for Newport Legal Group, and that Newport Legal Group is not doing direct marketing.

Newport Legal has 1.28/5 stars on BBB

Many of their reviews mention that giving them no stars/zero stars if they could. One review states that the individual paid the legal group $9000 over 14 months and only one bill of $1000 was paid off. When asked about it, the legal group said that the remainder was kept for fees. Another review says that the individual ended up being garnished after Newport Legal Group completely ignored one of the accounts that was in litigation. The individual then started getting emails reminding her of payments after she had already paid.

Someone on BBB who said they wish they could give zero stars A review saying they received litigation notices


On Google, Newport Legal Group has a 3.4 rating based on 182 reviews.

Similar to the BBB reviews, some of the Google reviews mention their experience. One individual states that only an average of 10% of the payment goes towards the debt whereas the rest goes towards their fees. Another mentioned that over the course of a year, $8000 was paid the the legal group and only one account of a little over $1000 was paid off.

A Google review saying they made a bad situation worse

That said, it appears that some individuals seem to be having a good experience with the program. 

Newport Legal 5 star Google review

What is

One of the most fascinating finds I have found in my research is that it appears that there is a separate website focused on both TrustPilot and Google Business reviews. 

The website's address is, and the most interesting aspect of this website is that this website stated that Newport Legal Group has a 5.0 based on 10 reviews, but Google itself actually shows tbat Newport Legal Group has a 3.4 based on 182 reviews.

So, What is Newport Legal?

Newport Legal Group appears to be a law firm that is pitching debt settlement. I wouldn’t be surprised if Newport Legal Group was tied to a much bigger organization as it appears that there are more of these firms that have similarities. 

When I look at these companies, I like to understand how old the website is and see any information I can about the company. What I found interesting is that Newport Legal Groups website has been around since at least December, 2020. So, it may be a relatively new website.

Newport Legal Group per wayback machine from December 2020

Also, it looks like the firm's main address of 300 Baker Ave., Ste. 300, Concord, MA 01742-2124 may be a virtual mailbox, and not a physical location.

Newport Legal office address appears to be a virtual mailbox

Your Options

If you are wondering where you should go from here or if you have any personal experiences, please consider contacting me at 833-272-3631. I’d love to hear about your experience.

If you would like to stay with Newport Legal Group, you may want to read the Client Services Agreement in its entirety. If they are taking out fees before settlement, why are they doing that? What are they actually doing for you and what’s the percentage fee they charge?

If you’d like to cancel, you may be able to contact them directly, but you may also have to get assistance from your bank if they do not allow you to cancel the program easily.

Debt settlement can be a good option as long as you know what you are getting yourself into and who is handling your accounts. Are they actually going to help? Make sure you doing your own research.